The Clark Howard Podcast

Amazon and Walmart are retail behemoths in a market share fight, and Clark shares 2 new ways you can benefit, including a discount deal on gas. Also today, how much does mindset play into your success at work? More than you think! Amazon & Walmart+: Segment 1 Ask Clark: Segment 2 Positivity - It Really Works: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Amazon Prime introduces a new benefit to save on gas USA TODAY: Walmart unveils Black Friday plans: When customers can expect deals Amazon targets Aldi and Target with a new lineup of ‘no-frills’ groceries How To Set Up Your Own Biweekly Mortgage Plan Without Paying Any Fees Streaming TV Tool: Find Cheapest Way to Stream Your Favorite TV Channels Phone Plan Finder – Find the Best Plan For You - Clark.com Cash Back Credit Card Calculator Tool / Clark - CALCULATORS Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover the struggles of the sandwich generation, balancing child care and elderly support with expert insights on effective planning. Gain tips on navigating holiday travel, from managing flight delays to selecting the right travel insurance. Dive into smart investment strategies and the best ways to save on car rentals. Learn how to pack efficiently for your trips and the importance of credit management when traveling. This is a treasure trove of advice for anyone juggling family responsibilities during the busy holiday season!

The discussion begins with a comparison of robo-advisors and traditional financial planners, emphasizing their respective benefits. Skepticism about Bitcoin emerges, highlighting risks and potential scams. Rent control takes center stage, with arguments against its market-distorting effects and examples illustrating its failure to help renters. The conversation wraps up by analyzing the unintended consequences of rent control, showcasing how its removal can lead to a healthier housing market.

Listener feedback takes center stage as Clark answers criticisms in a lighthearted segment. A street survey reveals surprising trends in retirement savings among young adults, showcasing their growing financial savvy. The discussion also delves into the complexities of 401(k) plans, shedding light on common misconceptions. Clark highlights the importance of understanding flexible spending accounts, especially for military personnel. The episode wraps up with essential insights on credit card strategies and savings tips for the upcoming holiday season.

A new trend called 'doom spending' among young adults raises eyebrows, driven by a mix of pessimism and anxiety. The discussion touches on its psychological impact and offers a financial perspective to counteract this behavior. Personal health advocacy emerges as a vital theme, emphasizing the need for individuals to take charge of their medical decisions. Real-life experiences, including a poignant story about prostate cancer, highlight the importance of thorough research and self-advocacy in healthcare.

Dive into the world of deceptive pharmaceutical ads that mask serious side effects behind upbeat messaging. Discover why independent medical advice is crucial before trusting these promotions. On the financial front, learn about smart mortgage payment strategies that can save homeowners thousands over time. Extra principal payments might just be your ticket to financial relief, especially in today’s high interest rate environment. Plus, explore the complexities of medical credit and the importance of strategic investment choices.

Shrinkflation is back in the spotlight, with some brands responding by reverting to larger package sizes. The podcast tackles how young workers are navigating job interviews in a post-pandemic world, emphasizing the need for adaptability in this new landscape. Listeners gain insights into essential interview skills, including the art of follow-up notes and the importance of fit with company culture. Additional financial tips cover navigating moving logistics and understanding store credit nuances for better consumer decision-making.

Is the stock market too high for comfort? Discover tips on navigating your investments, including the importance of diversification and dollar-cost averaging. Beware of two payment schemes that can lead you into a financial trap, including 'Buy Now, Pay Later' options that hide fees and interest risks. Learn about Chase Bank's recent changes and how they might affect your payment choices. Plus, get insights on managing credit card fees and affordable healthcare alternatives.

Listeners dive into feedback on past advice, addressing common food spending mistakes. Discover how to save on food costs by comparing home-cooked meals with dining out. Explore strategies for rolling over 401(k)s and managing rising food inflation. Unpack the benefits of discount grocery stores like Aldi and get insights into the lab diamond market. Plus, learn essential app security tips and how to prepare for holiday shopping while maximizing your budget.

Discover how Home Depot is redefining corporate culture by bringing corporate staff closer to in-store experiences. Learn about high-demand careers in skilled trades like plumbing and electrical work, emphasizing the financial security they offer. Dive into essential tips for young adults about credit management and real estate investments. Plus, hear a cautionary tale about scams targeting aspiring entrepreneurs, promoting legitimate pathways to success. The blend of humor and valuable insights makes for an engaging discussion!