The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
Oct 30, 2024 • 34min
10.30.24 Saving For College - 529 Plans / Auto Insurance Update
Explore the rising costs of college and the burden of student debt while discovering the benefits of 529 savings plans. Learn how to choose the right plan and navigate your financial future. Uncover the recent shifts in auto insurance, understand why premiums are rising, and embrace the good news on the horizon. Find out how to shop for better rates and protect your personal data. Plus, get tips on estate planning to ensure fair asset distribution among family members.
Oct 29, 2024 • 29min
10.29.24 The Debt Trap / Best Used Car Deals
Carrying debt can severely impact your stress levels, career mobility, and even relationships. In the discussion on used cars, there's an emphasis on how electric vehicles are becoming unbeatable deals due to market oversupply. Listeners also get insights on managing travel credits and the potential pitfalls of booking non-refundable hotel rooms. Plus, Clark offers tips on finding the best reliable used car deals while tackling issues like graffiti with innovative security solutions.
Oct 28, 2024 • 27min
10.28.24 Debit Card Risks / Options For Lower Cost Prescriptions
Uncover the hidden risks of using debit cards compared to credit cards, highlighting the lack of consumer protections that could lead to financial headaches. Dive into the changing landscape of pharmacies as big chains close down, discovering affordable alternatives for prescriptions that can save you money. Plus, get insights into financing home repairs intelligently and learn about low-cost phone plans that suit your budget. It's all about smart choices for your wallet!
Oct 25, 2024 • 38min
10.25.24 Clark Answers His Critics on Clark Stinks / What’s In Clark’s Wallet?
Critiques fly in the lively 'Clark Stinks' segment, where listeners chime in on various topics, from personal hygiene to charitable giving. Clark tackles the credit card market war, sharing tips on maximizing rewards and introducing a handy tool for card selection. The discussion flows into the importance of mental health breaks amid the pressures of modern work life. Plus, get insights on travel rewards and even alternatives to hearing aids, ensuring you stay savvy on all fronts!
Oct 24, 2024 • 34min
10.24.24 How To Use Payment Apps Safely / Credit Card Receipt Signatures - Why?
As the shopping season ramps up, the podcast dives into the safety of using payment apps like Venmo and PayPal. It highlights the lack of fraud protections compared to credit cards and offers tips for safe transactions. Listeners also learn why many retailers still require signatures on credit card receipts, despite it being outdated. Conversation turns to investment strategies, particularly I-bonds, and the complexities of retirement planning, including choosing between lump sums and pensions.
Oct 23, 2024 • 37min
10.23.24 Convenience Store Rankings / America’s Entrepreneurial Wave
Independent convenience store chains are shaking up the economy, benefiting consumers with enhanced services. Discover the top-rated chains based on customer satisfaction, from Wawa to Buc-ee's. The rise of American entrepreneurship post-COVID has led to the creation of over 7 million jobs. Learn how innovation thrives in tough times and find inspiration in the success stories of those who turned challenges into opportunities. Plus, gain insights into retirement savings options and personal finance strategies.
Oct 22, 2024 • 30min
10.22.24 SCAM WARNING: Fake Credit Card Text Alerts / SAVE On Eating Out
Beware of a growing text message scam that mimics credit card alerts—know how to identify it to protect your finances. Plus, learn about restaurants trimming costs and how to save money while dining out, including choosing smaller portions. Explore the debate on whether 10,000 steps a day is necessary for health. Understand the pros and cons of trip insurance, especially when booked through Costco. Finally, discover the benefits of lab diamonds and the value of home warranties for newer homes.
Oct 21, 2024 • 31min
10.21.24 Clark Rage: Mandatory Arbitration / What’s Better Than A Roth?
Discover the ins and outs of mandatory arbitration and its implications on consumer rights. Hear a compelling case about a couple's fight for justice against corporate power. Explore the advantages of Health Savings Accounts during open enrollment, including how they help with long-term financial security. Gain insights into managing your finances with tips on gifting to reduce taxes and the benefits of Roth IRAs. Plus, learn essential travel tips to navigate airline baggage issues.
Oct 18, 2024 • 32min
10.18.24 Clark Answers His Critics on Clark Stinks / Cell Phone Theft Or Loss
Get ready for a lively discussion around consumer empowerment! The show highlights the alarming rise of cell phone theft and provides essential tips on how to protect your personal information. Clark dives into listener feedback with a humorous take on financial advice and new technologies. Hear about the significance of umbrella insurance and learn how to navigate the complexities of credit ownership. Tune in for practical advice that helps safeguard your assets and personal security!
Oct 17, 2024 • 38min
10.17.24 Flood Insurance / Remote Work Scams & Legit WFH Jobs
In the wake of recent natural disasters, find out how homeowners can navigate the tricky waters of flood insurance and understand their risks. Discover tips for securing legitimate remote work opportunities amidst a surge of scams. The conversation dives into the ramifications of hurricane damage, financial resilience, and the importance of construction standards. Plus, explore smart strategies for managing college funds with 529 plans, ensuring kids have a brighter financial future. Empower yourself with knowledge to tackle these pressing issues!
