The Clark Howard Podcast
02.17.25 Joining A Gym + Health Trackers & Privacy / Payment App Warning
Feb 17, 2025
As New Year's resolutions wane, discover clever tips to stay motivated at the gym and navigate gym contracts wisely. Explore the privacy risks surrounding fitness trackers and popular payment apps like Cash App and Zelle. Learn about safer money transfer options and delve into the legitimacy of tax filing websites. Plus, get insights on Costco's clever gas pricing strategy that keeps customers coming back.
34:55
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Quick takeaways
- Choosing a month-to-month gym membership offers flexibility and avoids long-term commitments that can lead to financial penalties.
- Using health trackers and payment apps requires caution due to significant privacy risks and potential vulnerabilities to fraud, urging users to prioritize security measures.
Deep dives
Avoid Long-Term Gym Contracts
Signing long-term contracts with gyms is a risky decision, particularly for individuals who join during the New Year resolution surge. Many people tend to abandon their fitness goals after a few weeks, leaving them stuck in a contract for months or even years. It's advisable to choose month-to-month memberships, which allow for flexibility and the opportunity to reassess gym options without financial penalties. Gyms like Planet Fitness offer affordable month-to-month memberships that cater to individuals who may not commit long-term.
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