Prime Podcast by PrimeInvestor

In this ninth episode of our Prime Podcast, hosts Srikanth Meenakshi and Vidya Bala discuss India's pivotal inclusion in JP Morgan's emerging market debt index and its potential impact on the nation's economy and global investments. They analyze the recent surge in crude oil prices and its implications for India's fiscal health, drawing on historical trends for context. They then delve into the recent sell-off in mid and small-cap stocks and its underlying market dynamics. In the main segment of this episode, the hosts tackle the critical issue of financial awareness and empowerment among Indian women. They discuss women's limited access to and visibility of financial resources and how this impacts their ability to manage their finances effectively. They emphasize the importance of bridging these gaps, providing practical advice for women to take charge of their money, from gaining visibility into investments to seeking professional financial guidance. Key segments in the podcast discussion: 1. India's Global Bond Market Entry: Explore India's inclusion in JP Morgan's emerging market debt index and its potential impact on the economy and global investments. 2. Crude Oil Price Surge: Understand the recent surge in crude oil prices and its implications for India's fiscal stability and economic outlook. 3. Mid and Small Cap Sell-off: Analyze the reasons behind the sell-off in mid and small-cap stocks, with insights on market dynamics and brokerage perspectives. 4. Household Savings Decline: Uncover the concerning drop in household savings in India and its drivers, including stagnant incomes and rising inflation. 5. Financial Empowerment of Indian Women: Delve into the financial awareness and empowerment of Indian women, focusing on their access to, visibility of, and control over finances. 6. Closing the Gender Financial Gap: Learn how to bridge the financial gender gap by promoting financial literacy and encouraging women to take charge of their financial future. PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠.

In this eighth episode of our Prime Podcast, hosts Pavithra Jaivant and Bhavana Acharya (co-founder of ⁠PrimeInvestor⁠) dive into recent financial news, including market trends and significant corporate developments like TCS's $1 billion deal with Jaguar Land Rover and ITC's substantial investments in Madhya Pradesh. The hosts then shift their focus to essential aspects of health insurance, providing insights into policy features, super top-up policies, and critical illness covers. They emphasize the importance of comprehensive health coverage and offer practical tips for selecting the right insurance amount, equipping listeners with valuable knowledge to safeguard their financial well-being. Key segments in the podcast discussion: 1. Market Highlights: Uncover recent financial news and insights into India's GDP growth. 2. Corporate Buzz: Stay in the know with TCS's $1 billion deal and ITC's investments. 3. Health Insurance Essentials: Secure your financial future with expert health insurance advice. 4. Policy Features: Discover crucial elements when choosing the right health policy. 5. Super Top-up Insights: Optimize your financial safety net with super top-up policies. 6. Critical Illness Covers: Protect yourself with critical illness coverage. 7. Coverage Amount Tips: Find the perfect coverage amount for peace of mind. 8. Financial Well-being: Gain essential knowledge for informed financial decisions. PrimeInvestor Health Insurance Recommendations PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠Disclosures & Disclaimers⁠⁠.

In this seventh episode of our Prime Podcast, hosts Vidya Bala and Srikanth Meenakshi (co-founders of PrimeInvestor) cover a myriad of subjects, from corporate acquisitions to lunar exploration, all while tying them back to the realm of personal finance and investing. In this episode, they dissect the implications of Titan's acquisition and discuss the market's reaction. They then delve into the world of social media influencers and their role in financial advice. Then, they shift focus to technology and space exploration, as they delve into Apple supplier Foxconn's production of the iPhone 15 in India and the success of India's space program. In the second half of the episode, the hosts take a trip down memory lane with Srikanth reflecting on his FundsIndia journey and sharing his lessons from his entrepreneurial journey. Key segments in the podcast discussion: Titan buys remaining stake in Caratlane. Inflation spikes Finfluencers to register with SEBI IPhone 15 production in India India on the moon Blast from the past – Founders’ journey with FundsIndia PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠Disclosures & Disclaimers⁠.

In this bonus episode of the Prime Podcast, Srikanth Meenakshi (co-founder, ⁠PrimeInvestor.in⁠) gives you 10 reasons why you should try the Portfolio Review Pro tool today : 1. Consolidated view of all your mutual fund holdings in one single place 2. Deeper insights into your portfolio 3. Personalised review 4. Identify underperformers and know what to do with them 5. Know your asset allocation 6. Align your risk with your portfolio's risk 7. Identify quality of funds 8. Know if you're holding the right # of funds and # of funds from the same AMC 9. Identify expensive mutual funds in your portfolio 10. Flexible portfolio review analysis Try the Portfolio Review Pro today! PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠Disclosures & Disclaimers⁠.

In this special sixth episode of the Prime Podcast, join us as we unveil a new powerful tool Portfolio Review Pro, our latest offering that transforms portfolio management for mutual fund investors. Our founders, Srikanth Meenakshi, Bhavana Acharya, and Vidya Bala, take you on a journey to explore the power of Portfolio Review Pro and its profound impact on your investment strategy. Srikanth Meenakshi sets the stage by introducing Portfolio Review Pro, delving into what it is and the unique problem it solves for investors. Discover the simplicity of this game-changing tool that enables you to effortlessly review your live mutual fund portfolio, eliminating the need for manual uploads or downloading yet another app. Bhavana Acharya then dives into the transformative benefits that Portfolio Review Pro offers investors. Gain insights into the consolidated view of your funds, a snapshot of portfolio characteristics, and expert research opinions that guide you toward informed decisions, and finally, Vidya Bala sheds light on Portfolio Review Pro's unparalleled features, including a portfolio score that instills confidence. Vidya emphasizes how this tool empowers you to take action on your portfolio, providing insights into asset allocation, concentration, portfolio risk, and more. Portfolio Review Pro empowers you to make informed decisions and optimize your investment strategy. Embark on a path of financial enlightenment and start maximizing the potential of your investments with Portfolio Review Pro. Explore the tool today! Key segments in the podcast discussion: What is the Portfolio Review Pro tool (0:00 - 2:20) Benefits of using the Portfolio Review Pro tool (2:21 - 8:34) How the Portfolio Review Pro tool is different (8:35 - 15:33) Get actionable insights on your MF portfolio (15:34 - 20:35) Roadmap - what new features / changes can you expect for the Portfolio Review Pro? (20:36 - 25:37). PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠.

In this fifth episode of our Prime Podcast, host Pavithra Jaivant engages in an insightful discussion with Vidya Bala, co-founder of PrimeInvestor, focusing on "How much returns to expect from your equity investments?" The episode commences with a roundup of significant financial news, from the Nifty's fleeting encounter with the 20,000 mark to intriguing buyback plans. Vidya sheds light on recent big demergers in the market, notably the one involving ITC's hotel business, and the emergence of Reliance's foray into the asset management sector through a collaboration with BlackRock. The central theme revolves around investors' perennial dilemma of setting realistic return expectations for equity mutual funds. Vidya provides valuable insights into how investors typically arrive at such expectations and the pitfalls of relying solely on past performance, emphasizing the significance of equity risk premium and the necessity of being mindful of macroeconomic indicators such as GDP growth and inflation when setting return expectations. With an illustrative example of Nifty's rolling 5-year returns, the podcast educates listeners on the importance of anchoring expectations around reasonable and achievable figures. Tune in to this episode to gain valuable insights that will empower you to make informed decisions and set accurate return expectations for your equity investments. Relevant links - What should be your return expectation? Risk premium – What it is and how it helps you set return expectations Country Default Spreads and Risk Premiums by Dr. Aswath Damodaran RBI data on Equity Risk Premium SIP to target calculator Key segments in the podcast discussion: Market Highlights: Nifty's Dance Around 20,000, Infosys Q1 FY 24, and Share Buybacks Demergers in the Spotlight: JIO Financial and ITC's Hotel Business Reliance's New Venture: Entry into the Asset Management Sector with BlackRock The Fed Meeting and Its Impact on Indian 10-Year G-Sec Setting Return Expectations for Equity Investments: The Challenge and Importance Equity Risk Premium (ERP) and Its Role in Return Expectations Macroeconomic Indicators: Influencing Factors for Return Expectations Past Performance vs. Future Returns: The Pitfalls of Relying Solely on Historical Data The Reality of Rolling 5-Year Returns: Understanding Average Performance PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠Disclosures & Disclaimers⁠⁠.

In this fourth episode of our Prime Podcast, hosts Bhavana Acharya and Aarati Krishnan take you on an insightful journey through India's ever-evolving market landscape. In this episode, they shed light on the recent announcements by Reliance Industries, including the strategic demerger of Jio Financial Services and the reduction of share capital in Reliance Retail Ventures. Discover how these moves are poised to shape the future of the financial services and retail sectors in India. Next, delve into the excitement in the auto sector as Hero Motocorp, Bajaj Auto, and Maruti Suzuki unleash their latest premium launches. Uncover the strategies behind Hero Motocorp's partnership with Harley Davidson and Bajaj Auto's highly anticipated Bajaj Triumph, and explore their potential impact on the two-wheeler market. As the IPO season heats up, Bhavana and Aarati provide valuable insights into the dynamics of initial public offerings, highlighting the remarkable performance of IdeaForge and Cyient DLM. They discuss the crowded space of small finance banks and the factors that may influence the success of Utkarsh Small Finance Bank's IPO. Shifting focus to foreign portfolio investors (FPIs), the hosts discuss the recent surge in FPI activity, particularly in Indian government and corporate bonds, as well as equities. Gain an understanding of the factors driving FPIs back to the Indian market and the potential implications for the economy and investors. In the second half of the episode, Bhavana and Aarati tackle the common investing mistakes and misconceptions surrounding market highs. They emphasize the importance of focusing on earnings growth, portfolio diversification, and long-term investment strategies. Explore the potential pitfalls of chasing short-term gains and the significance of maintaining a balanced asset allocation. Key segments in the podcast discussion: Reliance Demerger: Jio Financial Services Auto Sector: Premium Launches IPO Season: IdeaForge, Cyient DLM, Utkarsh Small Finance Bank FPI Activity: Bonds, Equities Market Highs: Sensex, PE, Portfolio Long-Term Investing: Earnings Growth, Asset Allocation Smallcaps: AMFI Data, FOMO Diversified Portfolio: Avoiding Wrong Calls PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠Disclosures & Disclaimers⁠.

In this third episode of the PrimeInvestor podcast, hosts Gaurav Menon and Vidya Bala (co-founder, PrimeInvestor.in) cover key news events and discuss all things related to sector funds. We start with the news events that have an impact on the markets and your investments. We talk about the Nifty crossing the 19,000 mark, Prime Minister Modi’s visit to the US and the FDI inflows from Google, Amazon, Micron and GE Aerospace, the large scale block deals in the market, and the HDFC and HDFC Bank merger. Vidya then provide insights and analysis on these events and how they affect the economy and investors. Next, we move on to the main topic of the podcast, sector funds, which are investment funds that invest in one type of industry or sector. Vidya explains what sector funds are, how they work, and whether they are worth investing in or not. She also differentiates between sector funds and theme funds, which invest in different sectors or industries based on a common theme. Here, we caution the listeners about the risks involved in sector and theme funds, as they are more volatile, cyclical, and dependent on external factors than diversified funds. Vidya advises the listeners to invest in these funds only if they have a high risk appetite, a good understanding of the sector or theme, and a short to medium term investment horizon. She also suggests that investors should use SIPs rather than lumpsums to invest in these funds, and time both their entry and exit based on their own research and analysis. Vidya also give some tips on how to choose a sector or theme fund, based on various factors. She emphasizes that investors should compare different funds based on these factors and choose the one that best suits their risk-return profile and investment objective. She also recommends that investors should review their investments periodically and make changes as per the changing market conditions. Key segments in the podcast discussion: Nifty crosses 19,000 mark PM Modi’s visit to US and FDI inflows Large scale block deals in the market Byju's and other cash burning startups HDFC and HDFC Bank merger Risk in Sector Funds Lumpsum vs SIP for Sector Funds Importance of timing in Sector Funds How to find the best Sector Fund Veteran VC Kanwal Rekhi on Byju’s chaos PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠Disclosures & Disclaimers⁠.

In this second episode of the PrimeInvestor podcast, hosts Gaurav Menon and Bhavana Acharya (co-founder, PrimeInvestor.in) cover key news events and discuss Balanced Advantage Funds and other hybrid funds. We begin by highlighting MRF, which has become the first stock in India to cross Rs.1,00,000 per share. Next, we discuss the recent RBI monetary policy where the rates were kept unchanged due to concerns about inflation. The RBI projected inflation at 5.1% for the rest of the fiscal year, indicating a likely prolonged pause on rates. Factors like monsoon conditions, global influences, and the Federal Reserve's decision on rate hikes will be closely monitored for future policy actions. Regarding debt fund investments, Bhavana advises investors to consider their investment timeframes and opt for a mix of short duration, corporate bond, or gilt funds. We also suggest exploring bank/SFB fixed deposits or attractive bond options due to the current favorable interest rates. Moving on to market trends, we discuss the performance of mid-cap and small-cap indices. While mid-cap indices have hit new all-time highs, small-cap indices are gradually catching up. This indicates broader market participation and suggests a positive outlook for the overall market. We caution against jumping into small-cap funds solely based on recent high returns, emphasizing the need for a long-term investment approach and considering the associated risks. We then recommend adding mid-cap or small-cap funds to portfolios with proper asset allocation and focusing on long-term investments. Lastly, we address the question of whether balanced advantage funds are a safer option in the current market scenario. Here, we explain that these funds invest in both equity and debt, with a portion of equity being hedged through derivatives. However, the degree of hedging and risk varies across funds, and their performance can differ significantly. While balanced advantage funds can help reduce portfolio risk, they are not substitutes for debt funds and should be added with the intention of mitigating equity exposure risk. Bhavana also cautions against relying on multi-asset allocation funds for dynamic asset allocation, as the fund's calls on allocation may not align with individual risk profiles and timeframes. She recommends treating hybrid funds as low-risk routes for equity investments and suggest investors thoroughly understand a fund's allocations before making investment decisions. We conclude by emphasizing the importance of considering individual portfolio composition, risk tolerance, and investment goals when making investment decisions. Key segments in the podcast discussion: Introduction and News Events RBI Monetary Policy Investing in Debt Funds Market Performance of Midcap and Smallcap Segments Balanced Advantage Funds and Hybrid Funds Multi-Asset Allocation Funds PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠Disclosures & Disclaimers⁠.

Welcome to the PrimeInvestor podcast, a podcast where we will be sharing financial insights for all investors. In this podcast, we'll be discussing pretty much all things related to finance from market trends to insights and fun strategies performance, portfolio building, rebalancing, taxes, insurance, behavioral investing, and much more. Eventually, we also plan to feature interviews with experts and fund managers and definitely answer your questions and any doubts that you may have. So, whether you're a beginner or a seasoned investor, this podcast will help you make informed and smart decisions with your money. We will also help you avoid the common pitfalls and mistakes that investors make and guide you towards achieving your financial freedom and your financial goals. So, if you are interested in learning more about investing, or want to get unbiased research backed recommendations for stocks and mutual funds, then please follow the Prime Minister podcast in your favorite podcast app and do it today. You can also visit our website, PrimeInvestor.in to access our offerings and articles. Thank you for listening and Happy investing!