Prime Podcast by PrimeInvestor

In this 18th episode of Prime Podcast, host Bhavana Acharya chats with Chandraprakash Padiyar, Senior Fund Manager at Tata Mutual Fund. Chandraprakash, who joined Tata AMC in 2018 and manages the Tata Small Cap and Tata Large & Midcap funds, shares his insights on the overall markets and the smallcap segment. The discussion begins with the global issue of US interest rates and their impact on Indian markets. Chandraprakash provides valuable observations on the position of domestic companies, highlighting which market segments are overheated and where potential opportunities may lie. The conversation then delves into the smallcap segment, with Chandraprakash explaining how to approach valuations in the midcap and smallcap space, and discussing the factors influencing outperformance over benchmarks based on market conditions. Key segments in the podcast discussion: Global Markets and US Interest Rates - Impact of US interest rates on Indian markets and domestic companies. Market Segments Analysis - Identification of overheated market segments and exploration of potential investment opportunities. Smallcap and Midcap Segment - Approach to valuations in midcap and smallcap spaces and factors influencing outperformance over benchmarks. Investment Strategies - Insights into market dynamics and practical investment strategies for smallcap and midcap funds. PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠.

In this episode 17 of Prime Podcast, hosts Vidya Bala and Aarati Krishnan dive into the hot topic of soaring gold prices. With a staggering 24% increase in local gold prices over the past 6 months, including a significant 16% surge in just the last 3 months, investors are left wondering whether now is the right time to invest in gold. Join us as we explore the implications and considerations surrounding this surge in gold prices, offering insights and guidance for investors in this timely discussion. Key segments in the podcast discussion: Introduction: The episode focuses on soaring gold prices. Drivers of Rally: Exploration of reasons behind the gold price surge. Investment Strategies: Advice on navigating the current gold market. Asset Allocation: Balancing gold and equity investments. Mode of Investing: Choosing between investment options like Sovereign Gold Bonds and gold funds/ETFs. PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠.

In this 16th episode of the PrimeInvestor Podcast, Anush Raj and Chandrachoodamani introduce Prime Trends - Consumption, a new smallcase portfolio targeting the evolving consumer spending habits in India. They discuss the drivers behind this trend, such as rising per-capita income and e-commerce growth, and the portfolio's strategy, which focuses on established brands, emerging opportunities, and consolidation plays. The discussion highlights the current market environment, where corrections in certain consumer sectors have created attractive entry points for investors. Listeners are invited to explore the smallcase and enjoy a special discount mentioned in this episode, making it an opportune time to invest in the consumption theme. Key segments in the podcast discussion: Introduction to Prime Trends - Consumption smallcase Discussion on the shift towards premiumization in consumer goods Factors driving discretionary spending growth in India Portfolio strategy focusing on qualitative factors over valuations Categorization of stocks into buckets based on business maturity and growth potential Timing of the consumption theme: Current market corrections offer entry opportunities Emphasis on following specific consumer spending shifts for investment success Importance of e-commerce penetration in capturing rural consumption Outlook on the future of consumption trends in India PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠⁠⁠⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠.

In this 15th episode of the Prime Podcast, Vidya Bala and Bhavana Acharya engage in a dynamic conversation with Satish Ramanathan, CIO of JM Financial fund house. With three decades of market experience, Satish discusses the current bull run, cyclical sectors, and long-term growth prospects. He shares his thoughts on strategic opportunities in sectors like pharma and chemicals, navigating cyclical investments, evolving consumption trends, and JM Financial AMC's equity fund strategies. The discussion also delves into market valuations, offering valuable insights for investors. Key segments in the podcast discussion: Introduction - Meet Satish Ramanathan, CIO of JM Financial fund house. Satish Ramanathan's Take on the Present Rally - Satish discusses his perspective on the current market rally. Regulatory & Strategic Factors - Exploration of the regulatory and strategic factors influencing the markets. Electronics & Import Substitution - Opportunities in electronics and import substitution. Timing Cycles - Insights and wisdom on timing market cycles. 'Buy & Hold' Cyclicals? - Viability of 'buy-and-hold' strategies for cyclical investments. Banking & Finance Cycles - Examination of cycles in the banking and finance sectors. Valuations - Evaluation of market valuations and potential concerns. PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠⁠⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠.

Founder of Nalanda Capital, Pulak Prasad, merges evolutionary biology with investment principles in his book 'What I Learned about Investing from Darwin'. He emphasizes avoiding big risks, buying high-quality at fair prices, and being diligent yet patient in investing. The book sheds light on Nalanda Capital's success and offers unique insights for investors. The podcast explores the challenges faced by fund managers, the importance of historical ROC in evaluating businesses, and the effectiveness of holding good companies in the long term.

In the 13th episode of the Prime Podcast, host Bhavana Acharya, explores the financial landscape's complexities, focusing on the surge of New Fund Offers (NFOs) and the emergence of new Asset Management Companies (AMCs). With a discerning perspective, Bhavana raises essential questions, urging listeners to approach these opportunities with caution. She differentiates the success in Portfolio Management Services (PMS) from mutual funds, offering valuable insights into the nuances of passive-focused AMCs, emphasizing the need to avoid hasty decisions solely based on cost considerations. The podcast takes a practical turn as Bhavana dispels misconceptions about NFOs, categorizing them into four types, and guides investors through the associated risks and rewards. The episode culminates with Bhavana's three crucial questions, providing a strategic framework for listeners to contemplate before navigating the dynamic landscape of fund offerings in the financial market. Articles referenced in the article: Should Indian investors consider investing in US Treasury funds? NFO review: IDFC US Treasury Bond 0-1 year Fund of Funds Key segments in the podcast discussion: 1. Market Surge Analysis: The podcast examines the recent surge of 200+ New Fund Offers (NFOs) and the rise of Asset Management Companies (AMCs) in the past year. 2. AMC Caution: Listeners are advised to exercise caution, considering the potential disparity between success in Portfolio Management Services (PMS) and mutual funds, as illustrated by relevant examples. 3. Passive Investing Insight: Practical guidance is offered on selecting the right index and avoiding blind reliance on low costs when considering passive-focused AMCs. 4. NFO Timing Realities: NFOs are categorized into four types, emphasizing the limited benefits of investing during an NFO and dispelling common misconceptions. 5. Pragmatic Investment Considerations: Listeners are encouraged to ponder three crucial questions before diving into NFOs, providing a strategic framework for navigating the dynamic financial market. 6. Evaluation Metrics: The podcast explores the significance of index selection in passive-focused AMCs, cautioning against assuming that low costs alone make a fund worthwhile. 7. Risk Awareness: The podcast navigates through the risks and rewards associated with different NFO types, empowering investors to make informed decisions amid market complexities. 8. Historical Insights: Using relevant examples, emphasis is placed on the need for a discerning approach when evaluating new AMCs, highlighting the importance of understanding past performance. PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠.

In this 12th episode of our Prime Podcast, Vidya Bala is joined by Aarati Krishnan and a distinguished guest, K N Sivasubramanian, the former CIO of Franklin Templeton India for equities. With a rich history as one of the most successful and humble fund managers in the Indian financial industry, K N Sivasubramanian brings a wealth of insights to the discussion. The podcast explores various facets of the market, including the contrasting global and Indian market conditions, the role of interest rates, the viability of passive funds, and the potential sectors and themes that hold opportunities for investors. In this engaging episode, Aarati Krishnan and K N Sivasubramanian delve into the complexities of the financial world, offering a comprehensive view of market dynamics and investment strategies. Whether you are a novice or a seasoned investor, this podcast provides valuable insights and expert perspectives on navigating the ever-evolving financial landscape. Key segments in the podcast discussion: Navigating Market Signals: Analyzing the Divergence Between Global and Local Market Indicators. Cash Calls for Retail Investors: Exploring Whether Retail Investors Should Consider Cash Positions in Their Portfolio and the Implications. The Passive Approach: Examining the Role of Passive Funds in an Investor's Portfolio and Their Potential Benefits. Sector Selection Strategy: Identifying the Key Sectors and Themes with Investment Opportunities in the Current Market. Global Exposure: Assessing the Importance of Investing in the US Market and the Potential Advantages. Profit Maximization Dilemma: Deciding Between Booking Profits in High-Performing Stocks or Holding Steady. Positioning for Success: Insights into How Fund Managers Determine Position Sizes in Various Stocks. Fund Selection and Decision-Making: Understanding the Process of Choosing Funds and Making Informed Selling Decisions. Investment Insights: Exploring K N Sivasubramanian's Notable Hits and Misses in His Illustrious Career. Books mentioned in this episode: 101/2 Lessons from Experience: Perspectives on Fund Management What I Learned About Investing from Darwin PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠.

In the 11th episode of the Prime Podcast, Vidya Bala discusses the current market volatility due to rising US treasury yields and the strong performance of mid-cap and small-cap indices. She advises against impulsive reactions to macroeconomic events, stressing the risks of market timing. Instead, Vidya recommends a focus on long-term growth potential in Indian companies, which are less influenced by US macro events. She provides practical strategies for profit booking, such as portfolio rebalancing and selling underperforming assets, along with the importance of maintaining a minimum equity allocation. Vidya also highlights the value of Systematic Investment Plans (SIPs) for averaging investments during market downturns and staying committed to long-term financial goals. This episode offers essential insights for investors seeking a more strategic and disciplined approach to market fluctuations. Key segments in the podcast discussion: 1. Market Uncertainty: Macroeconomic events may not be reliable signals for retail investors. 2. The Futility of Timing The Market: Timing the market is risky, and ordinary investors face difficulties in rebuilding portfolios after a crash. 3. Earnings Growth: Long-term returns depend on earnings growth of owned companies. 4. How to Book Profits: Rebalancing for risk management and selling high to buy low. 5. Rebalancing Objectives: Maintain asset allocation, reduce inflated assets, and avoid tax impacts. 6. Rebalancing Guidelines: Rebalance if assets deviate over 5%, especially in a rallying market. 7. Profit Booking in Stocks: Don't make all-or-nothing calls; prioritize quality stocks and valuations. 8. SIPs for Averaging: Use SIPs to average investments during market falls. Prime Varsity article - Five ways to book profits on your stock portfolio PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠⁠.

In the Tenth episode of the Prime Podcast, hosts Bhavana Acharya and Aarati Krishnan provide a comprehensive analysis of recent financial developments. They cover TCS's share buyback plans, the 2023 monsoon season's impact on India's agriculture and inflation, and the Reserve Bank's monetary policy decisions. Additionally, the hosts discuss the potential global repercussions of the Israel-Hamas conflict. In the main segment, they delve into debt investments, highlighting the inclusion of Indian government securities in a global bond index and the surge in US Treasury yields. They offer valuable insights into debt investment strategies, emphasizing the importance of matching investment horizons with specific debt fund categories to navigate changing interest rate cycles effectively. Key segments in the podcast discussion: 1. TCS Share Buyback: Discussing TCS's buyback plans and their potential impact on the market. 2. Monsoon Effects: Analyzing the 2023 monsoon season's impact on India's agriculture and inflation due to 'below-normal' rainfall. 3. RBI's Monetary Policy: Reviewing the Reserve Bank's recent monetary policy decisions and its stance on inflation and liquidity. 4. Israel-Hamas Conflict: Examining the potential global consequences of the Israel-Hamas conflict, especially on crude oil supplies and economic factors. 5. Bond Market Updates: Highlighting key developments in the bond market, including the inclusion of Indian government securities in a global bond index and the surge in US Treasury yields. 6. Debt Investment Insights: Offering insights into various debt investment strategies, including accrual and duration-based approaches, and tactical plays for investors. 7. Building Resilient Portfolios: Advising on constructing a strong debt portfolio by aligning investment horizons with specific debt fund categories. 8. Tactical Debt Opportunities: Exploring tactical opportunities for investors in debt markets, like constant maturity funds and considerations for long-term government securities. PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠.

In this bonus episode of our Prime Podcast, host Srikanth Meenakshi shares the key elements for a successful investment journey. Drawing from his extensive experience, Srikanth emphasizes five crucial factors in order of importance: disciplined financial habits, a sound financial temperament, strategic financial planning, prudent asset allocation, and smart product selection. Learn why mastering these principles is essential for financial prosperity and why they outweigh the choice of investment products. Whether you're a novice or experienced investor, this insightful monologue provides a clear roadmap for achieving your investment goals. Tune in for expert advice and valuable insights on how to think about investing. Key segments in the podcast discussion: Financial Habits: Learn the importance of disciplined financial habits, including managing expenses and saving consistently. Financial Temperament: Understand the need to control fear and greed, avoid impulsive decisions, and maintain realistic expectations in financial behavior. Financial Planning: Discover why setting clear investment goals, timelines, and target sums is crucial for financial success. Asset Allocation: Explore how asset allocation manages risk and optimizes returns in your investment portfolio. Product Selection: Find out why choosing the right financial products with proven track records and reasonable costs is essential for success. PrimeInvestor Financial Research Private Limited is a SEBI Registered Research Analyst with Registration No.: INH200008653. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The securities quoted are for illustration only and are not recommendatory. The securities quoted are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. ⁠⁠⁠⁠Disclosures & Disclaimers⁠⁠⁠⁠.