Move iQ Podcast

Phil Spencer: UK Property Expert
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Oct 15, 2024 • 7min

What is a First Time Home Buyer?

Do you know what it means to be a first-time buyer? In this episode of our First-Home Focus podcast series, we break down what a first time homebuyer is, so you can be crystal clear before you start your homebuying journey.  Property expert and Move iQ founder Phil Spencer, spells out what you need for that first time buyer status. Tune in for: The advantages you have as a first time buyer How to prepare to buy your first home Your affordability considerations  First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.    
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Oct 15, 2024 • 8min

What Home Can I Afford?

Do you know what factors influence what house you can afford? In this episode of our First-Home Focus podcast series, Property expert and Move iQ founder Phil Spencer breaks down all the elements that factor into what you can afford, from your credit report and affordability checks to how much your deposit impacts what is available to you. Tune in for: Your credit rating impact Factoring in ALL costs Importance of professional advice First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.    
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Oct 15, 2024 • 14min

Saving Schemes for First-Time Buyers

Do you know all the saving schemes avalible to you as a first time buyer? As part of our First-Home Focus podcast series, Phil sat down with Emma Jaggar from Skipton Building Society to hear more about the different schemes and options that as a first time buyer its worth being aware of. Tune in for: Importance of understanding saving schemes Alternatives to mortgage ISAs First-time buyer deposit savings tips First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Oct 15, 2024 • 11min

Can I Afford a Mortgage?

Do you know what mortgage you can afford? In this First-Home Focus podcast series episode, Mortgage and Protection Expert, Umera Patel from Skipton Building Society speaks to Phil about how to find the most suitable mortgage based on your individual circumstances. Tune in for: Understand personal affordability Choosing a mortgage provider Consequences of missed payments First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.  
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Oct 15, 2024 • 10min

First Time Home Buyer Mortgage Eligibility

What factors impact a first-time home buyers mortgage eligibility? In this episode of our First-Home Focus podcast series, Phil Spencer is joined by Mortgage and Protection Expert, Umera Patel from Skipton Building Society to break down the eligibility criteria. Tune in for: What lenders consider when looking at first time buyers Financial preparation Why timing is important First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.  
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Oct 15, 2024 • 9min

What Is a Shared Ownership Mortgage?

Could shared ownership be an option for you? In this part of our First-Home Focus podcast series, Phil is joined by Emma Jaggar to explain what a shared ownership mortgage is and the important things to understand if you're considering one. Emma is a Mortgage Product Specialist at Skipton Building Society. Tune in for: Pros & cons of shared ownership The application process Staircasing explained First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Oct 15, 2024 • 8min

First Time Home Buyer Financing

Budgeting and planning are crucial for first time buyers. Andy Charalambous of Skipton Building Society speaks to Phil about understanding the finances and fees included in the home buying process and beyond. Tune in for: Upfront fees to expect Low cost deposit options Adding fees to your mortgage First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Sep 18, 2024 • 26min

Interviewing the Property Expert Himself!

Our new podcast co-host Louise Gookey interviews a property expert - Phil Spencer! Louise chats to Phil about his journey into property, and how his home buying agency led him into being on our screens for 25 years (and still going strong). The pair also discuss topics such as the past and present housing market and founding Move iQ. Tune in for: Phil's current feeling in the housing market How Phil made it onto our screens Top tips for relocators Why Phil founded Move iQ More FREE advice on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Sep 11, 2024 • 17min

Will We Ever Speed Up the Home Buying Process in the UK?

We're always keen to hear about new and evolving processes or technology to improve parts of the homebuying process. In this case, the length of time it takes to buy and sell property in the UK has long been a frustration.  So in our latest podcast Phil is joined by Maria Harris - Chair of the trade association 'The Open Property Data Association' who are working tirelessly to speed up the homebuying process in the UK. But when will this happen? 🤔 Tune in for: The impact of the new Labour government Commitment to digitising property data New transaction timelines Consumer survey - have your say More FREE advice on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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May 25, 2024 • 25min

What Do People Really Think About The Housing Market?

We're always keen to hear what people really think about the housing market, and really appreciate anyone that takes the time leave a comment. Everyone has an opinion and its often very varied. So in our latest podcast Phil is re-joined by Nathan Emerson, CEO of @Propertymark to discuss comments left on our last housing market review as well as sharing some top tips if your considering a move in coming months. Tune in for: Affordability that sells property, not optimism Who is lobbying to change the way in which properties change hands in the U.K? First-time buyers want house price reductions Agents over-valuing property Find your local Propertymark Agent More FREE advice on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

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