Move iQ Podcast

In this latest podcast Move iQ founder Phil Spencer talks to Charlotte Harrison, CEO of Home Financing at Skipton Building Society. We wanted to find out what might happen to mortgage rates in 2024; what lenders are doing to help people who want to buy a home for the first time, as well as home owners with existing mortgages that might be coming to an end. We also wanted to look closer at the 99% & 100% mortgages - who do they suit? Tune in and you'll also hear more on: Rate stability & positive signs Repricing to support new & existing mortgage customers How rental payment are part of affordability assessment at Skipton Lending on properties with cladding You can find out more about Skipton mortgage products here Or speak to our recommended mortgage brokers  More FREE advice on buying a home on the Move iQ website You can also download a FREE eBook 'No-nonsense Guide to Buying Your Home'  Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

In our first look at the housing market in 2024, Move iQ founder Phil Spencer, caught up with Nathan Emerson CEO of Propertymark, the professional body for property agents in the UK. This conversation will give you a feel for how the housing market is faring 'real time' based on what's happening in the market ast the time of publication. There's no predictions or crystal ball moments, just valuable insight and some useful top tips for anyone selling, buying or renting a home. Tune in for: An early insight into the UK housing market How we have a polarised housing market and what that means Why local area insight is so important  We can be cautiously optimistic  Top tips if you're selling, buying or renting in 2024 You can find your local Propertymark agent here More FREE advice on buying a home on the Move iQ website You can also download a FREE eBook 'No-nonsense Guide to Buying Your Home'  Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

In this episode, Phil shares how to approach pricing strategically in an unpredictable market, utilising the expertise of a Propertymark estate agent. Gain insights into negotiation flexibility, understanding buyer priorities, and the benefits of avoiding property chains. Tune in for Getting your property sale ready Try to position yourself as the buyer Ensuring maintenance is up to date Read our blog for further details here Find a Propertymark agent here More FREE advice on buying a home on the Move iQ website You can also download a FREE eBook 'No-nonsense Guide to Buying Your Home'  Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

In this episode, Phil highlights some key factors of installing wood-burning stoves, covering safety, regulations, and costs. Understand proper wood types, the importance of a carbon monoxide detector and why consulting with a professional is crucial for an accurate quote. Tune in for What to put on a burner Comply with safety regulations Installation costs to expect Read our blog for further details here More FREE advice on buying a home on the Move iQ website You can also download a FREE eBook 'No-nonsense Guide to Buying Your Home'  Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

In this episode, Phil looks at the renovations and fixes that are worth your time and investment before putting your house on the market. From understanding the balance between renovation costs and potential value increase to why consulting with the right estate agent is crucial. Tune in for Home renovations to avoid What work should you do Importance of deep cleaning Read our blog for further details here Find a Propertymark agent here More FREE advice on buying a home on the Move iQ website You can also download a FREE eBook 'No-nonsense Guide to Buying Your Home'  Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

In this episode, Phil guides you through the challenging situation of a landlord selling up and its impact on the current tenant. Learn about your rights, the steps to take, and the options available to you as a tenant during this transition. Tune in for Notice periods Alternate living options Move out checklists Read our blog for further details here More FREE advice on buying a home on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

In this jargon busting episode, Phil explains what 'Let Agreed' means in renting, its implications for tenants and landlords, and the processes involved in securing a rental property. Tune in for Is 'Let Agreed' legally binding? The process after 'Let Agreed' Deposits and upfront payments in the rental process Read our blog for further details here More FREE advice on buying a home on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

In this episode, Phil delves into the art of negotiation in property sales. From selecting the right estate agent to understanding when to change agents, this video is packed with valuable insights for sellers. Tune in for The Impact of choosing the right estate agent Is using multiple estate agents a good idea? Suggested sale prices Read our blog for further details here Find a Propertymark agent here More FREE advice on buying a home on the Move iQ website You can also download a FREE eBook 'No-nonsense Guide to Buying Your Home'  Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

In this episode, Phil discusses a mortgage holiday and who it's for, its financial implications, the impact of a mortgage holiday on your loan balance and future payments and the alternatives available. Tune in for Purpose of mortgage holidays How to apply Potential implications Why seek independent advice Read our blog for further details here More FREE advice on buying a home on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

In this episode, Phil breaks down the local authority search process. Learn what this report entails, why it's essential in the conveyancing process, and how it can impact your home purchase. Tune in for Information in the report Expected delivery time The impact of a good conveyancer Read our blog for further details here More FREE advice on buying a home on the Move iQ website You can also download a FREE eBook 'No-nonsense Guide to Buying Your Home'  Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.