Move iQ Podcast

Phil Spencer: UK Property Expert
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Nov 19, 2024 • 6min

Mortgage in Principle for First Time Buyer

Phil Spencer is joined by Andy from Skipton Building Society to explain what a mortgage in principle is, when to get one and how to use it. Tune in for: Advantage of having a DIP How long it lasts Top tips First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Nov 19, 2024 • 19min

How Does a Mortgage Work

Join Phil Spencer and mortgage expert Umera Patel, in collaboration with Skipton Building Society, as they tackle common questions for first-time homebuyers. Essential advice for anyone aiming to buy their first home! Tune in for: What should first-time buyers do when looking for a mortgage? Factors lenders consider when approving a mortgage Practical advice for managing mortgage payments First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Oct 29, 2024 • 13min

Local Housing Markets, Insight & Advice from Estate Agents

The Move iQ Podcast is back on the road, this time to the Propertymark regional conference in Sussex to discuss local housing markets and gain insight & advice from estate agents on the ground for renters, sellers and buyers. Tune in for: Whats going on in Sussex and surrounding areas Top tips for tenants & Landlords Top tips for buyers & sellers Local market trends To find your local Propertymark agent More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Oct 15, 2024 • 11min

Can I Afford a Mortgage?

Do you know what mortgage you can afford? In this First-Home Focus podcast series episode, Mortgage and Protection Expert, Umera Patel from Skipton Building Society speaks to Phil about how to find the most suitable mortgage based on your individual circumstances. Tune in for: Understand personal affordability Choosing a mortgage provider Consequences of missed payments First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.  
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Oct 15, 2024 • 9min

What Is a Shared Ownership Mortgage?

Could shared ownership be an option for you? In this part of our First-Home Focus podcast series, Phil is joined by Emma Jaggar to explain what a shared ownership mortgage is and the important things to understand if you're considering one. Emma is a Mortgage Product Specialist at Skipton Building Society. Tune in for: Pros & cons of shared ownership The application process Staircasing explained First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Oct 15, 2024 • 14min

Saving Schemes for First-Time Buyers

Do you know all the saving schemes avalible to you as a first time buyer? As part of our First-Home Focus podcast series, Phil sat down with Emma Jaggar from Skipton Building Society to hear more about the different schemes and options that as a first time buyer its worth being aware of. Tune in for: Importance of understanding saving schemes Alternatives to mortgage ISAs First-time buyer deposit savings tips First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Oct 15, 2024 • 8min

What Home Can I Afford?

Do you know what factors influence what house you can afford? In this episode of our First-Home Focus podcast series, Property expert and Move iQ founder Phil Spencer breaks down all the elements that factor into what you can afford, from your credit report and affordability checks to how much your deposit impacts what is available to you. Tune in for: Your credit rating impact Factoring in ALL costs Importance of professional advice First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.    
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Oct 15, 2024 • 7min

What is a First Time Home Buyer?

Do you know what it means to be a first-time buyer? In this episode of our First-Home Focus podcast series, we break down what a first time homebuyer is, so you can be crystal clear before you start your homebuying journey.  Property expert and Move iQ founder Phil Spencer, spells out what you need for that first time buyer status. Tune in for: The advantages you have as a first time buyer How to prepare to buy your first home Your affordability considerations  First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.    
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Oct 15, 2024 • 12min

How Interest Works on a Mortgage

Interest impacts many variables that make up your mortgage. As part of our First-Home Focus podcast series, Emma Jaggar, Mortgage Protection Specialist for Skipton Building Society chats to Phil and explains how and why interest rates differ, to help you on your first-time buyer journey. Tune in for: What impacts interest rates Different types of mortgages First-time buyers tips to secure best mortgage rate First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
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Oct 15, 2024 • 10min

First Time Home Buyer Mortgage Eligibility

What factors impact a first-time home buyers mortgage eligibility? In this episode of our First-Home Focus podcast series, Phil Spencer is joined by Mortgage and Protection Expert, Umera Patel from Skipton Building Society to break down the eligibility criteria. Tune in for: What lenders consider when looking at first time buyers Financial preparation Why timing is important First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.  

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