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The Scottish Property Podcast

Latest episodes

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Feb 17, 2025 • 45min

Exposed: The Biggest Red Flags in Property Social Media! with Nick and Steven

Dive into the pitfalls of social media in the property industry! Discover the dangers of misleading marketing tactics and fake testimonials that can tarnish your credibility. Learn why authenticity trumps flashy content, as Nick and Steven share real advice on building trust and meaningful connections online. They explore the allure of 'get rich quick' schemes and stress the importance of transparency and genuine value. With humorous anecdotes and keen insights, this discussion will change how you approach social media in your property journey!
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Feb 10, 2025 • 1h 6min

From Zero to 23 Properties—How He Did It! with Giuseppe Paladini

In this episode of the, Steven and Nick sit down with Giuseppe Paladini, a former university lecturer who made the leap into property investing and entrepreneurship. From studying fish pathology in Italy to building a 23-property portfolio and launching multiple businesses in Scotland, Giuseppe shares his incredible journey and the strategies that helped him scale.From Academia to Property:How Giuseppe transitioned from university research to property investing.The moment he realised property could give him financial freedom.Scaling the Portfolio:How he started with Airbnb and usedequity release to fund his first deals.The role ofBuy, Refurbish, Refinance (BRR) in expanding his portfolio.Why he diversified intorent-to-rent and serviced accommodation.Funding & Finance Strategies:Raising over£200,000 in private investor finance to scale his business.The importance ofnetworking and mindset in securing funding.Business Growth & Diversification:HowCOVID-19 forced him to rethink his property strategies.Moving intoproperty education and launching an estate agency.Balancing multiple income streams while maintaining a passion for teaching.Giuseppe Paladini’s journey from academia to full-time property entrepreneur is a testament to the power of education, networking, and action. Whether you’re just starting out or looking to scale, this episode is packed with insights to help you on your property journey.Follow Giuseppe Palidini onYouTube.----------------------------------------------------------Prime Property Auctions – Sell your property with no upfront costs and control the reserve price. Prime Property Auction: www.instagram.com/primepropertyauctions/John: www.instagram.com/john_property_auctioneer/Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/------------------------------------Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book your place at the networking events here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.Connect with us on social media:🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our private Facebook group ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📩  Email us:Steven@steven-clark.comNick@arcproperty.uk
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Feb 3, 2025 • 51min

Government U-Turn: What Scrapped Rent Controls Mean for Landlords! with Jonathan Williams

In this episode, Steven and Nick sit down with mortgage expert Jonathan Williams to discuss the latest developments in the Scottish property market. From mortgage interest rates and inflation to rental trends and landlord strategies, Jonathan shares valuable insights on what’s happening right now and what investors should expect in 2024. Mortgage Market & Interest Rates: Where are interest rates heading in 2024? How inflation is affecting lending and affordability. What landlords need to know about remortgaging this year. Property Investment & Landlord Trends: Why some landlords are exiting while others are scaling up. How rental prices are adjusting after years of rapid increases. The impact of government regulations and tax changes on the buy-to-let market. Portfolio Strategy & Financing Tips: How to structure your portfolio to remain profitable. Common mistakes landlords make when refinancing. Why keeping an eye on swap rates is crucial for predicting mortgage trends. Jonathan Williams provides a clear and practical breakdown of what’s happening in the market right now. Whether you’re an investor, landlord, or first-time buyer, this episode will help you stay informed and make the right financial decisions. Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast **DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise. 🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book your place at the networking events here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify. Connect with us on social media:🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our private Facebook group ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📩  Email us: Steven@steven-clark.com Nick@arcproperty.uk
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Jan 27, 2025 • 1h

From Setbacks to Success: Building A 12-Property Portfolio in One Year with Rory Boyd

Rory Boyd, a driven property investor, shares his remarkable journey of scaling a 12-property portfolio in just a year while managing a full-time job and family life. He discusses the pivotal transition from car sales to property investment and the importance of leveraging sourcing agents. Rory emphasizes strategies for efficient scaling through refinancing and cash flow management. He also highlights the value of building relationships within the property community and how networking has fueled his success. His story is a testament to determination and strategic planning.
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Jan 19, 2025 • 1h 9min

What It Takes to Build a Property Portfolio in Your 20s with Kyle Black

In this episode, we welcome Kyle Black, a young and driven property entrepreneur who has built an impressive portfolio and business empire at just 27 years old. From his humble beginnings as a greenkeeper to navigating the property world with no prior experience, Kyle shares his journey of hard work, education, and embracing social media to scale his ventures. Key Topics Covered: Kyle's Early Journey: From Renfrew to property success and the pivotal moments that shaped his career. Overcoming Challenges: Why Kyle decided to leave his apprenticeship and step into the world of property. The Power of Education: How investing in property training courses provided Kyle with the foundational knowledge and network to get started. Using Social Media to Build Trust: Kyle explains how authentic social media engagement helped him secure deals and investors. Scaling with Strategy: Insights into Kyle’s decision to focus on portfolios rather than single units and how he maximised efficiency. Partnerships and Networking: The importance of building solid business relationships and finding the right people to collaborate with. Lessons Learned: Transparency, consistency, and how focusing on long-term client relationships can transform a property business. Kyle Black’s journey is a testament to the power of resilience, education, and leveraging modern tools like social media to stand out in a competitive market. Whether you’re just starting out in property or looking for ways to scale, this episode is packed with actionable insights and inspiration. Follow Kyle Black on Instagram and TikTok. ---------------------------------------------------------- Prime Property Auctions – Sell your property with no upfront costs and control the reserve price. Prime Property Auction: www.instagram.com/primepropertyauctions/ John: www.instagram.com/john_property_auctioneer/ Luis: www.instagram.com/luis_property_auctioneer/ Visit Prime Property Auction website: https://primepropertyauctions.co.uk/ ------------------------------------ Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast **DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise. 🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book your place at the networking events here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify. Connect with us on social media:🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our private Facebook group ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📩  Email us: Steven@steven-clark.com Nick@arcproperty.uk
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Jan 13, 2025 • 57min

2025 Property Predictions: House Prices & Scotland’s 8% ADS Shake-Up!

In this special episode of the Scottish Property Podcast, Steven and Nick take the mic to review the key events and trends that shaped the Scottish property market in 2024. They also share their bold predictions for 2025, offering actionable advice to help investors navigate the year ahead. From the 8% ADS hike to emerging market opportunities, this episode is packed with insights for seasoned investors and newcomers alike. Episode Highlights: 2024 in Review: Key trends and surprises in the Scottish property market. The impact of the ADS increase to 8% and how it has affected investors. Sub-£40k properties and multiple dwellings relief—why they’ve gained attention. Predictions for 2025: Steven and Nick’s outlook on property prices and demand. Which areas in Scotland are poised for growth. How changing regulations could impact investments and strategies. Goal Setting for 2025: Reflections on personal and professional goals from 2024. Tips for setting achievable property investment goals in 2025. Networking and Community: Why attending property events is critical for growth. Sneak peek at upcoming projects, including an exciting Dubai trip for the podcast. As we wrap up 2024 and prepare for 2025, Steven and Nick provide a thoughtful look back at the year and share insights to help investors succeed in the year ahead. From market trends to goal setting, this episode is a must-listen for anyone involved in property investing. ------------------------------------------------------------------- Prime Property Auctions – Sell your property with no upfront costs and control the reserve price. Prime Property Auction: www.instagram.com/primepropertyauctions/ John: www.instagram.com/john_property_auctioneer/ Luis: www.instagram.com/luis_property_auctioneer/ Visit Prime Property Auction website: https://primepropertyauctions.co.uk/ --------------------------------------------- #ScottishPropertyPodcast #PropertyInvestment #2024Recap #2025Predictions #RealEstateTrends #BuyToLet #NetworkingEvents #ScottishHousing #FinancialFreedom #NewPodcastEpisode
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Jan 6, 2025 • 53min

How to Build a Thriving Property Brokerage From Scratch with Liam and Emerald

In this episode of the Scottish Property Podcast, Liam and Emerald share their remarkable journey of building Empire Property Brokers, scaling their business, and diversifying property strategies. From humble beginnings to managing a fully integrated brokerage, their story is packed with insights on resilience, creativity, and persistence in the property investment world. Episode Highlights: From Personal Homes to Professional Ventures: How Liam and Emerald transitioned from selling their own homes to investing in property professionally. Early challenges in sourcing and building credibility in the property market. Scaling Empire Property Brokers: The growth from a property sourcing agency to a full-service brokerage. Offering end-to-end services, including sourcing, refurbishment, project management, and compliance. Their vision for adding a letting agency to their portfolio. Key Strategies and Deals: Leveraging student rentals to maximise income from two-bedroom flats. Securing a bungalow through creative networking and negotiation for a short-term rental strategy. Building relationships with overseas clients for consistent sourcing opportunities. Lessons Learned: The importance of transparency, strong client relationships, and social media presence. Overcoming challenges like sourcing delays and market uncertainties with adaptability and resilience. The value of starting with the end in mind and focusing on long-term goals. Liam and Emerald’s journey demonstrates the power of perseverance, smart strategies, and staying true to your values. Whether you're just starting out or looking to scale, their story offers practical advice and inspiration for building a successful property business. Follow Empire Property Brokers on Instagram: www.instagram.com/empirepropertybrokers/ --------------------------------------------------------------- Prime Property Auctions – Sell your property with no upfront costs and control the reserve price. Prime Property Auction: www.instagram.com/primepropertyauctions/ John: www.instagram.com/john_property_auctioneer/ Luis: www.instagram.com/luis_property_auctioneer/ Visit Prime Property Auction website: https://primepropertyauctions.co.uk/ ----------------------------------------------
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Dec 30, 2024 • 48min

Building a 24-Property Portfolio in Just One Year with Peter Toye

Peter Toye, a dynamic entrepreneur who achieved the remarkable feat of acquiring 24 properties in a single year, shares his inspiring journey from running a car wash at 14 to dominating the real estate market. He discusses how a personal health scare ignited his drive for financial security and leveraged trading profits for property investments. Peter explains crucial strategies like diversifying locations, utilizing refinancing, and the importance of building a strong team while managing risks. His insights are a goldmine for aspiring investors looking to navigate the property landscape.
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Dec 23, 2024 • 46min

Unlocking Property Potential with Smart Financing Strategies with Emma Ross

In this episode of the Scottish Property Podcast, Emma Ross joins us to share her journey from working in the corporate banking sector to establishing her own commercial finance business. With over a decade of experience, Emma dives into the world of creative property financing, discussing how tailored solutions can unlock opportunities for investors. Whether you're a seasoned property developer or just starting, this episode provides invaluable insights into the often-complex world of property finance. Episode Highlights: Emma’s Background and Journey: From her early career at HSBC to managing Scotland and Northern Ireland for a master brokerage. The decision to launch Ross Commercial Finance and prioritise values-driven business practices. Creative Financing Solutions: Leveraging tools like title splits, grants, and background assets to secure 100% funding. How commercial valuations differ from residential and why understanding these nuances is crucial. Real-life examples of unique deals, including high-value commercial assets and liquidator sales. Commercial Property Trends: Increasing interest in commercial property investments due to government legislation and tighter residential regulations. The rise of semi-commercial properties and creative funding strategies for unique assets. Key Tips for Investors: The importance of understanding lender requirements and valuation types. How to manage risk, negotiate better terms, and identify opportunities in challenging markets. The value of building strong relationships with brokers and lenders to maximise your financing options. Emma Ross’s approach to creative property financing proves that knowledge and strategy are key to unlocking potential in the market. Whether you’re exploring commercial property, semi-commercial assets, or innovative funding options, this episode offers practical advice to elevate your property journey. Follow Emma Ross on Instagram: www.instagram.com/emma_ross_commercial_finance ------------------------------------------------------------ Prime Property Auctions – Sell your property with no upfront costs and control the reserve price. Prime Property Auction: www.instagram.com/primepropertyauctions/ John: www.instagram.com/john_property_auctioneer/ Luis: www.instagram.com/luis_property_auctioneer/ Visit Prime Property Auction website: https://primepropertyauctions.co.uk/ ---------------------------------------------- #scottishpropertypodcast #propertyinvestment #realestate #creativefinancing #commercialproperty #semicommercial #fundingstrategies #scottishhousing #investmenttips #newpodcastepisode
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Dec 15, 2024 • 47min

How To Turn Property Challenges Into Big Wins with Tony Carrigan

In this episode of the Scottish Property Podcast, we’re joined by Tony Carriden, an experienced property investor and developer, to explore his journey in the industry. Tony shares how he overcame obstacles, adapted to market changes, and built a thriving property portfolio. From navigating challenges in financing and regulations to uncovering hidden opportunities in today’s market, Tony provides actionable insights for property enthusiasts at all levels. Episode Highlights: Tony’s Journey into Property: How Tony got started in property investment and the key decisions that shaped his success. His transition from smaller projects to larger developments and how he navigated the learning curve. Overcoming Financing Challenges: Tony’s strategies for securing financing in a competitive and ever-changing market. The importance of building relationships with lenders and private investors. Adapting to Market Trends: How Tony stays ahead of market shifts, including the impact of interest rates, rental demand, and new regulations. Why flexibility and innovation are critical for long-term success in property. Identifying Opportunities in a Tough Market: Tony shares how he spots under-the-radar investment opportunities, even in challenging conditions. Advice for balancing risk and reward when evaluating new projects. Lessons for Aspiring Property Investors: The importance of patience, persistence, and ongoing education in property. Tony’s top tips for building a solid portfolio, from diversifying investments to assembling a reliable team. Tony Carriden’s journey is a testament to the power of resilience, adaptability, and a keen eye for opportunity. Whether you’re just starting in property or looking to level up your portfolio, his insights offer practical advice and fresh perspectives to help you navigate market challenges and uncover hidden potential. Don’t miss this episode packed with valuable lessons and inspiration! Follow Tony Carrigan on the following channels: LinkedIn: https://uk.linkedin.com/in/tony-carrigan-bab581289 Instagram: https://www.instagram.com/tony_carrigan_property/ --------------------------------------------- Prime Property Auctions – Sell your property with no upfront costs and control the reserve price. Prime Property Auction: www.instagram.com/primepropertyauctions/ John: www.instagram.com/john_property_auctioneer/ Luis: www.instagram.com/luis_property_auctioneer/ Visit Prime Property Auction website: https://primepropertyauctions.co.uk/ ------------------------------------ #scottishpropertypodcast #propertyinvestment #realestate #propertymarket #propertydevelopment #financingtips #scottishhousing #investmentopportunities #businessgrowth #newpodcastepisode

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