The Scottish Property Podcast

In this episode of the Scottish Property Podcast, Nick and Steven are joined by Colin Macmillan, managing director of Glasgow Property Letting, for a deep dive into what’s really happening across the Scottish property market.With interest rates expected to shift, rents showing signs of cooling, and new legislation looming, this episode breaks down the latest data and trends affecting both investors and landlords.Colin brings hands-on insight from managing over 300 properties, giving a grounded perspective on how landlords and letting agents are navigating the current landscape.Key Highlights:📉 Scottish House Prices & Sales VolumesWhere property values are holding up — and where they’re slippingWhy sales volumes have dropped despite buyer demand still being thereThe widening affordability gap, especially for FTBs and low-income earners🏠 Rental Market TrendsAnnual rent growth down to 5.6% — and why that’s not a bad thingSigns of softening demand and increased supply in certain regionsWhy 2025 will expose landlords who haven't adjusted to market realities📊 Lettings Insight from the GroundLandlords pushing unrealistic rent increases — and what agents are sayingHow tenants are negotiating harder and shopping around more than everThe shift towards fixed rents and longer tenancies🏢 Student Accommodation BoomRecord number of PBSA (Purpose Built Student Accommodation) units under constructionWhat this means for HMO landlords and the wider rental marketWill Glasgow run out of student tenants?🔧 Legislation, Licensing & Market PressureHighland Council cracking down on short-term letsColin’s view on EPC requirements, ADS, and compliance fatigueWhy government policy continues to hurt affordability instead of helping it#scottishpropertypodcast #propertymarketupdate #rentalmarket #glasgowproperty #landlordtips #scottishhousingcrisis #propertyinvestment #colinmacmillan #studentaccommodation #hmoinvesting #ukpropertymarket #lettingagentlife

In this episode of the Scottish Property Podcast, Nick and Steven sit down with Eoin Baillie, a former gas engineer from West Lothian who’s now one of Dubai’s top-performing real estate brokers. After years in the Scottish property scene, Eoin made a bold move to the UAE — with no contacts, no leads, and 14 suitcases to his name.Today, he’s earning up to £100K per month in commissions, brokering multi-million-dirham deals, and running a high-performing team in one of the world’s most competitive real estate markets. Episode Highlights:🏠 Life Before DubaiHow Eoin got started in property in ScotlandHis experience in construction, lettings, flips, and service accommodationWhy he decided to walk away from his UK portfolio to start fresh✈️ Taking the Leap to DubaiWhat it really costs to relocate — and why £25K is the minimum bufferLeaving with 14 suitcases and no guarantee of incomeWhy his first 6 months nearly broke him💼 Building a Business in Dubai Real EstateThe difference between “glamorous” Dubai real estate and the actual grindWorking 14-hour days, handling rejection, and building a name from scratchThe deal that changed everything — and pulled him back from quitting📈 Making £100K Months in CommissionThe mindset shift needed to go from chasing rent to chasing multi-million dirham dealsThe value of showing up every day — even when the pipeline is emptyHow social media helped him stand out in a crowded market🧠 Mindset, Struggles & GrowthWhy Dubai is a pressure cooker — and not for everyoneThe emotional toll of starting from zeroEoin’s honest take on mental health, family sacrifice, and staying grounded----------------------------------------------------Know someone looking to sell? Send the guys at Prime a message now!----------------------------------------------------

In this episode of the Scottish Property Podcast, Nick and Steven sit down with Angus Johnston, founder of LetUs, a Glasgow-based letting agency specialising in HMOs. Angus shares his fascinating journey from aspiring investment banker and full-time wedding singer to building a business managing over 120 properties – with a strong focus on the student HMO market in Glasgow.Episode Highlights:🏡 From Accountant to Letting AgentWhy Angus walked away from PwC and investment banking to sing full-timeHow COVID derailed his music career and pushed him into property management📈 Building an HMO Business from the Ground UpHow he started with 7 properties (including his own and his brother’s)Scaling during lockdown with creative hustle and a sharp student focus🔥 The Realities of Running HMOs in ScotlandWhy group lets, not room-by-room, are the standard in Scottish HMO setupsHow legislation, like the PRT, impacts lease structure and managementCommon tenant challenges — from broken vacuums to surprise guests…📊 Crunching the HMO NumbersWhat it actually costs to convert a flat into an HMO (licensing, refurbs, furnishing)Why capital growth in prime locations like Glasgow’s West End makes it worth itThe sweet spot for profitability (hint: 4- and 5-bed flats)🏛️ Licensing & Council ProcessThe reality of 12-month lead times for new HMO licencesKey differences between existing vs. new licence applicationsHow to avoid pitfalls with HMO layout, kitchens, and fire safety🛠️ Maintenance, Void Periods, and Managing ExpectationsBudgeting £1,000+/year in maintenance and planning for 11-month letsManaging expectations with tenants, neighbours, and property owners

In this episode, Nick and Steven sit down with brothers Calum and Connor Clark, two investors who’ve built a thriving, family-run property business across multiple strategies — from buy-to-let and HMOs to commercial conversions and hospitality.Episode Highlights:🏘️ Starting Out in PropertyHow they got into property without quitting their day jobs.The first flip project — and how it led to long-term investingEarly challenges and how they gained experience through hands-on learning💼 Building a Scalable PortfolioFocused on delivering high-quality accommodation in Dundee, Arbroath, and surrounding areasTips for systematising property management in a family-run business🏨 Hospitality & Guesthouse StrategyOperating a 6-bed luxury guesthouse in Arbroath with strong year-round occupancyTheir approach to customer service, direct bookings, and standing out from Airbnb competitionHow hospitality feeds into their overall brand and business🤝 Family Business DynamicsBalancing different skill sets and personalities as siblingsThe importance of communication, defined roles, and mutual respectWhat makes their partnership work — and how they handle conflict----------------------------------------------------------Prime Property Auctions – Sell your property with no upfront costs and control the reserve price. Prime Property Auction: www.instagram.com/primepropertyauctions/John: www.instagram.com/john_property_auctioneer/Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/------------------------------------Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book your place at the networking events here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.Connect with us on social media:🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our private Facebook group ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📩  Email us:Steven@steven-clark.comNick@arcproperty.uk

In this wide-ranging and entertaining episode, Nick and Steven are joined once again by property investor and entrepreneur Davy Hutton. Known for his straight-talking approach, Davy gives us a raw, honest update on the state of the property market, social inequality, and why the rules are no longer built for the everyday investor.He opens up about mental health, the inspiration behind his new spoken word music album, and why he believes being vulnerable is more powerful than pretending to have it all figured out. Episode Highlights:🧠 Mental Health & IdentityWhy Davy created a spoken word album during lockdownGrowing up with undiagnosed anxiety and how he "faked" his way through social lifeThe dangers of today’s isolated digital world for young menWhy sharing your struggles can open the door for others🏠 Property Market CommentaryWhat’s really happening with supply and demand in ScotlandWhy the West End of Glasgow is still flying, but everywhere else is flatliningA 3-bed property with just one viewer: is buyer sentiment collapsing?The silent shift: from accidental landlords to corporate investors📊 UK Economic RealitiesInflation, council tax, and the slow death of the middle classWhy local authorities and governments are “burst” – and what that means for housingDavy’s take on wealth inequality, tax, and why the 95% are getting squeezedShould the rich pay more tax? Davy’s controversial but clear answer💬 Culture, Politics & SocietyThe illusion of free speech in the age of social media venomHow our tribal need to "belong" drives dangerous thinkingWhy politicians are no longer leaders – just mouthpieces for corporate agendas🐍 Snake Stories & Pet PoliciesFrom lost pythons to rescue chickens – Davy’s home is a full-blown zooWhy he supports tenants having pets – and why the Greens might have a pointHow professional landlords should treat tenants like real people----------------------------------------------------------Prime Property Auctions – Sell your property with no upfront costs and control the reserve price. Prime Property Auction: www.instagram.com/primepropertyauctions/John: www.instagram.com/john_property_auctioneer/Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/------------------------------------Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book your place at the networking events here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.Connect with us on social media:🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our private Facebook group ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📩  Email us:Steven@steven-clark.comNick@arcproperty.uk

In this episode of the Scottish Property Podcast, Nick and Steven are joined by Andrew and Chris from Brightstone Property, returning two years after their first appearance to share how they went from flips and serviced accommodation to delivering a 30-unit commercial business centre in Falkirk.They break down how they financed, developed, and filled the building — including the challenges of a six-figure refurb budget overrun, raising private investor finance through a SAS pension, and how the project has now grown into a profitable commercial asset and full-time business.Whether you're curious about commercial conversions, raising finance, or building a scalable property business, this episode delivers real talk, numbers, and lessons from two investors who are making it happen.Episode Highlights🏢 From Resi Flips to Commercial ConversionsStarted with residential flips and serviced accommodationDecided to pivot to larger commercial deals for scale and shared incomeAcquired a 7,500 sq. ft. building in Falkirk for £310KTransformed it into a 30-unit business centre (Brightstone Spaces)💰 Funding the ProjectRaised finance through a private SAS pension investorStructured the deal to buy with investor funds and fund the refurb from profitsManaged a refurb budget of £260K (which went £100K over!)Maintained investor trust through regular updates and repaid on time🔧 Overcoming Operational ChallengesRefurb included full rewiring, new fire systems, secure entry, and high-spec internetFilled the ground floor in 12 weeks via a hands-on marketing approachAchieved 97% occupancy, generating £17K/month gross rentRefinanced the building at £840K with a 70% LTV📈 Growth into Property ManagementNow managing three additional commercial sites for Liberty SpaceOffering management services for other commercial landlordsBuilding a hybrid business model combining property ownership with operational incomePlanning to acquire their next building while scaling their management armFrom modest residential flips to managing over 30 commercial tenants and multiple buildings, Andrew and Chris have completely transformed their business over the past two years. This episode is full of valuable lessons on financing, scaling, and building long-term credibility — all while remaining hands-on, humble, and community-focused.----------------------------------------------------------Prime Property Auctions – Sell your property with no upfront costs and control the reserve price. Prime Property Auction: www.instagram.com/primepropertyauctions/John: www.instagram.com/john_property_auctioneer/Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/------------------------------------Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book your place at the networking events here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.Connect with us on social media:🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our private Facebook group ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📩  Email us:Steven@steven-clark.comNick@arcproperty.uk

In this episode of the Scottish Property Podcast, Nick and Steven are joined once again by serial investor and mortgage broker Ewan Dudding — who has now scaled to over 100 properties and relocated to Dubai while running a high-volume brokerage and build team.Episode Highlights:🏗️ Scaling the PortfolioNow owns over 100 units, including 17 HMOs and multiple portfoliosBuying properties every 5 days for himself and every 2.5 days for clientsRefurbs running at £100k/month with two build teams and vans on the roadTargets £300–£350/month cash flow per unit💰 Raising & Recycling FinanceStarted with £80K savings and raised his first £80K from a friendNow borrows from clients and private investors at up to 10% interestUses bridging and refinance model to pull money out in as little as 6 weeksKey advice: raise capital from people who trust you, not just property people📊 Broker Business & Mortgage InsightsTeam of five and pushing through 10–12 mortgage applications per daySpecialises in bridging, BTLs, and portfolio lending for landlordsExplains how surveyors, lender relationships, and product switches impact dealsPartnered with Go Financial and growing organically through referrals🌍 Life in Dubai & Business MindsetRelocated recently for lifestyle and productivity — not just tax benefitsSays time difference gives him focus and freedom before UK wakes upStill works 14-hour days and prefers growing his business to relaxing on the beachHasn't bought a car, lives modestly, and reinvests every pound----------------------------------------------------------Prime Property Auctions – Sell your property with no upfront costs and control the reserve price. Prime Property Auction: www.instagram.com/primepropertyauctions/John: www.instagram.com/john_property_auctioneer/Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/------------------------------------Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book your place at the networking events here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.Connect with us on social media:🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our private Facebook group ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📩  Email us:Steven@steven-clark.comNick@arcproperty.uk#scottishpropertypodcast #propertyinvestment #buytolet #bridgingfinance #portfoliobuilder #hmoinvesting #mortgagebroker #dubailife #realestateuk #landlordlife #propertyrefurbs #privatefinance #scalingup

In this episode, Nick and Steven are joined by property investor and construction professional Mark Downie, who shares his incredible journey from working on mega-projects in Saudi Arabia to building a property portfolio back home in Scotland.Whether you’re just starting out or looking to scale, this episode offers a raw and honest look at what it really takes to build a portfolio while working abroad.Episode Highlights🏗️ Mark’s Journey: Construction & Property InvestingFrom civil engineering in Scotland to managing billion-dollar infrastructure projects in Saudi ArabiaHow he transformed an 8-bed Victorian villa in Falkirk as his first big project🏠 Portfolio Building: Buy-to-Let & FlipsScaling to 11 properties in under a year with deals in Aberdeen and FalkirkUsing credit cards and investor finance to fund deposits and renovationsHis first successful flip and how off-market deals helped him get started📉 Lessons from a Failed Serviced AccommodationThe painful £18k loss on a Bathgate SA due to planning rejectionWhy it’s critical to have multiple exit strategies and check licensing rules earlyThe differences between SA rules in Aberdeen vs West Lothian💷 Financing & Lender ChallengesTips for expats navigating UK mortgages while living abroadHow Mark structures deals for better tax efficiency and cash flowRefinancing wins and losses — and dealing with down valuations🌍 Saudi Arabia Mega Projects & Life AbroadInside the $500 billion NEOM “Line” project and what it’s like building in the desertWhy working abroad offers tax advantages—but comes with family sacrificesMark’s plan to return home, scale to 30-50 properties, and support other investors with project management servicesMark’s story is a powerful example of resilience, risk-taking, and real-world property investing. Whether you’re working offshore, considering SA, or looking for ways to scale, this episode is packed with practical lessons and cautionary tales. Get the full picture on building wealth through property while navigating the challenges of today’s market.----------------------------------------------------------Prime Property Auctions – Sell your property with no upfront costs and control the reserve price. Prime Property Auction: www.instagram.com/primepropertyauctions/John: www.instagram.com/john_property_auctioneer/Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/------------------------------------Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book your place at the networking events here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.Connect with us on social media:🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our private Facebook group ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📩  Email us:Steven@steven-clark.comNick@arcproperty.uk

In this special episode, co-host Nick Ponty sits down with Colin Campbell to delve into a refreshingly candid conversation that strays from the usual property chat and instead dives deep into the world of personal growth, mindset shifts, and life transformation.🎧 What You’ll Learn in This Episode:Colin's powerful journey of self-discovery and how personal development became the foundation for his success.Why men struggle to talk openly about emotions and personal challenges—and how breaking that silence can be transformative.The importance of showing up as your authentic self in business and life.Colin’s thoughts on masculinity, mental health, vulnerability, and purpose.Tips on how to build confidence, resilience, and inner peace, even when life gets hard.The role of daily practices like journaling, breathwork, and fitness in maintaining emotional well-being.How being part of a growth-focused community can elevate your mindset and your results.🔥 Whether you're a property investor, entrepreneur, or simply someone looking to level up personally and professionally, this episode is packed with value.----------------------------------------------------------Prime Property Auctions – Sell your property with no upfront costs and control the reserve price. Prime Property Auction: www.instagram.com/primepropertyauctions/John: www.instagram.com/john_property_auctioneer/Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/------------------------------------Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book your place at the networking events here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.Connect with us on social media:🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our private Facebook group ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📩  Email us:Steven@steven-clark.comNick@arcproperty.uk

In this episode of the Scottish Property Podcast, Nick and Steven return with a jam-packed market update, covering everything from global economic trends to local property prices. They dive into the latest landlord legislation, interest rate forecasts, and the growing shift from amateur landlords to serious portfolio investors.Key Highlights:📉 Mortgage Market & Interest RatesWhy the IMF is predicting three interest rate cuts this yearHow global trade tensions (yes, Trump again) could bring cheaper goods to the UKLatest 5-year swap rate and new limited company mortgage deals from The Mortgage Works🏠 Scottish Property Price TrendsHouse prices up 5.7% annually with East Renfrewshire leading at +10.6%Steven’s flip project in Dunfermline – who the buyers will be and how the numbers stack up📈 Rental Market UpdateONS rental data shows 5.7% annual increase in Scotland, but things are coolingWhy agents are now reducing asking rents in Aberdeen and GlasgowThe impact of fewer foreign students and increased supply⚖️ Landlord Regulation & Housing BillLabour’s proposal to jail landlords for illegal evictionsDebate over rent controls, eviction rules, and the shifting narrativeWhy Nick took to the BBC to defend the landlord perspective📊 Landlord Numbers & Social Housing1,000 fewer landlords—but an increase in registered propertiesA shift from amateur landlords to serious portfolio playersThe shocking number of empty social homes despite a housing crisisAs the Scottish property market evolves, landlords are facing new pressures but also fresh opportunities. From political debates to mortgage updates, this episode gives you the full picture of what’s happening on the ground. Whether you're flipping houses, growing a rental portfolio, or just trying to stay ahead of the curve, this episode is packed with valuable insights and commentary.----------------------------------------------------------Prime Property Auctions – Sell your property with no upfront costs and control the reserve price. Prime Property Auction: www.instagram.com/primepropertyauctions/John: www.instagram.com/john_property_auctioneer/Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/------------------------------------Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book your place at the networking events here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.Connect with us on social media:🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our private Facebook group ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📩  Email us:Steven@steven-clark.comNick@arcproperty.uk