How to Start in Property with Rent-to-Rent with Graham Budge

In this week’s episode, we sit down with Edinburgh-based property entrepreneur Graham Budge, who shares how his rent-to-rent journey has evolved into something far greater than just profit—it's now helping tackle Scotland’s housing crisis.

Graham walks us through the early days of scaling serviced accommodation units with no capital, the £130k investment loss he endured trying to expand down south, and how he pivoted his entire business model to supply temporary accommodation for local councils in Scotland.

Key Takeaways:

• How rent-to-rent offers a low-barrier entry into property with little capital

• The reality of scaling serviced accommodation pre-licensing

• How partnering with local councils created a more stable, long-term income stream

• Breakdown of profit margins, costs, and risk mitigation

• Lessons learned from losing £130,000 with a failed expansion into England

• The importance of investor trust and business resilience

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