Above The Business

If you’re like most entrepreneurs, you work really hard. You probably have days where you look back and think, “What did I even work on?” But it’s not just about how hard you work. Learn what's most important for owners in this episode of Club Capital: The Bottom Line

Since 1997, David took a 5 minute presentation on taxable and tax free income and turned it into a 25 year career. He talks about the 6 different streams of tax free income you can get in retirement. These include Roth IRA & Roth 401k, LIRP, tax conversions.You will learn the 6 different types of tax free income, what David recommends, and how inflation and recession impact your investments.  David famously teaches How to Get To The Zero Percent Tax Bracket by Retirement.David also referenced Club Capital Podcast guest Ed Slott’s book, The Forward during this interview.  (You can find Ed Slott’s episode, Episode 59: The Retirement Savings Time Bomb right here on the podcast.)He noted that the tax cuts in 2008 will be a benefit until about 2030.  However, if they raise the rates on the national debt, we may not even be able to service it.  Learn in this podcast what the actual year is that you need to pay attention to for investing, and how long you have to move your money to a zero percent tax bracket at retirement.Find David’s resources like The Power of Zero & Tax Free Income For Life at https://davidmcknight.com/

How many binders full of business info and strategies do you have on a shelf?  What about notes on your phone?  Ideas are truly everywhere these days, they’ve almost become worthless.  However, what you implement is what makes all the difference.Learn more about Club Capital and its services for insurance agencies when you visit www.club.capital

In this week’s podcast episode, Bradley sits down with Erik Weir to discuss limiting beliefs around money, setting goals, fear of failure, and how to be steadfast in your vision while flexible in your mission.  He has worked directly with families on the Forbes 500 list as well as global brands, and he shared a lot of great advice with our listeners today.One of the number one things Erik shared was to not only have a vision, but to “put it out there.”  He emphasized that the universe (or whatever you believe in) conspires to bring into reality whatever you’re putting out there.He also shared that if you have limiting beliefs, they may keep you from thinking your vision is even possible.  If you don’t believe it can happen, it never will.Erik and Bradley also talked about the importance of getting a fresh perspective.  Familiarity can be blinding, so it’s important to bring someone new into your area from time to time.Finally, if you’re trying to build wealth, it’s important to be oriented to the long term.  Erik has noticed a pattern around those without wealth focusing on the short term, and it hinders their ability to grow their wealth.If you’re ready to figure out “Who’s Eating Your Pie?” and make sure you’re keeping more of it, listen to this episode!More information about Erik and his book “Who’s Eating Your Pie?” is available at www.ErikWeir.com.

Learn what you can learn from Paul McCartney about business!No matter what it is you want, use that goal as a motivator for your business and trajectory. Here's how Bradley suggests you do this for yourself.

This week on the Leadership Podcast, Patrick Cootes joined Bradley to discuss how informal learning can transform your team.  Patrick is a learning expert with nearly 20 years of experience in the public sector. He’s a Co-Founder & Head of Product at Mindstone Learning, a company empowering people and companies globally to learn faster and remember more.They discussed how to create a “doing” culture, rather than a culture that stops at learning.  He has found that, while it has become standard to assume that a person can only learn one way (auditory, visual, kinesthetic), people are actually multisensory and multidimensional in their learning.Patrick also shared his number one strategy for helping new hires get up to speed 2x faster than normal.  Trainers should give new hires a high stakes but low risk opportunity to get them to take action. To learn more about Patrick’s company, visit https://www.mindstone.com/

Wondering how to set inspiring and attainable goals for your business?  In this episode, Bradley is sharing how to set goals for Quarter 3 to increase revenue while engaging your team.  He discusses methods of gaining new customers, increasing the dollars spent by a customer, and retaining your customers for longer.  More importantly, he shows you how to have team buy in on both the goals and methods for reaching those goals.Ready to start Q3 strong (or kick off new goals any time of the year)?  Listen to this quick, 15 minute episode to learn how!

This week on the Leadership Podcast,  Thomas Ntuk returns to join Bradley as they discuss key strategies for growing your insurance agency and any other business.  Thomas has numerous career highlights and accomplishments, and is sharing some of his tips with you today!They discussed the importance of investing in yourself.  Thomas shared that owners need to prioritize their own development first.  He also shared his new definition of “HIPA” aka High Income Producing Activities.  Finally, he emphasized the importance of never compromising in your career.Thomas joined Bradley on the podcast for two other episodes in March 2021 (Episodes 47 & 48: How To Improve Sales by Simplifying Parts 1 & 2).Thomas attended Thought Leaders’ Summit in Hollywood, California.  During the summit, he was interviewed on the TV show Hollywood Live by the host, legendary Jack Canfield (Author of the Chicken Soup for the Soul series-which sold over 500 million copies). The show aired on both A&E and Bravo Networks.He also joined Brian Tracy, to co-author the Amazon Best Seller book, The Success Blueprint.  His agency accolades include Crystal Excellence, Ambassador Travel (29 years), Exotic Travel (6 years), Chairman’s Circle (7 years), President’s Club (7 years), Mutual Funds Leaders (all 7 years), Small Business Leaders (all five years).Learn more about Thomas Ntuk when you visit https://www.ntukspeaking.com/

If you feel like you're piloting your business based on anything BUT your numbers, you could be headed straight for a storm! In this solo episode with Bradley, he shares a quick, actionable strategy for identifying and tracking the most important numbers in your business.

This week on the leadership podcast, Tom Hegna joined Bradley to discuss optimal retirement solutions.  They covered topics in investing, insurance sales, and retirement portfolios.Tom shared the differences between optimal and best, defined fake fiduciaries, why he recommends annuities in your portfolio, and shared his changed opinions around cryptocurrency.They also talked about why advisors should reach out to their clients even with a declining market.  Tom also noted that salespeople should become more prospect focused and less product focused.You can learn more about Tom and all he offers at www.tomhegna.com/webinars or text 855-TOM-HEGNA.