The Money Podcast

World-renowned entrepreneur David McCourt joins Rob in today’s podcast, listen in as they discuss everything from the benefits of property investment to the critical importance of having a mentor in your life who can help you weather the storm, make the right decisions and spot areas of opportunity after lockdown.   KEY TAKEAWAYS Real estate is a great investment because it can handle so much leverage. The only issue is that you always need a cash supply to maintain the property. Real estate is great when the market goes up and when it goes down, as long as you have cash. Right now every piece of real estate in the UK has been repriced, if you have the cash you are able to expand your portfolio. If someone wants to get out there and do their thing and put their name out there then they should just go ahead and do it. They should not feel the need to compare themselves to or copy other people, they should just want to be them in their unique space and take advantage of their opportunities. Unemployment and not training people for the new economy creates all sorts of mental health problems. Taking people's dignity away is a huge driver to deteriorating mental health. Entrepreneurs need to figure out how to create new jobs and new training programmes for those affected by job losses to avoid a Great Depression. Cheap businesses are usually cheap for a reason, whoever is looking to buy cheap after lockdown, should ensure they have some expertise in that area. All businesses have problems, but small businesses have fewer resources to deal with those problems. Mentors are valuable for everyone and everyone should have one in their life. It is good to have someone who has been through and survived their war, you may be dealing with a different war altogether but you need to have someone who has been through similar to help you think clearly.   BEST MOMENTS “There’s always room for the best.” “What you need to do is find something you love to do, and do it with people you love and then you have won.” “All your stuff is going to be worth a lot less money, so you have got to buy more stuff.” “Everyone needs a mentor, it is critical.”   VALUABLE RESOURCES https://robmoore.com/   ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”   “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   ABOUT THE GUEST David McCourt is an Irish-American entrepreneur with experience within the telecom and cable television industries.[1] He was an early contributor to the development of transatlantic fibre networks and has founded or bought over 20 companies in nine countries. David is the author of the book 'Total Rethink: Why Entrepreneurs Should Act Like Revolutionaries', published in April 2018. The book became a Wall Street Journal best-seller in 2019    

  Discover today how to teach your children valuable life lessons that can help further their education whilst they’re not in school. Learn how to teach your children the value of money, mentoring and how to instill a good work ethic in your child.    KEY TAKEAWAYS Facts tell and stories sell. It is great to use stories and analogies for children rather than telling them what to do. If you tell them what to do they will resist. It is great to weave valuable life lessons into stories that you tell them to learn unconsciously.  Learning through osmosis and learning vicariously are both the best lessons we can get both as children and as adults. If we get forced into learning something, as the schooling system does, many children will resist and rebel. If you have someone that your child will look up to, have your children spend some time with them as a mentor. If there are two main things you should want to teach your children, it is to read and to love learning. If you teach them this, they are going to learn good values, people skills, business, money and positivity. It is important when you teach children about money and value to work hard but also to work smart. These days smart work such as leveraging, outsourcing, scaling and social media is just as important as physical hard work when it comes to being successful. You want your children to have a base level work ethic that’s not for money, because if they won’t do anything unless it is for money then that may not be the best attitude to have. Create a certain level of work ethic for non-monetary value as well as a higher level of working ethic which is for money.    BEST MOMENTS “Embrace money into your life and use it rather than let it use you.” “Everyone needs positive role models in their life.”  “It is really important to allow your kids to dream.”   VALUABLE RESOURCES https://robmoore.com/   ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”    “If you don't risk anything, you risk everything”    CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs  LinkedIn: https://uk.linkedin.com/in/robmoore1979

Do you ever wonder what it takes to become extremely wealthy? Well, through years of extensive research, Rob has discovered the traits that all of the wealthy people have in common. Tune in today to find out what these traits are and how you can follow them in order to pursue wealth and riches for yourself. Learn how to create a fair exchange, repeatedly overcome challenges and attract wealth to your environment.   KEY TAKEAWAYS A common feature in each wealthy person is the commitment they have to their mission. They want to disrupt industries and change them for good. Criticism or praise does not phase or distract them along their journeys. Creating a fair exchange environment. You need to create a sustainable profit some of which you can reinvest into innovation and new products otherwise your competitors will out-innovate you. The consumer will have gratitude to you for your prices and appreciate the fair exchange. Many wealthy people believe and know they're destined for service of vast numbers of people. The more people you serve and accept the challenges that come along with this, the more wealthy you are going to grow. In the pursuit of wealth and riches, each wealthy person will have repeated challenges. When the challenge is overcome, a bigger one will present itself. They do not focus on small problems, but they focus on meaningful problems. The wealthiest people create a greater GP and economic flow. This is why hoarders don’t usually get so wealthy if you hoard money you are actually restricting the flow, which is the anti purpose of money. The more money flows the more it grows.   BEST MOMENTS “People will hate about you, the very things that are great about you’ “If someone has opposing value to you, they will have a completely different view of the world that you” “Wealth is money, but it is also well being.”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

The newest instalment of Kids Off School Rob discusses how having an open mindset can have a positive impact on your personal and professional life. In this insightful episode, Rob dives into the importance of a healthy mindset, how to look at challenges differently and why an open mindset is a persistent mindset that can help you reach your goals and achieve your dreams. KEY TAKEAWAYS Having an open mindset and being aware of your thoughts and feelings means that you can control your emotions. You can control how you think, feel, decide and act. If you have a fixed or a closed mindset this means you are not willing to learn, you think that you are always right and are not open to trying new things. As opposed to having an open mindset with a desire to learn new things and be open to new experiences. Somebody with an open mindset listens to what others have to say. If you listen to others you will receive all the best information, people love to talk so if you listen to them people will be drawn to you. To be closed-minded is to not give others the opportunity to talk nor listen to what they have to say. The open mindset is persistence, and the closed mindset is to give up. Persistence means to keep going until you win and get what you want. Somebody who gives up easily has a defeated mindset, they may give up after trying just once. Nobody succeeds at anything the first time around and we all face our struggles. Open mindset is to see things as a challenge and closed mindset is to see things as a failure. If something on your journey goes wrong, look at it as a challenge and be one step closer to success. These people enjoy failure as they see it as a challenge. Somebody with a closed mindset will adopt the “I tried once and it didn’t work” mindset and use this is a reason to give up.   BEST MOMENTS “An open mind means you want to discover. You’re curious and you’re interested” “If you ever want to learn stuff and get the best idea, just let people talk and listen.” “When everything is easy we don’t grow, we stay the same.”   VALUABLE RESOURCES https://robmoore.com/   ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”   “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

Mark is joined by finance expert Shaz Nawaz where they discuss the benefits of the government's latest scheme to help people during the pandemic. They cover topics from Furlough to repayment holidays, the rights of the employer and the employee and discuss how local governments are dealing with COVID-19. Now is a perfect time to sort out your finances and save money. Tune in to find out more. KEY TAKEAWAYS: Previously an employee has to have been off work for 4 days to claim statutory sick pay, however, what the government has decided to do is reimburse the employer for the first two weeks of sickness. The employee can continue to claim themselves for up to 28 weeks. The government furlough scheme is allowing companies to claim their employee’s salaries from the government, they will pay up to 80% of a salary with a limit of 2500 pounds back, as well as claiming National insurance and the 3% pension schemes. If you have monies owed on a credit card during this period, there are repayment holidays for up to three months available as well as on general loan repayments. Overdraft and overdraft interest fees waived up to 500 pounds, many banks are automatically waiving these fees. If you don’t have an overdraft you can apply for one up to 500 pounds. Local governments are advising that the impact of COVID-19 will last approximately 12 months. However this does not mean there will be a lockdown until then, this should be lifted in May or June starting off by opening schools and small businesses and gradually increasing events whilst implementing social distancing measures, all the while monitoring public health. Investing in bonds is a secure place for your money. Bonds are loans issued by governments. The UK government issues something called guilts which are bonds that you make to the UK government which attract a very low rate of interest, sometimes negative. In terms of security and getting your money back, they are about as good as it gets because the UK government is an issuer of its own currency, meaning it in theory cant go bust.   BEST MOMENTS “It is really important for people to be focused on their finances like they are looking after their personal health” “In terms of getting back to normal, we won't be getting back to normal like we were in March, until next March” “This is going to continue beyond the lockdown period”   ABOUT THE HOST   Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive   ABOUT THE GUEST Shaz Nawaz, is a chattered account tax advisor and industry expert whose knowledge has often been featured in well-established national publications, and he insists on ensuring that his team is just as dedicated to the industry as he is. Shaz believes in motivating you to do better for your business as well as your finances.

Rob offers his help and advice to the children off school during the COVID-19 pandemic on how to become rich and lessons surrounding money, savings and mentors. Rob offers his expert advice that schools don’t offer on how to manage your money and become a successful young entrepreneur.   KEY TAKEAWAYS Never spend more than you earn and never spend more than you save. If you have a rule that you will never spend more than you earn, you will always make money each time you get paid. If you then save more than you spend you will eventually grow the money you earn and then you will grow the money that you save. Start your savings whilst you are young to allow ample opportunity for your money to increase. You need to look for work, it is always nice to receive money as a gift or as pocket money but you will never get rich solely by being given money because the world wants what is known as a fair exchange. Fair exchange is working and providing a good service to people and then getting paid fairly for it. You should aim to want to do more than you are paid to do. If you do a job and exceed the expectations of the customer you will build a good reputation and eventually get paid more. Understand that you will not become rich instantly, it will take time. If you do something well long enough, you will get rewarded. To make money you have to learn and embrace being able to sell. Selling is just giving someone something that they want to buy in exchange for money. Make sure there is a fair exchange when selling to your customers to ensure you have a good reputation in your industry. Learn to find problems in your industry, if you can find and solve those you will make a profit. Spend time with peers and mentors that you aspire to. If you surround yourself with successful entrepreneurs their traits will naturally rub off on you. They may invest in you or connect you with the right person.   BEST MOMENTS “The more money you have the more interest you earn on your money” “To serve is to make money, the more people you serve the more wealthy you become” “Anything that is too easy, is usually empty and doesn’t feel great afterwards. Don’t look for easy, go out looking for good” “You are the total of the five people you spend most of your time with”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”   “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

bit.ly/multistreamsonline   ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”   “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

disruptors. Rob talks us through the benefits of having mentors and who to look up to as well as setting some actions for your kids to focus on during their time in lockdown.   KEY TAKEAWAYS Make sure you encourage your parents to introduce you to successful friends of theirs. Children will likely listen to other adults more than they will listen to their parents. If you want to be a success, the best way to do this is by listening and learning from people who have already achieved this. Mentors are people that are probably older than you and further along in their lives. They have overcome some of the challenges and problems that you have yet to face. Trying to figure things out by yourself when you’re so young is not easy to do, a mentor is a great way to guide you in reaching your goals. Try earning your own money by asking for some small jobs to do for your parents or creating small businesses allowing you to be in control and to teach you the value of your money. If you have a hobby or an interest that you particularly love when you’re an entrepreneur you can make money from that. You are able to call your passion, your profession. As an entrepreneur creating a business from what you love, there is no cap on what you can earn. With youth comes energy and you have that advantage over people who have been in industries longer. Your enthusiasm and passion are admired by the older generations and they are likely to invest time and money into you. You’re likely to have a more open-minded outlook on life since you’re yet to face much hardship in your career or financial life, having a positive outlook is a key to success. Setting goals for yourself will allow you to plan for your future. Make your goals achievable and be accountable for them. Remind yourself that failure is okay and part of the course. It is far better to try and fail than to not try at all.   BEST MOMENTS “If you want to have all the things you want in life, you want nice things, be able to do nice things and be happy, the best way to do that is by learning through people that have already got it” “Comfort is the enemy of success and greatness comes from being uncomfortable” “Life is too short to not do what you enjoy for a living” “You show us a bit of grit, determination, and desire to do something and enjoy what you do, that is going to attract people to invest in you”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

Rob has started a small series of videos about money for children while off school! Don't discount this information though, it will be good for you too! KEY TAKEAWAYS   What IS money? - Exchange of value, globally recognised. It’s not power greed or control, that comes from people.   Learn how to create value- You can’t ask strangers for money the same way you would parents. If you can’t create value you will become reliant on handouts. If you create more value, you can make more money. Money is a good store of value- £10 of food rots away, yet a £10 note will still be worth the same in a week's time. Anything that errores or goes off is not a good store of value. Money is stored energy- I worked for that £10, and did the person who worked for it before me. All the work and effort you put into earning your money gets stored. The 5 levels of money- What do you have to do to earn money and what can you do with it once you have it?   BEST MOMENTS “Always do more than you are paid for” “The world will always recognise extra value” “Never spend more than you earn”   VALUABLE RESOURCES Progressive Property Podcast (https://www.progressiveproperty.co.uk/podcast/)  Rob Moore’s Start Now Get Perfect Later (Book) (https://www.amazon.com/Start-Now-Get-Perfect-Later/dp/1473685435) ABOUT THE HOST Rob Moore is a 5x best-selling author, a public speaker, an entrepreneur, property investor and a Guinness World record holder among others. He is the co-founder of the Progressive Property and the mastermind of ‘The Disruptive Entrepreneur’ and ‘Money’ podcasts.  CONTACT METHOD   Website (http://www.robmoore.com/) Facebook https://www.facebook.com/robmooreprogressive/) Twitter (https://twitter.com/https://twitter.com/robprogressive)    

How do you overcome the hate and judgement of others? In today’s episode,Rob talks about his recent experience and the criticism he faced after helping to raise money for his sister’s life-saving kidney operation. Tune in to discover the deeper side around why people hate and what you can do to grow and learn from it. KEY TAKEAWAYS -During a recent GoFund me case for his sister’s life-threatening kidney treatment, Rob reached out to his social media network and asked for help, meaning his sister would be able to have a private operation. This was achieved in less than 24 hours. - Despite this, Rob faced some backlash with people stating he should’ve paid for the operation himself. -When it comes to money in the UK, anything you do with money and any way you raise money, you are going to get judged and critiqued. Whether that be buying nice cars or expensive goods, people may call you greedy. If you raise money for a good cause people may say it is a marketing strategy. - You are going to get criticised no matter who you are or what you do.  So you may as well be yourself and do what you believe is right in your heart. - If you take away the reliance that people may have from receiving money from family or friends, they become resourceful. - People will critique you based on their own hurt, triggers stereotypes despite not knowing the full context behind the story. - You should not be judged on the way you use and spend your money. If you take the judgment out of money and the way other people earn their money and you see it as a force for good the views will change. - People worry about the way they spend their money and being judged for it. People, then self-sabotage and push money away from them because they have been made to feel guilty and embarrassed for having money. - Earning money is a sign of growth and progress and is a sign that your business is doing well and succeeding and can inspire others to do the same. BEST MOMENTS “If you’re going to get criticism for raising seventeen thousand pounds for your sister’s life-saving operation, you will get criticised for anything” “I would love to see people stop judging and start asking” “People will hate about you the very thing that’s great about you” VALUABLE RESOURCES https://robmoore.com/ ABOUT THE HOSTRob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” and “The Money Podcast” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage.  “If you don't risk anything, you risk everything” CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn - https://uk.linkedin.com/in/robmoore1979