The Follio Property Podcast

Is the Australian property market at a turning point? The discussion highlights Perth's inventory crisis with record-low listings creating momentum. Sydney faces an affordability ceiling that may hinder growth, while Melbourne sees improving yields and steady projections. Brisbane is on the rise, but an affordability handbrake looms. The future also looks tricky with potential interest rate hikes. The hosts provide insight into navigating these risks and seizing opportunities in a shifting landscape.

Most investors don’t realise that property markets move in cycles and that understanding those cycles can drastically change your returns. In this mini episode, we break down how residential, commercial, and industrial markets each follow their own rhythm, why timing your entry and exit matters, and how 90% of growth often occurs in just a small window of the cycle.We explore how long-term buy-and-hold thinking has shaped generations, why today’s investors need to think differently, and how historical data shows that a 4-year window can sometimes outperform the previous 15 years combined. We also discuss the role of interest rates, sentiment shifts, macro events, and opportunity cost, and why serious investors should avoid loyalty to any one asset class.Whether you’re building generational wealth or looking for accelerated gains, this conversation reveals how true investors use property cycles to maximise returns and make smarter decisions in 2025 and beyond.Includes insights on: Perth vs Sydney cycles, generational investing, data-driven timing, A-grade assets, syndicate strategy, and how markets within markets behave.Key Themes: - property cycles explained- residential vs commercial cycles- best time to buy property- opportunity cost in real estate- data-driven property investing- property market timing strategy📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#propertycycles#propertymarket2025#investingtips#realestateinvesting#propertystrategy #perthproperty #propertycycleexplained#propertyinvestor#australianpropertymarket#marketcycles#timingthemarket#wealthcreation

Negative gearing is one of the most misunderstood concepts in Australian property investing, and also one of the most politically charged. In this episode, we break down exactly what negative gearing is, how it works, and when it actually benefits investors.Put simply, negative gearing allows you to offset the losses from holding an investment property against your taxable income. But beyond the textbook definition, we explore why negative gearing exists, how it influences investor behaviour, and why removing it would reshape the entire housing market.Inside this episode we unpack:• what negative gearing is in plain English• why the government allows you to offset property losses• how negative gearing impacts rental supply and affordability• how high-income earners use it during peak earning years• the link between land value, capital growth and negative gearing• how depreciation plays into the equation• why negative gearing is a benefit, not a standalone strategy• the real-world numbers showing how tax can reduce the “cost” of holding growth assets• how to blend growth assets with cash-flow assets to balance a portfolioWhether you’re new to property investing or scaling toward a multi-property portfolio, understanding negative gearing helps you use tax as a tool, not a driver, to buy the right assets for long-term wealth.About the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#negativegearing#propertytax #propertystrategy#australianpropertymarket#investmentproperty#taxplanning#wealthcreation#propertyinvesting#realestateinvesting#capitalgrowth Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

Why do 80–90% of property investors get stuck at just two properties? And more importantly, do you actually need more than two to achieve financial freedom?In this episode of the Folio Property Podcast, Reece and Lachlan break down the real reasons investors hit a wall. From cash flow and serviceability to bank valuations, equity traps, and dangerous lending strategies being pushed online.We unpack: - Why most investors stall after their first or second property- How banks really assess your income, rent, and borrowing power- The truth about debt recycling, trust lending & “infinite borrowing” claims- Why desktop valuations can create fake equity- Why 2026 is shaping up to be a year of massive speculation- The dangers of off-the-plan, regional & SMSF property pitches2026 is set to be a big year for property in Australia, join us every Tuesday to get the most up-to-date information and advice on investing, market updates and building property portfolio. If you’re investing in 2026 or thinking about investing, this episode is essential listening before your next purchase.Timestamps: 00:00 Introduction 01:43 Why Investors Get Stuck At Building A Portfolio 04:41 How Much Of Your Equity Should You Use To Reinvest 05:50 How Trust Lending Can Help You Expand Your Portfolio 08:42 How Investors Are Manipulating The Banks For Higher Valuations 14:38 Why First-time Investors Are Being Targeted With Off-The-Plan17:04 How To Minimise Risk When Investing 18:45 Investing In Self-Managed-Super-Funds (SMSF)Key Themes: - property investing Australia- property portfolio strategy- debt recycling explained- property equity strategy- trust lending property- SMSF property investing- fake equity property- property investing mistakes- financial freedom property- 2026 property market AustraliaAbout the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#PropertyInvesting #PropertyPodcast #AustralianProperty #InvestingAustralia #WealthBuilding #FinancialFreedom #PassiveIncome #MoneyPodcast #RealEstateAustralia

Dive into the dark side of property investing as the hosts expose manipulative sales tactics used by spruikers targeting vulnerable retirees and inexperienced investors. Discover how fear is leveraged to push high-commission products, often before clients even see the details, and unpack the warning signs every potential buyer should know. From the dangers of unsolicited advice to the irony of investing based on marketing ploys, this discussion aims to arm listeners with knowledge and protect their hard-earned superannuation from scams.

Investing in your first property is crucial for your long-term wealth. Focusing on capital growth over cash flow can set you up for success. High rental yields often come with lower growth potential, so pick wisely. Learn why land value is key to boosting your property's performance. Serviceability is essential, ensuring you can manage your investment even through cash flow gaps. Discover how to use renovations to quickly build equity, and know when to introduce cash flow properties into your portfolio.

Discover how a family paid off nearly $1 million in mortgage debt in just three years using a three-property investment strategy. Learn the art of leveraging low debt-to-income ratios and buying in early-cycle markets to accelerate equity creation. The discussion unfolds critical insights on refinancing to ease cash flow pressure and the strategic timing of selling versus holding in rising markets. This blueprint offers a practical approach for homeowners eager to eliminate their mortgage years earlier than anticipated!

Melbourne may be the ultimate property investment as experts analyze its potential against Perth. Rising rental yields and a significant drop in property listings highlight Melbourne’s tightening market. They explore the migration shift post-COVID, boosting demand, and compare affordability with Sydney, showing Melbourne as an appealing destination. With solid long-term fundamentals and a unique price gap, the discussion reveals why Melbourne could be the best bet for investors looking ahead.

Discover the shifting landscape of Australia's real estate market as it hits a staggering $12 trillion in mortgage debt. Learn about the implications of a 5% deposit scheme and skyrocketing investor lending, which now comprises 40% of all loans. The risks associated with off-the-plan properties and the potential for rising interest rates are also explored. Amidst these changes, find out how to choose the right buyer's agent and navigate the emerging pitfalls in 2026.

Is Perth’s property boom in 2025 sustainable and how can homebuyers avoid overpaying in one of Australia’s hottest markets?In this episode of The Follio Property Podcast, Reece and Lachlan are joined by Rowen Powell. Director of Verve Buyers Agency and one of Perth’s most experienced buyers agents in both the prestige and family-home markets. Together, they unpack the real reasons behind Perth’s runaway price growth, why listings are at historic lows, how buyer psychology is shifting, what compromises homebuyers are being forced to make, and why transparency in WA’s market has never been worse.We go deep into the mechanics of the 2025 Perth market:- Why established homes are outperforming new builds- How replacement costs have reshaped values from $1M villas to $15M prestige homes- Why the 5% deposit scheme is pushing prices up, not helping affordability- Why first-home buyers face a 3–4 step “ladder” before reaching their forever home- How off-market deals actually work (and the real reasons people sell off-market)- What defines a good buyers agent from a dangerous one- Why micro-markets and school zones are dictating hundreds of thousands in value- What suburbs in Perth remain underrated in 2025Whether you're buying your first home, upgrading, or navigating the high-end Western Suburbs market, this conversation gives you the on-the-ground intel you can’t get from portals, sales agents, or lagging data.Timestamps: 00:00 Introduction 01:51 What's driving the property boom in Perth?07:27 Perth homebuyers compromising for high-risk properties 08:01 Why the lack of 'transparency' is the biggest challenge for homebuyers 12:01 How to make sure you're not overpaying for your home?14:45 How to uncover "off-market" properties 18:36 Should you buy a property without using a Buyers Agent?22:33 How to pick a good Buyers Agent over a bad one 26:19 The most undervalued suburbs in PerthKey Themes- Perth property market 2025- WA housing shortage- Buyers agents vs DIY homebuying- First home buyers in Perth- Off-market property Perth- Prestige property Perth- Underrated Perth suburbsEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#perthproperty #perthrealestate #perthpropertymarket #waproperty #westernsuburbsperth #buyersagent #buyersagentperth #propertyadvice #homebuyingtips #perthhousingmarket #offmarketproperties#propertyinvesting #firsthomebuyer