Todd Miller

Join Steve Farrar, a former NCUA insider with 30+ years in problem case management, and Todd Miller, a nearly 35-year NCUA veteran, as they explore the nuances of NCUA examinations. They discuss the implications of declining CAMEL codes and the importance of understanding examiner findings as indicators of systemic issues. The pair emphasizes proactive management of document resolutions and the critical roles of communication and governance in navigating regulatory expectations. Their insights promise to demystify the exam process for credit unions.

Join Todd Miller, a seasoned credit union expert with a rich background in capital market supervision, as he delves into the essentials of ALCO reporting. Discover the importance of tailored reports for effective business planning and performance measurement. Miller emphasizes the vital role of cohesive risk management strategies and transparent communication during NCUA examinations. He shares insights on navigating decision-making amidst regulatory pressures and highlights the significance of customized training to foster a positive corporate culture.

Todd Miller, a former consultant with the NCUA, brings his 34 years of expertise to discuss the essentials of board monthly packages. He highlights the necessary components for compliance with NCUA standards while addressing the unique needs of credit unions. Miller shares insights on risk management during challenging times and the balance between quantitative and qualitative data. He emphasizes the importance of clarity in board reporting, effective governance strategies, and adapting materials to ensure relevance in decision-making.

In a revealing discussion, Todd Miller, a former NCUA employee with 34 years of experience, dives into the complexities of NCUA's examination processes. He highlights the critical role of the Examiner's Guide and the National Supervisory Policy Manual, sharing personal anecdotes on their evolution and significance for credit unions. Miller also addresses transparency issues, such as the challenges credit unions face with redacted information, and offers insights on effectively navigating regulations and working with examiners for better compliance.

Join Steve Farr, a former NCUA expert in enforcement, and Todd Miller, a seasoned examiner with 34 years at NCUA, as they delve into the complexities of organizational reviews in credit unions. They discuss the potential implications of these reviews on credit union management and operations. With personal anecdotes, they highlight the importance of proactive measures for governance compliance and the benefits of hiring experienced professionals to navigate systemic challenges. It's a must-listen for those seeking to enhance their operational strategies!

Todd Miller, a veteran with 34 years at the NCUA, shares valuable insights on building effective Asset and Liability Management Committees (ALCO) in credit unions. He discusses the importance of distinct committee charters, member selection, and how board involvement can enhance governance. The conversation also highlights the critical roles of the Chief Risk Officer and the necessity of robust documentation to align with strategic objectives. Miller emphasizes that a well-structured ALCO is key to managing risks and adapting to organizational needs.

Join Steve Farr and Todd Miller, both seasoned veterans from the NCUA and now part of Mark Treichel's team, as they delve into the nuances of risk appetite and management frameworks. They discuss the lack of guidance from regulators, provide insights on FDIC's proposed rules, and the essential components of risk management frameworks. Learn about the vital role of a strong risk culture and how it can make or break credit unions, alongside anecdotes that connect risk management principles to celebrated coaching methodologies. A must-listen for credit union professionals!

In this discussion, Todd Miller, a former NCUA employee with 34 years of experience, shares invaluable insights into effective board packages for credit unions. He emphasizes the balance between what boards need versus want to know, highlighting the importance of clear, concise reports. Todd discusses quantitative and qualitative reporting, suggesting dashboard summaries for easy interpretation. He also touches on aligning strategic plans with board reporting and the necessity of transparency for compliance and informed decision-making.

Todd Miller, a former NCUA employee with 34 years of expertise in credit union examinations, shares invaluable insights. He discusses the often-overlooked power of appealing not just regulatory decisions but any concerns to the regional director. The conversation navigates effective communication strategies to reduce disputes during examinations. Miller highlights the importance of clarity and interpersonal dynamics, stressing that understanding personalities can play a crucial role in resolving conflicts. Practical tips for engaging effectively with examiners are also covered.

Todd Miller, a seasoned expert with 34 years at the NCUA, shares his insights on optimizing Asset and Liability Management Committees (ALCO) in credit unions. He discusses best practices for creating effective ALCO charters and fostering governance culture. The conversation highlights the crucial roles of committee members and the evolving function of chief risk officers. Miller emphasizes the importance of proper structure, responsibilities, and reporting practices in mitigating financial risks and aligning governance with organizational goals.