Todd Miller

Join Steve Farrar, a former NCUA insider with 30+ years in problem case management, and Todd Miller, a nearly 35-year NCUA veteran, as they explore the nuances of NCUA examinations. They discuss the implications of declining CAMEL codes and the importance of understanding examiner findings as indicators of systemic issues. The pair emphasizes proactive management of document resolutions and the critical roles of communication and governance in navigating regulatory expectations. Their insights promise to demystify the exam process for credit unions.

Todd Miller, a former consultant with the NCUA, brings his 34 years of expertise to discuss the essentials of board monthly packages. He highlights the necessary components for compliance with NCUA standards while addressing the unique needs of credit unions. Miller shares insights on risk management during challenging times and the balance between quantitative and qualitative data. He emphasizes the importance of clarity in board reporting, effective governance strategies, and adapting materials to ensure relevance in decision-making.

In a revealing discussion, Todd Miller, a former NCUA employee with 34 years of experience, dives into the complexities of NCUA's examination processes. He highlights the critical role of the Examiner's Guide and the National Supervisory Policy Manual, sharing personal anecdotes on their evolution and significance for credit unions. Miller also addresses transparency issues, such as the challenges credit unions face with redacted information, and offers insights on effectively navigating regulations and working with examiners for better compliance.

Join Steve Farr, a former NCUA expert in enforcement, and Todd Miller, a seasoned examiner with 34 years at NCUA, as they delve into the complexities of organizational reviews in credit unions. They discuss the potential implications of these reviews on credit union management and operations. With personal anecdotes, they highlight the importance of proactive measures for governance compliance and the benefits of hiring experienced professionals to navigate systemic challenges. It's a must-listen for those seeking to enhance their operational strategies!

Todd Miller, a veteran with 34 years at the NCUA, shares valuable insights on building effective Asset and Liability Management Committees (ALCO) in credit unions. He discusses the importance of distinct committee charters, member selection, and how board involvement can enhance governance. The conversation also highlights the critical roles of the Chief Risk Officer and the necessity of robust documentation to align with strategic objectives. Miller emphasizes that a well-structured ALCO is key to managing risks and adapting to organizational needs.