Join Chief Revenue Officer of Rakuten Rewards, Julie Van Ullen, as she discusses shifting consumer behaviors this Black Friday, highlighting the rise in essentials spending and the allure of cashback incentives. Clint Henderson, from The Points Guy, shares insights on travel trends and the nuances of airline loyalty programs, emphasizing strategic use of rewards. Jurrien Timmer, from Fidelity, offers his macroeconomic perspective on market trends amid today’s uncertainties, probing the implications of significant cash surpluses in the economy.

Melissa Otto, Head of TMT Research at Visible Alpha, shares insights on Big Tech's 2025 landscape, discussing upcoming challenges and an anticipated product upgrade cycle. Julie van Ullen, Chief Revenue Officer at Rakuten, analyzes changing consumer behaviors, emphasizing the impact of early holiday shopping and value-driven purchases. They explore the evolving dynamics between e-commerce and brick-and-mortar stores, and how retailers must adapt to meet the demands of savvy consumers, particularly Gen Z.

Exploring reclaiming personal data from Big Tech in the digital age, importance of data ownership, challenges in the digital landscape, empowering individuals in technology development, consumer spending trends, and analyzing the current retail landscape.