Chris Hutchins, creator of AlltheHacks.com and credit card expert, shares the fascinating history of credit cards—starting from early restaurant tabs to today's complex rewards systems. He uncovers hacks to maximize benefits in the competitive credit landscape. Meanwhile, Juan Bendaña, a coach to top leaders, discusses confidence as a skill rather than a trait. He emphasizes that through small, deliberate choices, anyone can build everyday courage and overcome self-doubt, reframing failures as growth opportunities.