Something You Should Know The Secret World of Credit Cards & The Science of Building Unshakable Confidence
30 snips
Sep 1, 2025 
Chris Hutchins, creator of AlltheHacks.com and credit card expert, shares the fascinating history of credit cards—starting from early restaurant tabs to today's complex rewards systems. He uncovers hacks to maximize benefits in the competitive credit landscape. Meanwhile, Juan Bendaña, a coach to top leaders, discusses confidence as a skill rather than a trait. He emphasizes that through small, deliberate choices, anyone can build everyday courage and overcome self-doubt, reframing failures as growth opportunities.
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Blushing Communicates Genuine Remorse
- Blushing is an involuntary signal that communicates genuine remorse or embarrassment to others.
- It functions like crying by showing appeasement and encouraging forgiveness from others.
Diners Club: The First Modern Charge Card
- Diners Club created an early charge card around 1950 that let customers charge meals across restaurants and pay monthly.
- It reached about a million members within a decade, resembling today's credit-card use.
Bank Of America's Wild Customer Acquisition
- Bank of America in 1958 issued a card that allowed carrying a balance and mailed cards unsolicited to millions.
- Their mass-mailing led to high delinquency and later regulated practices like Truth in Lending (1968).
