Brian Hale, CEO of Mortgage Advisory Partners and veteran with 40 years in the mortgage industry, shares his insights on how the recent election may reshape the housing landscape. He discusses the potential shifts in mortgage rates and regulations, emphasizing the importance of ethical lending amid economic uncertainty. Hale delves into the future of government-sponsored enterprises and their crucial role in the housing market. He also addresses upcoming challenges in housing origination and the implications of changing demographics and policies for homeownership.