The Ramsey Show “I Want To Trust My Husband, But He Wants To Get Rich Quick"
Dec 9, 2025
In this lively discussion, two financial experts tackle tough questions: navigating trust issues in marriage amid risky investments, balancing mortgages versus student loans, and managing unexpected IRS claims. They also emphasize the importance of unified financial goals for couples. Strategies for rebuilding after financial trauma and optimizing inheritance decisions spark essential insights. Listeners gain valuable advice on budgeting for new homes and fostering financial literacy in kids, all while focusing on hard work and perseverance for lasting success.
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Stop Enabling Money Mistakes
- Don't enable repeated financial recklessness by calling it "respect"; hold your spouse accountable when they repeatedly make bad money decisions.
- Verify loan recourse and refuse to borrow more personally to pour good money into a sinking property.
Verify Liability Before Pouring In Cash
- If a property continually requires maxing credit cards and new loans, stop and verify personal liability and market value before investing more.
- Sell the asset as-is or walk away if it's non-recourse and not worth further debt.
Face Debt With A Budget And Work Ethic
- List debts smallest to largest, keep minimums on others, and attack the smallest aggressively while increasing income.
- Build EveryDollar budget and stop making plans based on irrational fear of homelessness.
