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Roti ✓ Kapda ✓ Makaan? Should young Indians still believe in the home ownership dream?
Jan 23, 2025
Rona Kumar Gunjan, a real estate expert from The Ken, discusses the skyrocketing property prices in Indian cities and their impact on young adults. She highlights the dilemma of home ownership versus renting as financial pressures mount. Gunjan shares insights on shifting generational attitudes and the trend of moving back in with family. The conversation also touches on the challenge of finding reliable property builders and the emerging trend of reverse migration as many seek affordable living outside urban centers.
33:17
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Quick takeaways
- The dramatic rise in property prices and stagnant wages is prompting young Indians to reconsider traditional homeownership in favor of renting.
- Young adults are increasingly viewing real estate as an investment rather than a personal residence, reflecting a shift towards financial flexibility.
Deep dives
The Rising Cost of Living and Its Impact
The rapid increase in the cost of living, particularly in major Indian cities, has created significant challenges for young adults aspiring to own homes. Over the past two years, property prices have surged by nearly 30%, while average incomes have struggled to keep pace, causing a widening gap between housing affordability and earnings. As monthly salaries remain stagnant, many individuals in their 20s and 30s are finding it increasingly difficult to plan for the future, leading some to reconsider the traditional dream of homeownership. This has resulted in young adults often opting for renting over buying, seeking more flexible living arrangements that align with their financial realities.
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Discover
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Listen to the best highlights from the podcasts you love and dive into the full episode