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SBI Cards is facing significant leadership challenges, particularly with the high turnover rate of its CEOs, who are appointed every two years. This recurring change creates confusion and instability within the organization, as new leaders often lack specific experience in the credit card industry. For instance, each CEO must navigate a steep learning curve before their tenure ends, which hampers strategic consistency and innovation. The disparity in salaries between top executives and employees exacerbates discontent, as many employees earn more than their CEO, leading to tension within the company.