Everyone's Talkin' Money September Is the New January: How to Set a Money Goal and Actually Crush It by Year-End. Back to School, Back to Budget Series (Part 4 of 4)
Sep 23, 2025
September is the perfect time to reset your financial goals, as it offers a fresh start that January can't match. Discover how to choose a powerful single goal, avoiding common pitfalls like perfectionism. Learn the SMART-R framework to set achievable objectives and effective strategies to manage holiday spending without derailing your progress. Shari emphasizes the importance of consistency and resilience, showing that achieving one goal can transform your financial confidence. Get ready to finish the year strong!
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September Is A Better Financial New Year
- September has natural momentum that makes habit formation easier than January.
- It offers predictable routines and built-in checkpoints that aid sustained progress.
Pick One Goal And Pour Energy Into It
- Do focus on a single financial goal rather than spreading effort across many priorities.
- Concentrated focus creates momentum and accelerates meaningful progress.
Three Questions To Choose Your Goal
- Ask three questions to choose the right goal: impact, achievability, and future payoff.
- Choose a goal that meaningfully improves your finances and sets up next-year wins.
