Everyone's Talkin' Money

What if happiness isn’t just a feeling — but a formula? In this mind-expanding episode, I sit down with Dr. Alphonsus Obayuwana — physician, scientist, happiness coach, and founder of the Triple-H Project — to break down his 30+ years of research into human hope, emotional well-being, and what really drives lasting happiness. We are discussing his new book: The Happiness Formula. He introduces the groundbreaking Triple-H Equation: Hope over Hunger = Happiness — and explains how it can reshape your relationship with money, your goals, and your emotional peace. You'll walk away learning: How happiness and hope are scientifically connected — and why one can't exist without the other What the five “human hungers” are and how they silently shape your financial stress How to calculate your Personal Happiness Index — and what your score says about your well-being Why people with financial success still feel unfulfilled — and how to change that Practical ways to increase your hope and reduce your emotional “hunger” starting today Why measuring your happiness is the key to improving it This is one of the most profound conversations I’ve had — and one that could completely reframe how you think about wealth, success, and peace of mind. Be sure to keep up with everything Everyone’s Talkin’ Money on Instagram.  Learn more about your ad choices. Visit megaphone.fm/adchoices

What if your child’s allowance could be the launchpad to lifelong wealth? In this episode of Everyone’s Talkin’ Money, I sit down with April Taylor—financial coach, educator, and creator of the Junior Moguls Entrepreneur System to explore how parents can raise financially confident, entrepreneurial kids even if they don’t have a business background themselves. You’ll walk away knowing: -How kids naturally understand money—and when that relationship starts to shift -Why the way we talk about money shapes our kids’ entire financial future -Creative ways to make saving fun in a cashless, digital world -The link between financial literacy and self-worth (and how early to start teaching it) -How to build new wealth traditions in your home, even if you're starting from zero -Why “we can’t afford that” might be the most damaging phrase in your money vocabulary And the surprising financial habit that April swears by—even if it makes experts cringe Whether you're parenting a preschooler or a teenager, this episode will change the way you talk about—and teach—money at home. Be sure to keep up with Everyone's Talkin' Money on Instagram. Learn more about your ad choices. Visit megaphone.fm/adchoices

Think traveling on a budget means sacrificing joy, spontaneity, or luxury? Think again. In Part 2 of our Rich Girl Summer Travel series, we’re leveling up. I’m walking you through my favorite advanced travel strategies—ones that make you feel like a savvy world traveler, not a spreadsheet-toting tourist. You’ll hear: How to travel hack like a pro (without becoming a full-time points nerd) Simple ways to stay on budget while living your best life on vacation How to actually enjoy your trip without bringing home financial regret The post-travel money moves that help you plan smarter next time How to start a travel fund this week—yes, even with just $10 If you’ve ever wondered how some people seem to travel all the time without going broke, this is the episode that spills the (very budget-friendly) secrets. Make sure to catch Part 1 if you haven’t already—and next week we’re taking it home (literally) with Rich Girl Summer: Home Edition. Because coming home should feel just as luxe as your time away. Don’t forget to follow the show on your favorite podcast app so you never miss an episode, also, please leave a quick 5-star rating and review to help reach more people. Keep the conversation going on Instagram @everyonestalkinmoney. It’s not about spending less—it’s about spending right. Let's get you on that plane. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever feel like you’re following all the “right” financial steps and still feel stuck? You’re not alone — and today’s episode proves it. Shari sits down with Misty Lynch, CFP®, the powerhouse behind Demystifying Money and the reality show HEARTBROKE, to talk about how to ditch stale money myths and build a money plan that actually fits your life. You’ll walk away knowing: Why traditional financial advice often backfires for real people The #1 thing to do first if you feel overwhelmed by money How your money mindset shapes your financial confidence Why money fights with your partner usually aren’t about money at all How to balance saving for tomorrow and enjoying your life today Don’t miss Part 2 of this conversation on Misty’s podcast, Demystifying Money. Follow it wherever you get your podcasts so you can catch the rest of our chat! Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how to travel like you're rich without the rich girl budget! In this episode, we break down the 5 mindset shifts that transform expensive vacations into affordable luxury travel experiences. Discover the complete planning framework that saves hundreds on flights, accommodations, and activities. From off-season travel secrets to the 50/30/20 budget rule, get the exact strategies to plan bougie getaways without credit card debt. Perfect for budget travel beginners, digital nomads, and anyone who wants to travel more for less. For more money talk and tips, follow us on Instagram @everyonestalkinmoney Topics include: travel budgeting tips, cheap vacation planning, luxury travel hacks, off-season destinations, house swapping, Airbnb alternatives, flight booking strategies, and debt-free travel planning. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the real secret to growing your business and your bank account isn’t more hustle, but less? In this mind-expanding conversation, Dr. Nona Djavid breaks down how she turned a burned-out chiropractic practice into multiple seven-figure ventures — all while working just one week a month. You’ll walk away knowing: How to collapse time and get bigger results in half the time you think you need Why your nervous system — not your to-do list — might be your biggest growth bottleneck The four steps to aligning your identity, frequency, and vision for true financial freedom How to spot your hidden wealth ceiling and reprogram it for your next level What it really takes to become the CEO of your vision instead of the overworked operator of your business This one is for every entrepreneur, side hustler, or closet visionary who’s ready to stop trading time for money and start designing life on their terms. Check out Nona's podcast, The Unreasonable Life. Follow Nona on Instagram @nonadjavid Be sure to keep up with everything Everyone's Talkin' Money by following us on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

Ready to break up with boring money talk? Welcome to Everyone’s Talkin’ Money — your new go-to for honest, jargon-free conversations about money and life. Hosted by an award-winning financial advisor, Shari Rash, who actually gets your real life (no latte-shaming here!), this show goes way beyond budgets and spreadsheets. Tune in for smart solo episodes and unfiltered expert interviews that decode how money really impacts your stress, happiness, relationships, and dreams. You’ll learn how to take care of your money without giving up what makes life sweet. New episodes drop three times a week — hit follow and get one conversation closer to living life on your terms. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever catch yourself staring at your overstuffed closet thinking, “How did I spend so much and still feel like I have nothing to wear?” Or scrolling your Amazon order history and realizing half of it is basically regret with free shipping? You’re not alone — and you’re definitely not the only one tossing money at quick fixes that don’t last. In this episode of Everyone’s Talkin’ Money, Shari breaks down the timeless truth behind “buy it right or buy it twice.” We’re tossing out the guilt and rewriting your spending strategy — because you deserve purchases that actually hold up and hold meaning. From shoes that save your back to greeting cards that should never cost seven bucks, this episode is your permission slip to blend value and values, spend intentionally, and stop wasting your money on stuff you secretly hate. You’ll walk away knowing:  Where it makes sense to splurge so you’re not replacing junk every year  When “cheap and cheerful” is actually the smarter move  How to build a personal spending filter you’ll actually stick with  Why buying better is really about your future self — not the price tag Ready to spend with confidence and stop the “buy it twice” cycle? Press play — your wallet will thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are Americans sacrificing their financial future for Instagram-worthy experiences? Not quite. In this episode, Mary Hines Droesch, head of Consumer, Small Business & Wealth Management Banking at Bank of America reveals surprising data about how consumers are navigating the tension between rising living costs and their desire to travel and attend live events. You'll discover: Why 74% of Americans still plan summer vacations despite inflation How "destination dupes" are changing the travel landscape The real reason people are choosing road trips over flights (hint: it's not just about money) Why concerts and sporting events have become travel destinations Whether Americans are going into debt to fund their wanderlust Smart strategies for reverse budgeting your next trip You'll walk away learning: The shift from goods to experiences isn't just a trend—it's a fundamental change in how we value money Social media is driving the "escapism economy" more than we realize Americans are proving to be surprisingly resilient and responsible with their finances The rise of "experiential gifts" is changing how families think about spending Whether you're trying to plan your next vacation on a budget or wondering if your travel spending is getting out of hand, this episode offers practical insights backed by real consumer data. Be sure to keep with with Everyone's Talkin' Money by following us on Instagram  @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the key to financial freedom isn't earning more money, but buying less stuff? In this eye-opening conversation, which is part two of a two-part episode, Stephanie Seferian, host of Sustainable Minimalists podcast, reveals how our culture has trained us to work harder just to afford things we don't actually need. Be sure to check out part one of our conversation on Stephanie’s podcast Sustainable Minimalists.  From targeted algorithms that prey on our insecurities to the myth that "new is always better," Stephanie breaks down the psychology behind overconsumption and shares her incremental approach to minimalism that doesn't require dramatic lifestyle changes. We explore how minimalism isn't about deprivation—it's about intentional curation and remembering that stuff exists to serve us, not the other way around. Whether you're drowning in clutter, struggling with the mental load of managing endless possessions, or just tired of working to pay for things that don't add real value to your life, this episode offers practical strategies to break free from the consumption cycle and use your money more intentionally. You’ll walk away learning: Why we've been trained to buy new (and why secondhand is actually better) The connection between mental load and physical clutter How to put barriers back up to mindless purchasing The difference between needs and manufactured desires Practical strategies for breaking the buy-declutter-repeat cycle Learn more about Stephanie by visiting her website mamaminimalist.com Keep up with Everyone’s Talkin’ Money on instagram @everyonestalkinmoney  Learn more about your ad choices. Visit megaphone.fm/adchoices