
Everyone's Talkin' Money
Ever wake up at 3 a.m. in a full-blown panic, wondering if you’ll ever have “enough” money? Maybe you’re making more than ever, but somehow, the worry never goes away. You stress over every purchase, second-guess every money move, and still feel like you’re one wrong decision away from losing it all.Here’s the truth: It’s not just about the dollars—it’s about what’s happening in your head.Welcome to Everyone’s Talkin’ Money, the podcast that finally tells it like it is: your emotions, thoughts, and habits around money are what’s keeping you stuck— not just your paycheck. Hosted by Shari Rash, money experts who want to help you ditch shame, rewrite the rules, and help you feel powerful with your finances. Don't worry, this show isn’t another snooze-fest finance podcast. She's here to help you unf*ck your finances and finally build wealth in a way that actually feels good.If you’re tired of finance bros yelling at you for buying a damn latte and sick of money advice that doesn’t fit your life, hit subscribe. It’s time to unravel your money mess, rewrite your story, and start building wealth—on your terms.
Latest episodes

Jun 7, 2025 • 33min
Why You Overspend, Procrastinate, and Compare: 6 Money Biases That Are Sabotaging Your Financial Goals
You’ve got the budget app. You’re reading the personal finance books. You know what you should be doing with your money—so why does it still feel so hard to follow through?
In this episode of Everyone’s Talkin’ Money, Shari breaks down six sneaky psychological biases that shape your money decisions without you even realizing it. From anchoring to optimism bias, these aren’t personal flaws—they’re predictable brain glitches. But once you spot them, you can stop them.
You’ll walk away understanding:
What anchoring bias is and why it makes that $100 dress feel like a steal (when it’s not)
Why the fear of losing money feels worse than actually losing it—and how that keeps you stuck
How your brain protects old money stories through confirmation bias
Why instant gratification keeps winning, even when your future self is begging you to chill
How optimism bias tricks you into thinking “next month” will magically fix everything
Why social proof bias is fueling lifestyle creep—and what to do instead
This is the episode that will make you pause mid-scroll, mid-spend, or mid-self-doubt and say, “Ohhhh, that’s what’s going on.”
If any of these biases hit home, share the episode with a friend and DM Shari @everyonestalkinmoney to keep the conversation going Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 4, 2025 • 53min
A Guide to Pricing Your Worth and Healing Your Money Mindset with The Biz Hippie: Scarlett Stanhope
Scarlett Stanhope, better known as The Biz Hippie, helps coaches, creatives, and conscious entrepreneurs heal their relationship with money and finally feel supported by their businesses.
In this raw and powerful conversation, Scarlett opens up about the dark side of doing everything “right” financially—and how it nearly broke her.
In this episode, we discuss:
How childhood experiences shaped Scarlett’s perfectionism and money patterns
Why saving without purpose is just another form of self-protection
The real reason making more money doesn’t fix money problems
How unspoken scarcity beliefs show up in your pricing, marketing, and sales calls
Scarlett’s 3-part framework for identifying and healing money scarcity at its root
How to align your pricing with your value (without fear, guilt, or second-guessing)
Why “legit business owner energy” starts with knowing your numbers
And how to balance intuitive money decisions with strategic action
You’ll walk away learning:
How to uncover and challenge your internal “scarcity seeds”
Why being good at saving doesn’t always mean you’re good with money
What “energetic alignment” has to do with pricing your services
Why you might be repelling clients without even knowing it
The difference between hustle energy and grounded abundance
How to finally feel safe in your business—even during a slow month
Follow Scarlett Stanhope and The Biz Hippie:
Instagram: @scarlettthebizhippieWebsite: thebizhippie.com
Let’s keep the conversation going on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 3, 2025 • 50min
From Broke to Empowered: Mindset Shifts, Money Habits, and Using Credit Wisely with Tiffany Grant, AFC®
Is feeling “broke” a mindset—or a money problem? In this eye-opening episode of Everyone’s Talkin’ Money, I’m joined by Tiffany Grant, AFC®, creator of Money Talk With Tiff and a nationally recognized voice in personal finance education.
Tiffany gets honest about what it really takes to move from financial anxiety to clarity—and how to stop letting shame or unrealistic goals derail your progress.
We talk about the emotional baggage we bring to our finances, the myths about debt and income that need to die already, and how a little creativity—hello, gamification—can completely change your budgeting experience.
Tiffany also opens up about her own debt journey, including what happened when she didn’t hit her goal of being debt-free by 30—and why she now sees that as a win.
If you’re tired of “six-figure salary” hype, comparison traps, or beating yourself up for not being perfect with money, this episode is the mindset reset you didn’t know you needed.
You'll walk away with:
A new perspective on what being “broke” really means
Tactical ways to document and take inventory of your finances
How self-talk impacts your money habits and confidence
Why gamifying your budget could be the trick to staying consistent
The power of redefining financial goals when life throws curveballs
The difference between using credit as a tool versus as income
Permission to ditch the shame and take small, intentional steps forward
How to personalize your path to financial freedom
Tips for questioning financial advice that doesn’t fit your life
A reminder that kindness to yourself is key on this journey
Resources + Connect with Tiffany:
Website: moneytalkwitht.com
Podcast: Money Talk With Tiff
Instagram: @moneytalkwitht
YouTube: Money Talk With Tiff
Twitter: @moneytalkwitht
TikTok: @moneytalkwitht
Facebook: Money Talk With Tiff
Pinterest: Money Talk With Tiff
Instagram @everyonestalkinmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices

May 31, 2025 • 45min
Minimalism Is a Mindset: How Decluttering Can Create Time, Wealth, and Emotional Freedom with Shira Gill
Minimalism isn’t about cold white walls, tossing your kid’s favorite toys when they’re not looking, or never buying another throw pillow again. It’s about being radically intentional with your space, your time, and your money — and learning how to clear what’s cluttering your life, both physically and emotionally.
In this episode of Everyone’s Talkin’ Money, Shari sits down with globally recognized home organizing expert and bestselling author Shira Gill, whose books Minimalista, Organized Living, and LifeStyled have transformed how people across the world think about clutter.
Together, they unpack what minimalism really looks like (hint: it’s not about deprivation), how to raise kids who value their things without hoarding them, and how simplifying your home can lead to greater financial confidence, more time, and more freedom.
Whether your kitchen counter is your current catch-all or your closet is basically a time capsule, this episode will help you get unstuck and start fresh — no color-coded labels required.
In this episode, we discuss:
How minimalism is actually about radical intention, not restriction
Shira’s "one in, one out" rule that keeps chaos in check
The hidden emotional and financial costs of clutter
How disorganization leads to overbuying, time scarcity, and missed bills
Simple organizing systems you can implement today (hello, action basket!)
Why letting go of items can actually create abundance
How to involve kids in the decluttering process without the meltdowns
The connection between a clean space and better decisions — even with food and money
You’ll walk away with:
An empowering definition of minimalism that doesn’t require a beige aesthetic
One simple habit to stop the clutter before it starts
Why the “one in, one out” rule is a game-changer — especially with kids
How clutter leads to overbuying, time stress, and even financial disorganization
The emotional cost of keeping stuff “just in case”
How to set up an action basket and donation system that creates instant relief
Why getting organized boosts confidence, wellness, and even helps you eat better
How to finally let go of items you think you might sell — without guilt
Learn more about Shira
Check out her bestselling books:
Minimalista
Organized Living
LifeStyled
Follow Shira on Instagram: @shiragill
Let’s keep the conversation going! Follow Everyone’s Talkin’ Money on Instagram: @everyonestalkinmoney
Visit everyonestalkinmoneypodcast.com for more episodes, resources, and to join our email list! Learn more about your ad choices. Visit megaphone.fm/adchoices

May 29, 2025 • 47min
Why Your Brain is Hardwired to Make Bad Money Decisions – And How to Rewire It with Hanna Horvath
Why do we keep making money decisions that go against our best interests? In this episode, I’m sitting down with Hanna Horvath, Certified Financial Planner (CFP®) and financial psychology expert, to unpack why our brains are literally wired to sabotage our financial goals—and what we can do to change that.
Hanna shares powerful insights from her work as the creator of “Your Brain on Money,” explaining how cognitive biases like loss aversion and decision fatigue impact everything from investing to impulse spending. We also dive into why more money doesn’t automatically equal more peace, how to align your financial habits with your core values, and practical strategies to work with your brain rather than against it.
Plus, Hanna reveals the simple mindset shifts that can help you spend without guilt, stop financial perfectionism in its tracks, and finally break free from those unconscious money scripts that are keeping you stuck.
You’ll hear:
Why our brains are wired to make terrible financial decisions
The connection between money anxiety and identity
How to set up financial guardrails that align with your values
The role of decision fatigue in impulsive spending
How to separate self-worth from net worth
You’ll walk away knowing:
Our brains are hardwired to make poor money choices.
Loss aversion can lead to irrational financial behaviors.
Understanding the emotional aspects of money is crucial.
Automating financial decisions can reduce decision fatigue.
Creating guardrails helps in making better financial choices.
The digital age has made spending frictionless and impulsive.
Investing can feel less tangible and more emotional than spending.
Self-compassion is key in financial decision-making.
Recognizing the disconnect between financial reality and emotions is important.
Labeling oneself as 'bad with money' can be counterproductive.
Practice self-compassion in financial behavior.
Financial habits are a journey, not a destination.
Social media heightens financial anxiety.
Follow Hanna for more financial psychology insights.
https://yourbrainonmoney.substack.com/
Website: https://www.hannahorvath.com/
Instagram: https://www.instagram.com/yourbrain_onmoney/
Youtube: https://www.youtube.com/@yourbrainonmoney
LinkedIn: https://www.linkedin.com/in/hanna-riley-horvath/
Tiktok: https://www.tiktok.com/@yourbrainonmoney
Don’t forget to follow us @everyonestalkinmoney for more money mindset content. Learn more about your ad choices. Visit megaphone.fm/adchoices

May 27, 2025 • 31min
How to Untangle Your Identity from Your Finances: The Separation Process (Part 2)
Welcome to Part 2 of one of the most important and personal episodes of Everyone’s Talkin’ Money. In Part 1, we exposed the damaging belief that your self-worth is tied to your net worth—and now, it’s time to do something about it.
In this episode, I walk you through my four-part Separation Process—a framework to help you shift from financial shame to clarity, resilience, and empowerment.
You’ll learn how to rewire the way you see yourself in relation to money, so you can stop letting your bank balance dictate your self-esteem and finally take back your financial power.
You’ll walk away with:
The Separation Process:Step 1 – Separate the Math from the Meaning. Learn how to treat your finances as data—not a moral scorecard—so you can make money decisions without shame.
Step 2 – Inventory Your Non-Financial Value. Make a list of 10 ways you add value to the world that have nothing to do with money—and keep it close for tough days.
Step 3 – Redefine Success on Your Terms. Ditch society’s hustle metric and reimagine what success looks like when it aligns with your values.
Step 4 – Practice Compassionate Reality. Handle financial challenges with truth and grace, so you're solving problems—not attacking your own self-worth.
Plus:
The Worth Resume – a powerful tool to track the value you bring to the world that’s not on a spreadsheet
Self-Worth Buffers – five daily practices that build emotional resilience and protect your identity from financial stress
Real-Life Scenarios – practical scripts and strategies for common situations where self-worth and money get tangled:
We will discuss:
Social comparison on Instagram
Financial setbacks or mistakes (like missed payments)
Saying “no” to spending you can’t afford
Having hard money convos with partners or family
Even celebrating financial wins without letting them define you
This episode is your emotional toolkit for making money decisions from strength, not shame. You are not your balance sheet—and today, we’re putting that truth into action.
Follow us on Instagram: @everyonestalkinmoney
Create your Worth Resume and tag us using #WorthBeyondWealth
Missed Part 1? Go back and start there—it lays the emotional groundwork for everything you hear today Learn more about your ad choices. Visit megaphone.fm/adchoices

May 27, 2025 • 24min
Why Your Self-Worth Is Not Your Net Worth: The Real Cost of Financial Shame (Part 1)
We need to talk about the belief that’s quietly running the show in so many of our financial lives: the idea that your bank account determines your value as a person.
In Part 1 of this two-part solo episode, we’re digging deep into the emotional roots of this toxic money narrative—and why it’s costing you far more than just dollars.
If you’ve ever avoided checking your bank balance out of shame, felt behind because of debt, or judged your worth by your income—this episode is for you.
You’ll walk away with:
A clear understanding of how our culture ties money to identity—and why that’s so damaging
Examples of how financial shame sabotages your decisions, relationships, and confidence
Validation that your money story is not your fault—but it is something you can rewrite
The first powerful mindset shift you need before making any lasting financial change
This episode is the foundation—the truth-telling, soul-stirring conversation that sets the stage for healing.
In Part 2, we’ll dive into the actionable tools and practices to reclaim your worth and start making empowered money choices.
Follow us on Instagram: @everyonestalkinmoney
Share your thoughts using the hashtag #WorthBeyondWealth
Want to start separating your worth from your finances? Make your non-financial value list and tag us in it!
Don’t miss Part 2 where we walk through the full Separation Process—subscribe now so it drops right into your feed. Learn more about your ad choices. Visit megaphone.fm/adchoices

May 24, 2025 • 45min
Vision Before Budget: The Wealth Framework That Helped Dr. Annie Cole Retire 20 Years Early
What if the reason you’re stuck isn’t your budget—but the fact that you started with one?
I’m joined by Dr. Annie Cole, founder of Money Essentials for Women, who turned a $26K social work salary into $1 million in real estate, nearly $400K in investments, and shaved 20 years off her retirement date—all before turning 40.
Her secret? A radically different approach to wealth building that doesn’t start with pinching pennies. Annie walks us through her 5-Step Wealth Framework, including how to create a financial vision that actually aligns with your life, the real reason high-earning women still feel broke, and why investing just $1 could be the best place to start.
In this episode we discuss:
A clear understanding of why budgeting is not your starting line
The mindset shift that took Annie from broke to financially free
Three different ways to structure your budget based on your life goals
Why your income isn’t the biggest factor in wealth-building—and what is
How to start investing today (even if you're scared and have no idea where to start)
How to break free from outdated financial beliefs that keep women playing small
The #1 habit that accelerated Annie’s wealth and financial freedom
How to spend under your means without feeling restricted
Why financial planning > penny pinching
How to release shame and take control, even if you’re starting from zero
Learn more and connect with Annie:
Website: https://money-essentials.com
Instagram: @moneyessentialsforwomen
You’ll Walk Away Knowing:
Budgeting is often seen as restrictive and can keep people stuck.
A life vision is essential for effective financial planning.
Financial goals should align with personal values and aspirations.
Income alone does not equate to financial freedom.
Investing is crucial for building wealth and passive income.
Creating a financial plan can empower individuals to make intentional decisions.
Unexpected expenses are a part of life; having a buffer is important.
Mindset shifts are necessary for overcoming financial limitations.
Women often hold outdated beliefs about money and work.
Money coaching fills the gap between financial advice and personal finance education.
Here is that blog post I wrote that answers the question "How Do I Start Investing?"
If you love what you heard, please be sure to rate and review the podcast. Also, keep in the loop by following us on Instagram at @everyonestalkinmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices

May 22, 2025 • 45min
Breaking the Money Mindset Loop: How Childhood Beliefs Shape Financial Success with Angela Williams
In this episode of Everyone’s Talkin’ Money, I sit down with Angela Williams, a licensed therapist, leadership mindset coach, and founder of AngelaMarie.co.
Angela specializes in helping high-profile leaders break through emotional and financial barriers to reach their full potential.
We dive deep into how childhood beliefs around money can unknowingly drive financial habits in adulthood—and how to rewrite those scripts for good.
You’ll hear:
How subconscious money beliefs formed in childhood can sabotage financial success in adulthood
Why high-achieving women often struggle to feel financially “enough” despite their outward success
How unresolved emotional wounds can manifest as financial overspending, burnout, or playing small
A practical exercise to identify the limiting beliefs that are blocking you from financial freedom
You’ll walk away learning:
Why the concept of legacy extends far beyond money—and how to create impact that lasts for generations
How subconscious beliefs around money formed in childhood can silently drive financial habits in adulthood
Why striving for financial success can actually be a way of avoiding unresolved emotional wounds
How to identify the sneaky money beliefs that keep high-achievers feeling financially “not enough”
Practical steps to uncover and reframe limiting beliefs about money, wealth, and self-worth
Why your financial legacy isn’t just about money—and how to redefine what impact looks like for you
Get your Money Blueprint, follow Angela’s work at AngelaMarie.co and tune into her podcast, The Bigger Braver Life Show, where she explores how leaders can step into their next level with confidence.
And don’t forget—hit that follow button so you never miss an episode, leave a quick rating and review, and join us on Instagram @everyonestalkinmoney for more money conversations that matter. Learn more about your ad choices. Visit megaphone.fm/adchoices

May 20, 2025 • 49min
Debt Detox: Why Paying Off Debt Doesn’t Always Feel Like Freedom – Insights from Experian’s Rod Griffin
I’m joined by Rod Griffin, Senior Director of Public Education and Advocacy at Experian, to unpack some surprising insights from their latest survey on paying off debt.
You’d think paying down debt would instantly feel like a weight lifted – but for many, it’s not that simple. Rod shares why some people don’t feel that immediate impact and what you can do to make the most of your financial progress.
In this episode we discuss:
The unexpected emotional disconnect some people experience after paying off debt.
Why a three-month period may be key to fully feeling the benefits of being debt-free.
How mindset shifts – not just willpower – are essential for staying out of debt.
Why having cash on hand might not prevent people from taking on more debt.
How social media can fuel unnecessary spending and financial pressure.
The concept of quiet debt and why so many people struggle to talk about it.
How open conversations about money can alleviate shame and guilt.
The critical difference between credit and debt – and why that distinction matters.
You’ll walk away knowing:
Paying off debt can have emotional benefits, but not everyone feels a significant change immediately.
A three-month period is often needed to fully feel the impact of paying off debt.
Mindset shifts are crucial for staying out of debt; willpower alone isn't enough.
Having cash on hand may not prevent people from taking on debt.
Social media can create pressure to keep up with others, leading to unnecessary spending.
Finding personal anchors and understanding true needs can help manage debt.
People are looking for ways to both reduce expenses and increase income to manage debt.
Quiet debt refers to hidden financial struggles that people often don't discuss.
Shame around money is common, but open conversations can relieve that pressure.
Credit and debt are different; understanding this can help manage finances better.
Follow the show so you never miss an episode, and keep the conversation going on Instagram @everyonestalkinmoney. Learn more about your ad choices. Visit megaphone.fm/adchoices