Let’s get real: no one teaches you the real secrets about money. You’re expected to just figure it out—and that’s total BS. So today, we’re fixing that.In this vault episode, I’m sharing 13 powerful money lessons that will change the way you think about earning, spending, and saving. These are the game-changers—the advice no one talks about because they assume you already know (hint: most people don’t).Here’s what we’re covering: Why it’s NOT about how much you earn but how much you keep (and how to master that). The #1 mistake people make when buying a car—and how to avoid it. How your ego is wrecking your finances (and how to stop it). The truth about money worries—and why you don’t have to live with them. Plus, so much more! These secrets aren’t just advice—they’re tools you can start using TODAY to take control of your money and your life.So, what are you waiting for? Hit play, take notes, and let’s get to work. You’ve got this!LINKSPreorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder HereFollow Shannah: Instagram: @shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ve been lied to about money your entire life. These lies are keeping you stuck, stressed, and wondering why you can’t seem to get ahead financially. But today, I’m breaking it all down for you.In this episode, I’m exposing the biggest money lies you’ve been told—and more importantly, I’m giving you the truth that can change everything about how you manage your finances.We’ll tackle: Why money is more about emotions than math (and how to manage your money mindset). The hustle culture myth: Why working harder isn’t the answer to building wealth. The truth about debt: It’s not a moral failure—it’s a tool. How to align your money with your values for true financial freedom. It’s time to ditch the guilt, the fear, and the shame. By the end of this episode, you’ll be armed with actionable steps and a fresh perspective to take back control of your money.LINKSFREE Guide: Unf*ck Your FinancesPre-order my book: Unraveling Your Relationship with Money Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone’s Talkin’ Money, I'm joined by Jen and Jill from the Frugal Friends podcast and authors of Buy What You Love Without Going Broke to explore the often misunderstood concept of frugality and how it ties to intentional spending, personal values, and financial empowerment. They dive deep into the psychology of spending, the role of dopamine in impulse buying, and practical strategies to align your money habits with what truly matters.Together, they break down how to redefine frugality as a positive practice of resource management rather than deprivation and share actionable tips to curb emotional spending, embrace imperfection, and make empowered financial decisions. Whether you’re a spender, saver, or somewhere in between, this episode will help you rethink how you approach your money and your life.What You’ll Learn in This Episode: Why dopamine hits are highest in the anticipation of shopping, not the act itself. How to redefine frugality as a form of financial freedom, not sacrifice. Why understanding your personal values is the secret to intentional spending. Tips to curb impulse shopping without feeling deprived. How mistakes in your financial journey can be your greatest teacher. The importance of asking non-shaming questions about your money habits. How frugality can lead to more meaningful and fulfilling experiences. LINKSFrugal Friends podcast n this episode of Everyone’s Talkin’ Money, Shannah is joined by Jen and Jill to explore the often misunderstood concept of frugality and how it ties to intentional spending, personal values, and financial empowerment. They dive deep into the psychology of spending, the role of dopamine in impulse buying, and practical strategies to align your money habits with what truly matters.Together, they break down how to redefine frugality as a positive practice of resource management rather than deprivation and share actionable tips to curb emotional spending, embrace imperfection, and make empowered financial decisions. Whether you’re a spender, saver, or somewhere in between, this episode will help you rethink how you approach your money and your life.What You’ll Learn in This Episode: Why dopamine hits are highest in the anticipation of shopping, not the act itself. How to redefine frugality as a form of financial freedom, not sacrifice. Why understanding your personal values is the secret to intentional spending. Tips to curb impulse shopping without feeling deprived. How mistakes in your financial journey can be your greatest teacher. The importance of asking non-shaming questions about your money habits. How frugality can lead to more meaningful and fulfilling experiences. LINKSFrugal Friends podcastBuy What You Love Without Going Broke bookCONNECT WITH SHANNAHPreorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here Instagram: @shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever feel like your thoughts about money are running the show—and not in a good way? You’re not alone. From family influences to societal expectations, your brain is like a sponge soaking up everything about money, creating beliefs that might be keeping you stuck.But here’s the good news: you don’t have to stay stuck.In this reboot episode, I’m sitting down with Kara Loewentheil—J.D., Master Certified Coach, host of the hit podcast Unfck Your Brain*, and author of Take Back Your Brain. Kara is a powerhouse when it comes to rewiring how you think, and this episode is packed with practical strategies to help you finally shift your money mindset.Here’s what we’re diving into:Why your brain is wired to think negatively about money—and how to reprogram it.The Thought Ladder: a simple, powerful tool to change how you think about money.How to escape the scarcity mindset and start making confident financial decisions.Why hiding what you buy isn’t the answer—and how to stop the shame cycle.Whether you’re starting fresh this year or just want to feel less anxious about your finances, this episode will give you the tools you need to take control of your thoughts and your money.Links Mentioned in This Episode: Kara’s new book: Take Back Your Brain Kara’s podcast: Unfck Your Brain CONNECT WITH SHANNAHPreorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder HereFollow Shannah: Instagram: @shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Ready to ditch the traditional budgeting rules that never seem to work and finally take control of your debt? In this episode, we’re tearing up the budget and introducing The Anti-Budget Blueprint—a simpler, more effective way to fast-track your journey to debt freedom.We’ll cover: Why traditional budgets fail most people (and what to do instead). The key steps to creating a spending plan that feels good and works. How to prioritize your debt payoff without sacrificing everything you love. Real-life examples of how this approach can change your money game. This isn’t just about paying off debt—it’s about transforming how you think about and manage your money. Whether you’re overwhelmed by debt or just ready for a fresh start, this episode gives you actionable steps to take back control.LINKSFree Guide: Unfuck Your Finances – Your first step to a better money mindset.Pre-order my Book: Unraveling Your Relationship with MoneyGrab a 15-minute complimentary phone call to talk about Money CoachingThanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Everyone’s Talkin’ Money, I’m getting real about the fears and stories that keep so many of us stuck in our financial journeys. If you’ve ever felt too scared to check your bank account, ashamed of your spending habits, or just unsure how to move forward, I’ve got you covered. Together, we’re diving into the real reason behind these fears, how they show up, and, most importantly, how to tackle them head-on. With humor, vulnerability, and actionable steps, I’ll help you rewrite your money story and take back your power.What You’ll Learn in This Episode: Why your money fears aren’t actually about money (and what’s really behind them). The sneaky ways fear shows up and holds you back. My 3-step plan to face your money fears and rewrite the story that’s been keeping you stuck. How small, brave actions can lead to massive change. Why persistence matters more than perfection when it comes to your money journey. Resources I Mention: Grab your FREE Unf*ck Your Finances Workbook: This workbook will walk you through identifying and overcoming your money fears so you can start building unapologetic wealth. https://etmpod.link/workbook My book, Unraveling Your Relationship with Money: I dive deep into the stories, emotions, and behaviors shaping your financial life and show you how to transform them. [Get your copy → http://www.everyonestalkinmnoney.com/book Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready to make 2025 your year of adventure? In this episode, I’m joined by travel expert Lyn Mettler from Families Fly Free to talk all about the exciting travel opportunities waiting for you and how to make them happen without breaking the bank.We’re diving into: Revenge Travel 2.0: Why 2025 is the year people are hitting the skies and roads like never before. Miles & Points Mastery: How to use miles and points to slash your travel costs. Southwest Airlines’ Companion Pass: The ultimate travel hack for families and budget travelers. Lyn shares practical tips to maximize your travel experiences while saving money and making memories. If travel has been on your vision board, this episode is packed with strategies to make it happen.LINKSLearn more about the Southwest Airlines Companion PassCheck out Families Fly FreeLET'S CONNECTIf this episode inspired you, share it with someone who needs to hear it! Don’t forget to pre-order my book, Unraveling Your Relationship with Money, so you can create the life you’ve been dreaming of.Tag me on Instagram @shannahgame and let me know your 2025 travel plans!Loved this episode? Subscribe and leave a review—your feedback keeps this podcast going strong! Learn more about your ad choices. Visit megaphone.fm/adchoices

MC Hammer went from being worth $33 million to filing for bankruptcy with over $13 million in debt—just six years after his peak. But his story isn’t just about parachute pants and wild spending; it’s a cautionary tale for all of us about the dangers of lifestyle creep, overspending, and bad investments.In this episode, I break down Hammer’s rise, fall, and reinvention, exploring the financial mistakes that led to his downfall and the lessons we can take to avoid the same traps. You’ll learn: Why lifestyle creep is the silent killer of wealth. The importance of understanding your investments before diving in. How to build a financial cushion to protect yourself when life gets unpredictable. Plus, I’ll share what happened to Hammer after bankruptcy and how he rebuilt his life, career, and purpose. Whether you’re earning $30,000 or $300,000, the same principles apply: smart decisions, living within your means, and planning for your future. This episode is packed with actionable insights to help you take control of your finances and avoid financial disaster.LINKSPreorder My Book: Unraveling Your Relationship with Money – Learn how to heal your money story, avoid financial mistakes, and build lasting wealth.Podcast Episode Mentioned: Setting Money Intentions for 2025 – Listen Here. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you grinding away at your money goals but still feeling unfulfilled? You're not alone. In this episode of Everyone’s Talkin’ Money, I chat with Jordan Grumet to tackle the big question: What’s the difference between purpose and happiness? Why do so many of us struggle with purpose anxiety? And how can we rethink our relationship with money to build a life that feels truly meaningful?Jordan breaks down the difference between 'big P' purpose—the daunting, goal-oriented ideal that can cause anxiety—and 'little p' purpose, which is all about finding joy in the process. He explores how money is a tool, not the goal itself, and why building purpose through action is the key to living a life aligned with your values.If you’ve ever felt stuck in the cycle of chasing goals without feeling fulfilled, this conversation is packed with practical strategies, powerful insights, and actionable takeaways to help you get unstuck and move forward.What You’ll Learn in This Episode: What purpose anxiety is and why 91% of people experience it. Why you can’t purpose your way to happiness without meaning. How money can serve as a tool to achieve happiness and fulfillment. Practical tips to redefine your goals and create a more meaningful life. Links Mentioned in This Episode:Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder HereFollow Shannah: Instagram: @shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Follow Jordan Grumet: Instagram: @jordangrumet Website: JordanGrumet.com Buy Jordan's book - The Purpose Code Love this episode?Share it with someone who needs to hear it, leave a review, and help us spread the word about living a purposeful, wealthy life. Let’s do this together! Learn more about your ad choices. Visit megaphone.fm/adchoices

Quick question: is your credit score secretly holding you back? If you’ve ever felt stuck, rejected, or overwhelmed by your credit, you’re not alone—and trust me, it’s not your fault. In this episode, we’re pulling back the curtain on all things credit to help you take back control.Monique White joins me from Self.inc, and together we’re breaking down the biggest credit myths that are messing with your score, plus the actionable steps you need to start improving it today. We’re talking about the truth behind credit utilization (hint: it’s 30% of your score), how to handle collections without fear, and why checking your credit report regularly could save you major headaches.But it’s not just about the numbers—it’s about understanding the emotional side of credit and how to turn your mindset from overwhelmed to empowered.Here are some of the key takeaways: Leaving a balance on your credit card? That could actually hurt your score. Secured credit cards can be a game-changer if you’re rebuilding. Always, always check your credit report for errors. Negotiating with collection agencies isn’t as scary as it sounds. And, the truth about credit repair vs. credit building. Improving your credit is a journey, but you don’t have to do it alone. This episode is packed with tips, insights, and real talk to help you take the first step.LINKSSelf's credit tipsCONNECT WITH SHANNAHFollow me on Instagram Courses + Workshops + Money Coaching InformationSPONSORSThanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices