Hundreds of mortgage products being pulled off the market, shocking inflation figures and an increasing base rate. What’s happening in the mortgage market?
(0:56) News story of the week
(2:28) Exciting announcement
(4:55) What’s going on with the mortgage market?
(5:48) What’s the current state of the market and has this ever happened before?
(6:17) What’s happening with the base rate/swap rates and how are lenders responding?
(6:59) Do you see this period of volatility lasting much longer?
(8:07) What kind of knock-on effect is this having? Are fewer people applying?
(8:42) What should you be doing if your fix is coming to an end?
(11:26) Is a 2-year fix the best option?
(12:37) What are the good products right now and what kind of rates should people be looking at right now?
(14:05) Are clients adamant on getting a lower-interest-rate product even though they have higher product fees?
(14:55) Are off-plan and new builds easier to get finance on?
(15:30) Are you expecting to see more attractive products to come to market soon?
(16:49) What do you think will happen in the next 1-2 years?
(17:53) Is diversification a part of your strategy?
