The Ramsey Show A Proven Plan Beats A Quick Fix Every Time
Aug 27, 2025
Dive into practical financial wisdom as the hosts tackle pressing listener questions! Discover strategies for managing debt and exploring investment options. Learn about the emotional weight of selling your home to escape financial strain and the importance of communication in relationships. Hear a gripping story about overcoming gambling addiction and how teachers can build wealth on a modest salary. Plus, find out how to balance life’s luxuries with responsible financial planning!
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Episode notes
Shift Idle Cash Into Market Investments
- Move long-term cash from low-yield CDs into diversified market investments with a vetted advisor.
- Keep 3–6 months of expenses plus planned big purchases liquid in a high-yield account.
Retired Couple Turned Millionaires Planning Travel
- Laurie retired with $1.6M across savings, retirement, and home equity and plans a dream trip to Australia.
- Dave says moving funds from low-yield accounts to the market could finance major life goals and experiences.
Maintain Emergency Cash While Investing Wealth
- Keep an emergency fund of 3–6 months of expenses plus cash for planned purchases.
- Consult a vetted SmartVestor advisor to choose appropriate mutual funds when moving large cash to the market.
