Fintech Insider Podcast by 11:FS

868. Focus: Why we should be excited by PSD3

Jun 19, 2024

Eddie Onaga from Visa, along with industry experts, discusses the potential of PSD3 regulations in Europe, focusing on France. They dive into how banks are adapting to regulations, the impact on fintechs, and the evolution of open banking under PSD2. The episode explores cultural nuances in data sharing, the shift towards cashless transactions, and the regulatory changes influencing innovation in the fintech sector.

43:34

Episode guests

Eddie Onaga

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Episode notes

Podcast summary created with Snipd AI

Quick takeaways

PSD3 aims to balance security and user experience in electronic payments through open banking and fraud protection.

European payment regulations, led by France, set global standards and present challenges for harmonization and secure practices.

Deep dives

PSD3 and PSR Aim to Improve Security and User Experience in European Payments

The upcoming PSD3 regulation in Europe, accompanied by the PSR, aims to enhance security and user experience in electronic payments. Building upon the impact of PSD2, the focus is on open banking, strong customer authentication, and fraud protection. The goal is to strike a balance between security and user experience while preparing for future innovations. The regulatory framework needs to anticipate advancements in payment technology and provide flexibility for evolving user needs.

Intro

2min

A Discussion on JPMorgan Chase's Role in EMEA Payments and Commerce Solutions

2min

Enhancing European Payments with PSD3

15min

Evolution of Banks in Response to Regulations

4min

Exploring the Potential Impact of PSD3 on Fintechs and FS Firms in France

3min

Exploring the Evolution and Impact of Open Banking under PSD2 Regulations

3min

Exploring Cultural Nuances in Data Sharing and Fintech Adoption

3min

Impact of PSD3 and Regulatory Changes on Cashless Transactions

11min

In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts. continue to shine a light on fintech in different parts of the world. In this episode we are continuing our deep dive into the European payments ecosystem by looking at the opportunity space created by the new PSD3 regulations.

11:FS host David Barton-Grimley, alongside Eddie Onaga, Vice President, Head of Digital Partnerships - Europe at Visa is digging into this alongside a panel of expert guests.

We want to look at the opportunities and challenges PSD3 might bring to the European market, with particular focus on France. Who stands to benefit the most and how does this all build on the foundation PSD2 created?

This week's guests are:

Katja Lehr, Managing Director, EMEA Payments and Commerce Solutions, JPMorgan Chase
Adam Baldwin, Head of Digital Advisory, BNP Paribas

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.

Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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Fintech Insider Podcast by 11:FS

868. Focus: Why we should be excited by PSD3

Episode guests

Podcast summary created with Snipd AI

Quick takeaways

Deep dives

PSD3 and PSR Aim to Improve Security and User Experience in European Payments

Europe's Leadership in Payment Regulation and Harmonization

Future of Payments Innovation and Framework for Advance Clarity

Challenges and Opportunities for Banks in Implementing PSD3

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highlights

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Fintech Insider Podcast by 11:FS

868. Focus: Why we should be excited by PSD3

Episode guests

Podcast summary created with Snipd AI

Quick takeaways

Deep dives

PSD3 and PSR Aim to Improve Security and User Experience in European Payments

Europe's Leadership in Payment Regulation and Harmonization

Future of Payments Innovation and Framework for Advance Clarity

Challenges and Opportunities for Banks in Implementing PSD3

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