Guest Eddie Onaga from Visa discusses the growth of digital wallets in Europe, Apple's new announcement impacting payment systems, and the emergence of European digital wallets challenging Google and Apple Pay in the payment industry.

Eddie Onaga from Visa, along with industry experts, discusses the potential of PSD3 regulations in Europe, focusing on France. They dive into how banks are adapting to regulations, the impact on fintechs, and the evolution of open banking under PSD2. The episode explores cultural nuances in data sharing, the shift towards cashless transactions, and the regulatory changes influencing innovation in the fintech sector.