
Banking Transformed with Jim Marous Back-Office Modernization: The New Growth Strategy for Banks
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Jan 29, 2026 Brandon Sailors, VP at CSG focused on billing, engagement and data-driven solutions. Richard Ullenius, CSG executive leading bank transformation and modernization. They discuss why outdated back offices drag growth. They cover realistic modernization steps, using AI as a decision partner, balancing risk and compliance, and turning data into actionable signals for smarter pricing and faster service.
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Front-End Wins Mask Back-Office Drag
- Banks built great front-end experiences but still run on back offices from a different era.
- That mismatch now drags growth, pricing power, personalization, and profitability.
Start With Customer Outcomes
- Start modernization projects with clear customer-focused outcomes, not tech for tech's sake.
- Measure ROI up-front with metrics linking experience changes to revenue or margin.
Pick Small Use Cases, Move Fast
- Pick two or three high-impact use cases and move fast instead of doing big-bang core replacements.
- Use 'keyhole surgery' to build momentum and prove value quickly.
