All the Hacks with Chris Hutchins Credit Cards: What's in My Wallet for 2025
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Jun 18, 2025 Discover the latest strategies for selecting credit cards tailored to your spending habits. Hear about exciting new card offerings and essential updates, including changes to the Chase Sapphire Reserve. Dive into tips for maximizing airline loyalty benefits and learn how to optimize rewards for travel and spending. Uncover the best cards for various spending categories and access tools that simplify card management. Whether you're looking to earn points or cash back, this discussion has all the insights you need for 2025.
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Three Reasons to Own Cards
- Focus on credit cards for three reasons: earning bonuses, valuable perks, or a great welcome bonus.
- Regularly review cards after the first year to judge ongoing value versus annual fees and seek retention offers if needed.
Cash Back vs Points Trade-Off
- Willingness to accept cashback over points depends on your current point stash and redemption goals.
- Points value varies; sometimes buying points at slight premiums makes sense when chasing big trips.
Match Cards to Spending Categories
- For dining and groceries, use multiple high-reward cards and back them up with others offering solid rates.
- Evaluate phones, gas, and Costco spending to find cards with the best earning and coverage benefits.