#232: Chris reviews his current credit card lineup for 2025. He also covers how to evaluate new/existing cards, some card changes for 2025, new cards he's excited about, the best cards for each major spending category, and apps to manage all your cards.
Link to Full Show Notes: https://chrishutchins.com/whats-in-my-wallet-2025
Link to What's In My Wallet Blog Post: https://chrishutchins.com/blog/whats-in-my-wallet-for-2025/
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Resources Mentioned
Chris' Full What's In My Wallet Post
Credit Card Holder Wallet
Frequent Miler Premium Card Worksheet
Copilot: Free 2 months with code HACKS2
Chris’ Card Optimizer Tool
Southwest Companion Pass Complete Guide 2025
Kick Bookkeeping: 50% off your first year here
Credit Card Trackers
ATH Podcast
Full Show Notes
(00:00) Introduction
(02:17) Quick Episode Overview
(03:28) The 3 Main Reasons to Own Credit Cards
(08:08) Things to Keep in Mind About Welcome Bonuses
(10:26) Chris' Credit Card Goals for 2025
(13:24) Points vs. Cash Back
(17:09) Why You Should Identify Your High Spend Categories
(21:53) How to Calculate the Value of a Card
(23:00) Review of Current Cards in Chris' Wallet
(30:44) Bank of America Cards
(33:00) U.S. Bank Cards
(33:49) Citi Cards
(38:27) The Bilt Mastercard®
(40:10) Understanding the Major Spending Categories
(42:35) Maximizing the Travel Category
(44:53) Earnings via Travel Portals
(47:57) Other Categories: Wholesale Clubs, Phone Service, Gas
(50:11) Managing Business Expenses (+ Kick Bookkeeping)
(52:10) New Cards for 2025
(55:47) How Chris Keeps Track of All His Cards
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