

All the Hacks: Money, Points & Life
Chris Hutchins
Never leave money on the table. This is your shortcut to upgrading your life, money and travel—all while spending less and saving more. Get tactical moves and deep dives into designing a life you’re excited about.Host Chris Hutchins is a life hacker who has saved millions by breaking down every aspect of life and looking to maximize happiness at the lowest cost. Chris and guests like Tim Ferriss, Tony Hawk, Codie Sanchez and Gary Vaynerchuk are here to deliver smart strategies you can plug into your own life—from a money hack that increases your net worth, to a routine change that boosts your productivity.
Episodes
Mentioned books

245 snips
Oct 15, 2025 • 1h 10min
Open Enrollment, Diversifying Investments, Buying Gold and More Listener Q&A
Listeners dive into important topics like navigating open enrollment, exploring health insurance plan options, and maximizing FSA benefits. Chris discusses investment strategies, including diversification amidst a high stock market and insights on buying gold. He warns about the complexities of variable universal life insurance, shares tips on handling RSU compensation, and emphasizes the benefits of AI tools in enhancing productivity. The discussion offers practical advice for both personal finance and transitioning to self-employment.

182 snips
Oct 8, 2025 • 50min
Earn More Points in Multiplayer Mode with Kai
Discover how to triple your points and miles by teaming up with a partner or friends. Learn the ins and outs of managing multiple accounts and maximizing referrals. Kai shares his strategy for handling the logistics and emotions that come with churning. Explore the benefits of teaching family members about building credit and travel dynamics, plus tips for streamlining the process. From overcoming stress in booking to leveraging shared resources, this discussion is packed with actionable insights for avid points enthusiasts.

879 snips
Oct 1, 2025 • 1h 34min
How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss
Tim Ferriss, bestselling author and entrepreneur known for his innovative approaches to productivity and lifestyle design, shares insights on avoiding the trap of over-optimization. He discusses the importance of setting boundaries, prioritizing relationships, and turning failures into learning opportunities. Tim also elaborates on his creative process behind his card game, emphasizing the power of play and social interaction. Listeners will learn practical tactics for saying no effectively and how to design life around joy and meaningful connections.

136 snips
Sep 24, 2025 • 1h 2min
Deep Dive on Bank of America Credit Cards (Up to 5.25% Cash Back)
Explore the surprising power of Bank of America's credit card lineup, where Chris shares his love for five different cards. Discover how the Preferred Rewards program can boost your cashback potential to 3.3%. Uncover unique perks like free access to 235 museums nationwide, as well as insights on applying for cards and navigating approval rules. Get an in-depth look at various cards, including the premium options with hefty benefits and the hidden gems in the business lineup. Plus, learn about strategic ways to maximize your rewards!

222 snips
Sep 17, 2025 • 1h 12min
Contrarian Takes on Money, Risk, and Retirement with Tyler Gardner
Tyler Gardner, a personal finance creator and former portfolio manager, shares unconventional insights on money and retirement. He challenges traditional financial norms, advocating for prioritizing investments over emergency funds. Gardner critiques the 4% rule, encouraging tailored retirement planning based on personal fulfillment. He discusses evolving career mindsets, emphasizing flexibility over loyalty, and highlights the importance of aligning spending with joy and personal values. This engaging conversation reshapes how we think about wealth and financial success.

272 snips
Sep 10, 2025 • 1h 7min
How Much Are Points and Miles Worth in 2025?
Curious about the value of travel points and miles? Dive into the complexities of assessing their worth and discover expert opinions that can influence your strategy. Learn how hotel and airline points stack up, and why cash back might sometimes be the smarter option. Get insights on navigating loyalty programs and maximize your rewards for a better travel experience in 2025. Plus, explore personal card strategies that help you successfully boost your credit card rewards.

130 snips
Sep 3, 2025 • 58min
How I Saved $10,000+ on Luxury Hotels
Discover how to save over $10,000 on luxury hotels by leveraging points and perks! Learn the art of booking with credit cards, stacking hotel credits, and finding the best upgrades. Hear personal anecdotes from Costa Rica and Carmel Valley, highlighting family-friendly experiences and unforgettable adventures. Uncover tips for maximizing Hilton and Hyatt rewards, ensuring your next getaway is both luxurious and budget-friendly.

352 snips
Aug 27, 2025 • 60min
Smarter Strategies for Retirement, Wealth Building, and Taxes with Michael Kitces
Join Michael Kitces, Head of Planning Strategy at Focus Partners Wealth and co-founder of XYPN, as he shares insights on smarter wealth-building strategies. Delve into why investing in your career can yield greater long-term benefits than solely focusing on retirement accounts. Discover how to leverage Health Savings Accounts for retirement and the benefits of Roth conversions. Michael also discusses navigating tax-efficient withdrawals and inheritance strategies, providing a comprehensive approach to optimizing your financial future.

233 snips
Aug 20, 2025 • 1h 4min
Deep Dive on Capital One Credit Cards and Miles (+ Why I Love Them)
Discover the ins and outs of Capital One's credit card lineup! The discussion covers how to maximize rewards and benefits, focusing on the popular Venture and Venture X cards. Learn the best two-card combo and strategies for redeeming miles. The benefits of booking travel through the Capital One portal are highlighted, along with essential tips on application rules. Plus, insights into making estate planning easier with personalized solutions add an intriguing twist to managing your finances!

358 snips
Aug 13, 2025 • 57min
Earn More Points with New Cards, Bonuses, and Challenges in 2025
Discover the latest in the credit card world with insights on new offerings and welcome bonuses. Learn how to maximize rewards and navigate travel credits effectively. Exciting airline and hotel promotions are discussed, revealing ways to rack up thousands of points. The hosts also share personal reflections and milestones, making the conversation both informative and heartfelt. Tune in for unique strategies to elevate your travel game in 2025!