The Clark Howard Podcast 05.09.25 Clark Answers His Critics on Clark Stinks / How Restaurants Survive
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May 9, 2025 Listeners engage in Clark Stinks, sharing feedback and critiques. The conversation shifts to restaurant resilience, examining how eateries adapt to high costs. Technology and efficiency redefine restaurant operations as they seek to thrive. Investment strategies, including tips on gold and credit card rewards, also spark discussion. Clark emphasizes universal retirement solutions, aiming for easier savings access for all Americans. Adaptation and innovation emerge as key themes in today's challenging market.
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Gold Investment Caution
- Limit your investment in gold to 3% to 5% of your portfolio to avoid overexposure.
- Remember that gold gains are taxed at a higher rate of 28%, unlike typical stock gains capped around 20%.
Maximize Travel Card Rewards
- Use Chase or Citi $95 fee travel cards to redeem points for cash back or transfer to partner airlines for greater value.
- This strategy combines travel benefits with flexible redemption options to maximize rewards.
United Airlines Flight Incident
- A doctor was forcibly removed from a United Airlines flight, sparking negative publicity.
- United later changed procedures to prevent such incidents and improve passenger treatment.