Real Wealth Show: Real Estate Investing Podcast
Mortgage Rates, Conforming Loans, and the All-In-One Loan: What Real Estate Investors Need to Know
Apr 8, 2025
In this engaging discussion, Caeli Ridge, a seasoned lender specializing in real estate investors, shares insights on today’s mortgage rates and loan types. She unpacks the differences between conventional and non-QM loans. Ridge explains the nuances of debt service coverage ratio (DSCR) loans and how the All-In-One loan is becoming a favorite for seasoned investors. Listeners will learn when refinancing is beneficial and strategies for making smart borrowing decisions tailored to individual financial goals.
22:53
Episode guests
AI Summary
AI Chapters
Episode notes
Podcast summary created with Snipd AI
Quick takeaways
- Understanding current mortgage rates and loan types is essential for real estate investors to navigate financing options effectively.
- Different loan products, including non-QM and DSCR loans, provide crucial alternatives for investors exceeding conventional borrowing limits.
Deep dives
Understanding Current Mortgage Rates
Mortgage rates are a primary concern for real estate investors today, and various factors influence these rates. Interest rates can vary significantly based on individual circumstances, such as the type of loan being pursued and specific borrower qualifications. For instance, a recent discussion highlighted the interest rate for a 30-year fixed mortgage on a single-family investment property, showing a rate around 6.875% for borrowers with a 760 credit score and a 25% down payment. Understanding these nuances is crucial for investors navigating the current market and seeking favorable financing options.
Remember Everything You Learn from Podcasts
Save insights instantly, chat with episodes, and build lasting knowledge - all powered by AI.
