Caeli Ridge

In this engaging discussion, Caeli Ridge, a seasoned lender specializing in real estate investors, shares insights on today’s mortgage rates and loan types. She unpacks the differences between conventional and non-QM loans. Ridge explains the nuances of debt service coverage ratio (DSCR) loans and how the All-In-One loan is becoming a favorite for seasoned investors. Listeners will learn when refinancing is beneficial and strategies for making smart borrowing decisions tailored to individual financial goals.

Join Caeli Ridge, a mortgage lender specializing in investor loans, as she breaks down the current mortgage landscape. She discusses the recent unexpected rise in mortgage rates and gives advice on whether now is the right time to refinance. Caeli also reveals an ingenious HELOC hack that allows you to minimize interest payments while maximizing liquidity. With her insights on where rates might head next, you’ll gain valuable knowledge to navigate your refinancing and investment strategies.

Top lenders Caeli Ridge, Krystle, and Kenny Simp discuss the hopeful trend of mortgage rate relief, the best investor loans, and strategies for boosting ROI. They cover loan products like DSCR loans and HELOCs, warning against potential surprises for adjustable-rate mortgages.

Caeli Ridge, a knowledgeable lender and returning guest, shares her insights on the current mortgage rate landscape. She explains why rates are decreasing despite the Fed holding rates steady. Listeners will learn about opportunities for investors as rental property interest rates dip into the high sixes. Caeli also discusses the pros and cons of paying points on mortgages and the potential impact of economic trends on future rates. With Caeli's expert perspective, you'll have a clearer picture of whether now is the time to buy or refinance.

Discussing the impact of the Fed on mortgage rates, Caeli Ridge provides updates on current rates and when to expect Fed rate cuts. Tips on navigating high rates and factors influencing rate adjustments are highlighted. Insights on lead management, landlord insurance, and strategies for optimal investment decisions are also covered.