TRAP: The Real Adviser Podcast 85 - What Real Advisers Actually Say
Dec 4, 2025
The hosts dive into the chaotic UK budget, dissecting political fallout and advising on new tax implications. They compare the financial landscapes of the UK and Ireland, touching on crypto regulation sparked by Coinbase's hefty fine. Recruitment opportunities arise in Dorset, while discussions on client management cover sensitive topics like dealing with client deaths. They also explore effective communication techniques for advisers, including impactful phrases and storytelling strategies. Tune in for culture recommendations that inspire!
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Budget Complexity Raises Value Of Advice
- Major tax and regulatory changes increase advice value by adding complexity for savers and business owners.
- Alan argues these incremental measures raise admin costs but make professional advice more valuable.
Coinbase Fined For AML Failings
- Carl described Coinbase being fined €21.5m by the Central Bank of Ireland for anti-money laundering failings in 2021–22.
- He highlighted 30 million missed transactions and 176 billion euros of flows, showing regulatory growing pains for crypto firms.
Crowdfunders Wiped Out By Preferential Shares
- Nick invested £1,000 in Curve via Crowdcube in 2019 and was later told early crowdfunders would receive nothing after the sale.
- He felt betrayed because later investors got preferential treatment and he received no proceeds despite Curve's exit.
