The Ramsey Show Debt Steals Your Freedom - Fight For Financial Peace
Dec 10, 2025
The hosts tackle a variety of financial dilemmas, like navigating lease disputes before moving in and starting Baby Steps while drowning in debt. They emphasize selling big-ticket items to regain financial control and discuss the importance of setting boundaries with family, especially with tenants. The conversation also covers whether to pay off low-rate mortgages for peace of mind, and strategies for student debt repayment. Listeners hear inspiring debt-free stories and practical advice on job searching and saving for the future.
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Demand Lease Change Or Walk Away
- Call the property management and demand they remove the ex's name or give 30 days' notice to move out.
- Put your future spouse on the lease and refuse to move into a home that still lists an ex as liable.
Sell Toys To Crush Debt Fast
- Sell the truck, Jeep, and boat to free up cash and pay down debt immediately.
- Stop rationalizing overspending and use that pain to motivate rapid change.
Temporarily Cut Fund To Slay Debt
- Temporarily reduce your emergency fund to $1,000 and throw the rest at debt if you can finish quickly.
- Pause the emergency fund build only for a short, defined sprint to eliminate debt.
