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HousingWire Daily
Optimal Blue CEO Scott Smith on competition in the secondary market
May 21, 2024
Interim CEO at Optimal Blue, Scott Smith, discusses competition in the secondary market, strategies for cost reduction, customer-centric products, partnerships, risk management, Optimal Blue acquisition by Constellation, market outlook, investment challenges, and future planning for lenders.
19:47
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Quick takeaways
- Competition in the mortgage industry drives innovation and affordability for consumers.
- Addressing loan origination cost challenges through technology, partnerships, and efficiency improvements.
Deep dives
Competition Drives Innovation and Affordability
Competition in the mortgage industry, particularly in areas like title and credit scores, is emphasized at the MBA Secondary Conference. Leaders from Optimal Blue see increased competition as beneficial for consumers, leading to innovation, better affordability, and improved products and services. The focus on competition encourages businesses to enhance their offerings, innovate, and prioritize customer experience to stay competitive.
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