money money money 901 how to actually achieve your goals (money, investing, health)
Jan 5, 2026
In this discussion, John Pidgeon, co-host of the This Is Property podcast and property investment author, dives into actionable goal-setting strategies. He shares his fitness journey using Strava to reach his training milestones. The conversation also explores the psychology behind cash purchases versus leasing, and the power of the SMART-YO framework for personalized goals. They emphasize the importance of accountability, discussing how sharing goals with others leads to greater commitment and success. Plus, practical tips for spending less and changing habits are revealed!
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Write Goals Down And Use Daily Targets
- Write down your goals to increase the chance of achieving them by about 42 percent.
- Set daily targets where possible because small, regular goals boost productivity and output.
Turning A Car Leaser Into A Cash Buyer
- Rachelle persuaded her partner Andy to save cash and delay leasing so he could buy a car outright.
- He saved monthly, bought a one-year-old ute earlier, and felt proud to have avoided financing.
Use A 'Sleep On It' Spending Boundary
- Use a simple spending boundary: don't buy anything over a small percentage of annual income without sleeping on it.
- That pause forces reflection and reduces impulse purchases on bigger financial decisions.
