The Ramsey Show

Stop Expecting Different Results From the Same Mistakes

Jul 29, 2025
Dive into the challenges of managing debt as a single mom trying to provide for her kids. Explore the pros and cons of financial decisions, like whether to cash out an annuity or use stocks to pay off a mortgage. Discover the ins and outs of budgeting for weddings while navigating personal finances post-divorce. Learn strategies to build financial unity in relationships, tackle the complexities of rent-to-own agreements, and understand the emotional toll of financial strain.
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ADVICE

Pay Off Debt Like a Maniac

  • Rip off the bandage and work like a maniac to get out of debt quickly.
  • Sell everything non-essential and cut expenses drastically, living strictly to clear debt.
ADVICE

Boost Income for Debt Freedom

  • Set your sights on increasing your income aggressively.
  • Replace your current job with one that provides growth and higher pay.
ADVICE

Handle Annuities Wisely

  • Analyze surrender charges before cashing out a variable annuity.
  • Consult a vetted financial advisor to decide if cashing out aids your debt payoff.
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