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Optimal Living Daily - Personal Development and Self-Improvement

2850: How Saying No to Money is Saving Me Money by Ariel with Making Sense of Cents

Jul 30, 2023
Finance blogger Michelle Schroeder-Gardner, who paid off $38,000 in student debt in 7 months, discusses the value of saying no to money with Ariel. They explore the positive impact of prioritizing time over excessive spending and reflect on their own financial struggles.
08:55

Podcast summary created with Snipd AI

Quick takeaways

  • Saying no to taking on more work and prioritizing activities like cooking meals and meal planning can help save money and lead to a less chaotic lifestyle.
  • Working less and embracing frugality can lead to more freedom, time, and satisfaction, emphasizing the importance of valuing experiences over material luxuries.

Deep dives

Saying No to Making Money

Ariel recounts her experience of saying no to taking on more work and how it actually helped her save money. Despite initially feeling upset about not contributing financially as much as her husband, Ariel realized that the stress of constantly working was causing them to spend more than necessary. By making the decision to say no to additional job requests and cutting back on working hours, Ariel found the time to prioritize activities like cooking meals for her family, meal planning, and using the food they had. This allowed them to save money and enjoy a less chaotic lifestyle.

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