Michelle Schroeder-Gardner

Michelle Schroeder-Gardner, author of the blog MakingSenseofSense.com, shares her insights on how positive thinking can transform your finances and overall life. She discusses the importance of a positive mindset in motivating action and reducing regret. Listeners can discover practical tips, such as the power of gratitude and avoiding comparisons with others. Embracing positivity is portrayed as a pathway to resilience and financial clarity, encouraging individuals to take control of their lives and goals.

Michelle Schroeder-Gardner, a financial blogger known for her insights on personal finance, shares critical advice on smart spending. She discusses seven expenses—like furniture, weddings, and vacations—that should never be put on a credit card unless fully repayable immediately. Michelle emphasizes the hidden costs of financing these purchases, highlighting how wedding debt can lead to stress and conflicts. She also advocates for effective strategies to manage medical bills without resorting to credit, encouraging smarter budgeting and financial peace.

Michelle Schroeder-Gardner from MakingSenseOfCents.com reveals how being too cheap can backfire, discussing pitfalls like skimping on quality purchases and the false economy of DIY projects. She highlights the hidden costs of excessive thriftiness, emphasizing the importance of investing in quality to avoid financial setbacks.

Michelle Schroeder-Gardner, founder of Making Sense of Cents, debunks common excuses for not saving money. She emphasizes the importance of positive thinking and reveals how it's possible to live a great life while saving. Additionally, she discusses the impact of beliefs on finances and the significance of taking consistent action and finding inspiration from others.

Michelle Schroeder-Gardner, a financial blogger and author of Making Sense of Cents, dives into the balance between enjoying life and managing debt. She emphasizes that vacations shouldn’t lead to more debt, sharing strategies for affordable travel like budgeting, staycations, and utilizing credit card rewards. Practical tips ensure you can enjoy a getaway while prioritizing financial responsibility, reminding listeners that a fun trip shouldn't compromise their financial health.

Michelle Schroeder-Gardner of Making Sense of Cents warns about the hidden costs of excessive thriftiness, such as skimping on quality purchases and DIY projects. She emphasizes the importance of investing in high-quality, long-lasting items to save money in the long run.

Michelle Schroeder-Gardner shares how side hustles helped her pay off student loans, travel, and start her own business. She emphasizes the importance of diversifying income for financial stability, exploring new ventures, and reducing financial stress.

Michelle Schroeder-Gardner, a financial blogger who paid off $38,000 in student debt, talks about the detrimental impact of keeping up with the Joneses and how it can lead to excessive debt and unhappiness. She offers practical tips on breaking free from the cycle of comparison and prioritizing individual financial goals. The podcast also emphasizes the importance of gratitude and appreciating what one already has.

Michelle Schroeder-Gardner of Making Sense of Cents discusses why paying for a storage unit is a waste of money. She emphasizes decluttering, simplifying investing with Acorns, and the benefits of owning less stuff in order to improve finances.

Finance blogger Michelle Schroeder-Gardner, who paid off $38,000 in student debt in 7 months, discusses the value of saying no to money with Ariel. They explore the positive impact of prioritizing time over excessive spending and reflect on their own financial struggles.