Modern Love

On Our Third Date, I Asked for a Joint Bank Account

14 snips
Nov 12, 2025
Janene Lin, an essayist, delves into her unconventional dating approach when she proposed a joint bank account on a third date. She reveals how the weight of paying or splitting bills made her feel undervalued in relationships. Janene shares chaotic family dinner rituals that shaped her money viewpoints and explains why she believed a joint account would test compatibility. Surprisingly, her date, Aodhán, agreed to meet at the bank, leading to a unique bond. Now married, they navigate family finances as partners, emphasizing the importance of early money conversations.
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ANECDOTE

Family Rituals Shaped Her Dating Habits

  • Janene compulsively grabbed the check on dates because of a family ritual where relatives fought to pay at banquets.
  • That childhood game taught her paying was a way to show care and preserve honor, not just money exchange.
INSIGHT

Money Acts As Visible Care

  • Money, care, and family rituals were inseparable in Janene's upbringing and shaped her dating expectations.
  • She needed visible acts of financial care to feel noticed and valued in relationships.
ADVICE

Discuss Money Early And Practically

  • Talk about financial compatibility early instead of assuming partners will intuitively understand money rituals.
  • Use small, practical tests of shared finances to reveal values before bigger commitments.
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