The BetterLife Podcast "Is now a good time to buy a house?" | Ep 169
Sep 16, 2025
The discussion dives into whether now is the right time to buy a house, weighing rising interest rates against potential long-term gains. Strategies for effective real estate investment are explored, including budgeting and innovative tactics like house hacking. The hosts also reflect on the complexities of wealth generation through property, the impact of economic policies on housing, and the delicate balance between personal identity and financial success. Plus, there's a fun segment on a must-have kitchen gadget that turns your liquid fantasies into ice cream!
AI Snips
Chapters
Books
Transcript
Episode notes
Long-Term Ownership Beats Timing The Market
- Buy a house if you have a long-term horizon because housing in America historically increases over 10-year spans.
- Owning fixes your payment and participates in inflation-driven wealth rather than being priced out as renters.
Interest Rates Plus Prices Drive Affordability
- Higher interest rates and higher prices together make monthly mortgage payments much larger than pre-2020.
- Short holds (1–3 years) are often unattractive; longer holds capture appreciation and offset high payments.
Buy Only If You Plan To Hold Long Enough
- Avoid buying if you plan to move within 2–3 years; short-term ownership rarely makes sense in today's market.
- Buy only if you expect to hold 5+ years to benefit from appreciation and housing shortage trends.
