Mo Money #476 Inheritances and Intergenerational Wealth
Nov 12, 2025
This discussion dives into the essential world of inheritances and intergenerational wealth. Listeners learn about tax implications on various assets, including cash, property, and investments. Common mistakes in handling inheritances are highlighted, along with smart strategies to ensure legacies last. The importance of timing in investments and the power of compound growth are emphasized. Ultimately, practical advice on maximizing financial benefits for future generations is shared, making it a must-listen for anyone involved in wealth transfer.
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Client Wins From Systematic Planning
- Ben shares client stories where tax and systems helped them buy homes earlier and fund education.
- These examples show practical gains from structure, strategy, and automatic saving systems.
No Inheritance Tax — But Taxes Still Apply
- Australia has no inheritance tax but different inherited assets incur other taxes that reduce net inheritance.
- Understand each asset's tax rules to avoid unintended large tax bills and preserve wealth for beneficiaries.
Put Inherited Cash To Work
- Do not leave inherited cash idle because inflation and tax erode its real value over time.
- Move cash into income-producing, tax-efficient investments to preserve and grow its purchasing power.
