Mo Money

Dive into the latest trends in Aussie finance, property rate cuts, and tax changes that could affect your investments. Learn how consumer behavior adapts during economic downturns and the impact of inflation on the property market. Explore the complexities of financial policies, and get insights on the cryptocurrency landscape, including Bitcoin. Discover strategic investment opportunities in property and stocks, while emphasizing the importance of careful planning and timely decision-making for first-time homebuyers.

On this episode of the Mo Money podcast, we answer probably the most common question I get asked as a financial adviser, which is, I've got 10 grand, what should I do with it? So, we go into the different type of investments that you can use, where they actually fit, and how to figure out which one's right for you, as well as the importance of putting that money to work, particularly today, with all the things going on in the world, with AI and the economy.  And we also get into the stages that people move through with their finances, and how that influences what things will move the dial the most when it comes to getting ahead. This episode is perfect for anyone that has a few bucks in the bank and wants to know the best thing to do with it.   Want to make smarter money moves and get ahead faster?  Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Learn more about Pivot Wealth: https://pivotwealth.com.au/ Check out Ben’s book, Get Unstuck: https://www.getunstuckbook.com.au/   Check us out on socials:    TikTok: https://www.tiktok.com/@bentalksmoney Instagram: https://www.instagram.com/pivotwealth/ Youtube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Chat about how Pivot Wealth can help with your money: https://calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth   Note: The advice shared on this podcast is general in nature and does not consider your individual circumstances. The podcast exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, and TMD and obtain appropriate financial advice tailored towards your needs. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055  

Dive into essential tax hacks that can boost your savings all year round! Discover staggering unclaimed tax deductions that could add up to billions. Learn about the power of franking credits and their impact on shareholders, retirees, and super funds. Uncover strategic ownership and salary packaging methods to optimize your tax situation. Plus, explore how smart financial decisions can enhance your investment strategies and ultimately improve your financial well-being while keeping more of your hard-earned income!

Queenie Tan, a leading personal finance educator from Australia and author of 'The Fun Finance Formula,' shares her inspiring journey of amassing over a million dollars by her late 20s. She discusses how shifting one's mindset is crucial for making finances enjoyable rather than stressful. Queenie emphasizes the need to celebrate small victories and the importance of a balanced approach to spending and saving. She also explores common mindset traps and reveals how reframing guilt around personal spending can lead to better financial health.

Explore the vast $3.5 trillion wealth transfer from Boomers to younger generations. Learn about the hidden aspects of inheritance taxes in Australia and strategies to protect family wealth. Discover how to have meaningful conversations with parents about inheritance to avoid conflicts. The importance of informed investment choices and legal structuring is highlighted for lasting financial health. Unlock insights on managing inherited wealth and reducing tax burdens effectively.

The podcast dives deep into AI's impact on investing and job security. It highlights the urgency of adapting financial strategies in a rapidly changing landscape. A startling projection reveals up to 30% of jobs could be automated by the mid-2030s, emphasizing proactive personal investment strategies. Listeners are advised on the importance of a diverse portfolio and timely decision-making to ensure stability. The discussion also covers retirement preparation and strategic choices to achieve financial freedom in an evolving economy.

The podcast dives into the classic debate of property versus shares, especially relevant in the shifting landscape of 2025. It sheds light on market dynamics influenced by global events and local trends. Emotional factors affecting investment decisions are examined, alongside practical strategies for maximizing returns through tax benefits. The discussion stresses the importance of understanding long-term values in property investing versus the innovative potential of shares. Listeners are encouraged to tailor their investment strategies to secure the best financial outcomes.

Discover essential tax strategies to maximize your income and avoid common mistakes! Learn the benefits of investing through trusts and companies, and how they compare to sole traders. Explore effective end-of-financial-year tactics to reduce tax bills with smart record-keeping. Dive into unique investment strategies like negative gearing and franking credits, tailored for Australia. Plus, uncover vital tax implications in property investments and the importance of proactive planning. Get ready to make smarter money moves!

Discover why high earners often see stagnant bank accounts and learn strategic money moves that can boost your savings. Unpack the dangers of financial complacency and the importance of automating savings to stay disciplined. Explore how to manage debt wisely, leveraging it as a tool for wealth creation. Challenge misconceptions about debt and dive into proactive strategies for optimizing savings and seizing investment opportunities. Get ready to transform your financial situation with fresh insights!

In this episode of the Mo Money podcast, we're breaking down what's happened in markets through the month of May, where the share market is at off the back of the volatility and tariff situation, what's happening in the property market at home off the back of the interest rate cuts, and what smart investors should be doing today. So, this episode is perfect for anyone that wants to cut through the headlines and make the smartest investing moves for them.   Want to make smarter money moves and get ahead faster?  Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Learn more about Pivot Wealth: https://pivotwealth.com.au/ Check out Ben’s book, Get Unstuck: https://www.getunstuckbook.com.au/   Check us out on socials:    TikTok: https://www.tiktok.com/@bentalksmoney Instagram: https://www.instagram.com/pivotwealth/ Youtube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Chat about how Pivot Wealth can help with your money: https://calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth   Note: The advice shared on this podcast is general in nature and does not consider your individual circumstances. The podcast exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, and TMD and obtain appropriate financial advice tailored towards your needs. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055