Mo Money

Explore the staggering $600,000 cost of private schooling and its impact on your finances. Delve into the soaring inflation of private school fees and how it can stall saving and investing. Learn the crucial long-term effects of choosing private education versus investing elsewhere. Discover clever funding strategies like investment bonds and tax structures to ease the financial strain. Finally, consider alternative paths like tutors or property investments that could benefit your children’s future.

Explore the allure of offset accounts and why they can be a trap for your finances. Discover common mistakes people make that could hinder long-term wealth. Compare the returns of offset accounts versus share market investing over the years. Learn when it makes sense to use an offset and how to establish an effective emergency buffer. Gain insights into disciplined spending and making your surplus cash work harder, while avoiding the 'good enough' mentality. It's a deep dive into smarter money management strategies!

This discussion dives into the essential world of inheritances and intergenerational wealth. Listeners learn about tax implications on various assets, including cash, property, and investments. Common mistakes in handling inheritances are highlighted, along with smart strategies to ensure legacies last. The importance of timing in investments and the power of compound growth are emphasized. Ultimately, practical advice on maximizing financial benefits for future generations is shared, making it a must-listen for anyone involved in wealth transfer.

Delve into five pivotal rules for high-income Australians aiming to maximize their wealth. Discover why high income should build assets, not merely reflect success. Learn the pitfalls of misleading net worth numbers and the importance of automating investments. Understand the benefits of smart borrowing and structured financial decisions over sheer discipline. Finally, gain insights on tax strategies to amplify returns and protect your assets effectively. Embrace these rules for genuine financial security!

This episode of the Mo Money podcast is on the five super hacks that you can use right now, even if you think it's too late. So, super is not that interesting, but it is super important, and some little changes can make a huge difference. So, we're going to unpack carry-forward contributions, spouse splitting - and no, that's not a divorce strategy - backdating and pre-paying: basically the timing tricks that can save you tax, your investment mix and why it probably sucks, and not letting your super die with you, basically the recontribution strategy and how to run your nomination. So, this episode is perfect for anyone that wants to make sure they're making the most out of what will end up being one of their biggest assets. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Ben's books: www.pivotwealth.com.au/books More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney YouTube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

Betsy Westcott, a seasoned financial wellness coach specializing in money psychology, dives into the emotions that govern our financial choices. She uncovers how fear, shame, and guilt can cloud judgment and shares strategies for overcoming money avoidance. By linking debt to personal goals, she reframes fear and highlights the importance of financial education. Betsy emphasizes celebrating small wins to combat perfectionism and the value of mindfulness to combat lifestyle creep. With insights on leveraging partner strengths, she offers practical tips for anyone looking to enhance their financial clarity.

In this episode of the Mo Money podcast, we talked to Ben Kingsley on how to retire on three grand a week. So, Ben is a property guy, a mortgage broker, and he's just put out a book on, essentially, how to retire on $3,000 a week. So, he talks about how you can actually do that with property, what the strategy is as you're building your assets, as well as when you're transitioning to actually living on those from an income perspective. He gets into a bit around borrowing structures, the property areas at the moment that he's seeing good value in, and what property investors should be thinking about to get the right results when they buy property. This episode is perfect for anyone that wants to understand what they can do to build another income through property investing. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Ben's books: www.pivotwealth.com.au/books More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney YouTube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

Caleah and Gabe reflect on their financial journey, skyrocketing from a $200K net worth to $4.3 million in just five years. They share insights on aligning their goals as a couple, overcoming financial confusion, and the importance of professional advice. Discover how they tackled different risk preferences and made strategic shifts in their investments. The duo emphasizes the power of consistency in saving and the freedom that comes with financial success. Their story inspires listeners to take action and achieve their own financial dreams.

Brian Parker, Chief Economist at Australian Retirement Trust, shares his insights on current markets and investment strategies. He explains why markets continue to rise despite risks and warns against trying to time them. Parker discusses the importance of compounding and diversification for long-term investors, while also highlighting the speculative nature of crypto. He evaluates the state of the Australian property market and anticipates modest growth and rate cuts ahead, cautioning against poorly diversified self-managed super funds.

In this episode of the Mo Money podcast, we're diving into the collapse of this Shield Master Trust. There's been a lot of news about this recently, so we're going to talk about basically what went wrong and how to avoid this happening to you. So, this episode is perfect for anyone that wants to avoid making mistakes and missteps when it comes to their super and potentially costing themselves a whole bunch of money. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Ben's books: www.pivotwealth.com.au/books More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney YouTube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.