Mo Money

Queenie Tan, a leading personal finance educator from Australia and author of 'The Fun Finance Formula,' shares her inspiring journey of amassing over a million dollars by her late 20s. She discusses how shifting one's mindset is crucial for making finances enjoyable rather than stressful. Queenie emphasizes the need to celebrate small victories and the importance of a balanced approach to spending and saving. She also explores common mindset traps and reveals how reframing guilt around personal spending can lead to better financial health.

Explore the vast $3.5 trillion wealth transfer from Boomers to younger generations. Learn about the hidden aspects of inheritance taxes in Australia and strategies to protect family wealth. Discover how to have meaningful conversations with parents about inheritance to avoid conflicts. The importance of informed investment choices and legal structuring is highlighted for lasting financial health. Unlock insights on managing inherited wealth and reducing tax burdens effectively.

The podcast dives deep into AI's impact on investing and job security. It highlights the urgency of adapting financial strategies in a rapidly changing landscape. A startling projection reveals up to 30% of jobs could be automated by the mid-2030s, emphasizing proactive personal investment strategies. Listeners are advised on the importance of a diverse portfolio and timely decision-making to ensure stability. The discussion also covers retirement preparation and strategic choices to achieve financial freedom in an evolving economy.

The podcast dives into the classic debate of property versus shares, especially relevant in the shifting landscape of 2025. It sheds light on market dynamics influenced by global events and local trends. Emotional factors affecting investment decisions are examined, alongside practical strategies for maximizing returns through tax benefits. The discussion stresses the importance of understanding long-term values in property investing versus the innovative potential of shares. Listeners are encouraged to tailor their investment strategies to secure the best financial outcomes.

Discover essential tax strategies to maximize your income and avoid common mistakes! Learn the benefits of investing through trusts and companies, and how they compare to sole traders. Explore effective end-of-financial-year tactics to reduce tax bills with smart record-keeping. Dive into unique investment strategies like negative gearing and franking credits, tailored for Australia. Plus, uncover vital tax implications in property investments and the importance of proactive planning. Get ready to make smarter money moves!

Discover why high earners often see stagnant bank accounts and learn strategic money moves that can boost your savings. Unpack the dangers of financial complacency and the importance of automating savings to stay disciplined. Explore how to manage debt wisely, leveraging it as a tool for wealth creation. Challenge misconceptions about debt and dive into proactive strategies for optimizing savings and seizing investment opportunities. Get ready to transform your financial situation with fresh insights!

In this episode of the Mo Money podcast, we're breaking down what's happened in markets through the month of May, where the share market is at off the back of the volatility and tariff situation, what's happening in the property market at home off the back of the interest rate cuts, and what smart investors should be doing today. So, this episode is perfect for anyone that wants to cut through the headlines and make the smartest investing moves for them.   Want to make smarter money moves and get ahead faster?  Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Learn more about Pivot Wealth: https://pivotwealth.com.au/ Check out Ben’s book, Get Unstuck: https://www.getunstuckbook.com.au/   Check us out on socials:    TikTok: https://www.tiktok.com/@bentalksmoney Instagram: https://www.instagram.com/pivotwealth/ Youtube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Chat about how Pivot Wealth can help with your money: https://calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth   Note: The advice shared on this podcast is general in nature and does not consider your individual circumstances. The podcast exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, and TMD and obtain appropriate financial advice tailored towards your needs. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055

Discover how to turn the tax season into a money-saving opportunity! Learn practical last-minute strategies to maximize your deductions, especially for high-income earners. Explore the benefits of tax deductions for remote workers and how proactive planning can unlock significant savings. Find out about useful tips like super contributions and prepaying expenses, and why consulting a professional can elevate your tax game. Dive into innovative ways to reinvest your tax savings for future wealth growth!

Discover why even high earners often feel financially stuck and how to break free from this pattern. Uncover silent traps that can derail income potential and learn effective strategies for building wealth. Explore the importance of aligning spending with long-term goals while maximizing tax efficiency. Get actionable tips on setting financial objectives and using smart tax strategies to minimize liabilities. Finally, bridge the gap between motivation and action by clarifying your financial aspirations and creating a plan to achieve them.

In this episode of the Mo Money podcast, we're diving into what's been one of the biggest market rebounds that we've seen in years. So after months of uncertainty and red ink, global share markets have really flipped the script and shown gains across the S&P 500, the NASDAQ and the Australian share market, reversing nearly all of the earlier losses that we've seen.  But the big question is, what does this actually mean for you? So in this episode, we'll unpack the key numbers, what's driving the shift, what's going on in the property market, and what smart investors are doing today to take advantage.   Want to make smarter money moves and get ahead faster?  Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Learn more about Pivot Wealth: https://pivotwealth.com.au/ Check out Ben’s book, Get Unstuck: https://www.getunstuckbook.com.au/   Check us out on socials:    TikTok: https://www.tiktok.com/@bentalksmoney Instagram: https://www.instagram.com/pivotwealth/ Youtube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Chat about how Pivot Wealth can help with your money: https://calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth   Note: The advice shared on this podcast is general in nature and does not consider your individual circumstances. The podcast exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, and TMD and obtain appropriate financial advice tailored towards your needs. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055