
 The Daily Churn
 The Daily Churn š§ Ep 83 - Opening Amex & Chase Cards, Citi 4506-C lock, Eating Inkind & Resy, HELOCs vs PLOCs, Costco Gold
 60 snips 
 Oct 3, 2025  The host shares insights on efficiently using Amex Platinum credits for benefits like Lululemon and Resy. Strategies for maximizing restaurant credits are highlighted, with a focus on referring friends for bonuses. Challenges with Chase applications and the upcoming referral policy changes spark discussion. There's a detailed look at HELOCs versus other home equity options, emphasizing lender research. The conversation touches on gold investments, addressing both buying strategies and market risks. Tune in for tips that could enhance your financial game! 
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Marathon Meetup Energy
- The host described hosting and attending a large Boulder race and meetup with 20,000 people and high-energy crowd support.
- He found the experience motivating and wants to do more races for the community vibes and personal challenge.
Stack Seats.Aero With Capital One
- Activate Capital One Shopping before buying Seats.Aero Pro to stack a ~20% shopping reward with the Seats.Aero coupon code TDC.
- Buy annual Seats.Aero Pro during the promo window to maximize the two discounts together.
Maximize Amex Platinum Credits
- Use Amex Platinum credits before quarter cutoffs and check which credits are annual versus quarterly to avoid losing value.
- Test creative uses like buying consumables or recurring plans (e.g., Oura subscriptions) to extract full credit value.



