
The Daily Churn
Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to flights, hotels, cellphones, mealkits, even FIRE.Decades of churning experience packed into short, easy-to-follow episodes you can use right now to earn more miles, more points, and live a more financially independent life.
Latest episodes

65 snips
Jan 17, 2025 • 1h 22min
Ep 75 - 2024 Wrapped: $45,037 + 4.8 Million Points
Dive into a whirlwind recap of 2024, covering everything from bank bonuses to credit card churning strategies. The hosts share insights on turning churning into a business opportunity, complete with engaging stats. Discover the results of a community survey highlighting churning experiences and successes. Plus, catch reflections on the growth of the podcast and its vibrant Discord community. With ambitious goals set for 2025, it's an exhilarating look back and forward in the world of churning!

38 snips
Dec 6, 2024 • 57min
Ep 74 - November Recap: $3,112 + 80K Points
Dive into November's churning adventures with insights on Schwab tactics and bank bonuses. Discover gift card strategies that unlock massive cashback, especially during Black Friday. Hear reflections on the highs and lows of holiday shopping, from great deals on luggage to missed opportunities. The discussion wraps with a financial recap, urging listeners to innovate their strategies while enjoying the festive season.

Nov 21, 2024 • 47min
Ep 73 - Four Days in Japanese Jail: Part 4 (Finale)
In the thrilling finale, the protagonist recounts his intense four days in a Japanese jail. He faces a compassionate judge, marking a pivotal shift in his journey. Emotional reflections unfold as he grapples with the complexities of freedom and justice. The bond with a fellow inmate highlights the nuances of reintegration into society. Personal growth shines through as he shares his experiences of fostering dogs, mixing nostalgia with gratitude for listeners. A powerful narrative of resilience emerges amidst the challenges of the past and the promise of new beginnings.

Nov 5, 2024 • 1h 1min
Ep 72 - Sept + Oct Recap: $4,030 + 540K Points
Discover the secrets of burning 2 million miles in just a month! Learn Amex Platinum hacks and how to score bonus points through Alaska transfers. Dive into travel news, explore a lucrative Mercury bonus, and uncover Fidelity's advantages. Hear about credit card strategies that net an incredible $4,030. Plus, enjoy humorous travel mishaps and personal stories that connect to financial insights. It's a whirlwind of tips, laughs, and valuable experiences!

Sep 17, 2024 • 46min
Ep 71 - Four Days in Japanese Jail: Part 3
In this gripping installment, Megumi, a significant figure encountered during a challenging experience in Japanese jail, sheds light on the emotional landscape of incarceration. Hear about the daunting realities of life behind bars and the profound connections formed with fellow inmates. The conversation brings to life the absurdities of the legal system, illustrated through a disheartening encounter with a prosecutor. Megumi’s insights illuminate the complexities of navigating cultural dynamics and the pursuit of justice in a foreign land.

Sep 6, 2024 • 51min
Ep 70 - August Recap: $2,269 + 127K Points
Dive into the world of credit card churning as hosts dissect hot offers from Chase and US Bank. Discover savvy hacks for maximizing savings through referral bonuses and discounts. Unpack issues with Pepper's gift card resale platform and its implications. Get tips on navigating meal kits for even more savings. Plus, enjoy insights on recent health-related perks and free food deals from popular eateries. It's a treasure trove of financial wisdom and practical strategies you won't want to miss!

5 snips
Aug 16, 2024 • 1h 28min
Ep 69 - The Story of Aligned Incentives with Logan
Logan, the co-founder of a successful gift card reselling business, shares his journey from casual reseller to entrepreneur. He highlights the power of local meetups and seminars in building community and trust. The conversation touches on financial independence and the balance between risk and growth in entrepreneurship. Logan underscores the importance of personal ethics in consumerism and finding fulfillment beyond financial success. He also shares exciting travel experiences in South Africa, offering a glimpse into luxury travel strategies using points.

4 snips
Aug 9, 2024 • 54min
Ep 68 - July Recap: $3,630 + 100K Points
Discover the results of a recent mealkit experiment and new churning tools that simplify tracking and bonus gains. The discussion dives into strategies for navigating credit card points, including the risks of unspent rewards. Learn about innovative cash rewards cards tailored for businesses and a deep-dive into Bank of America promotions. The speakers also share insights on effective investment strategies for long-term growth, along with tips for optimal cash management and community engagement through shared offers.

Jul 23, 2024 • 59min
Ep 67 - Four Days in Japanese Jail: Part 2
Exploring the narrator's time in Japanese jail, from encounters with the police to interactions with other inmates. Delving into cultural nuances, unique communication through charades, and forming unexpected bonds in a foreign system. Also, a side story of love born in a pool hall adds depth to the podcast episode.

7 snips
Jul 5, 2024 • 47min
Ep 66 - June Recap: $2,290 + 570K Points
Topics include maximizing credit card bonuses, Fidelity's high interest accounts, Costco vs Vuori, Prime Day deals, Starbucks scams, and free meal kits. The host shares insights on churning strategies and cashback rewards, making this episode a must-listen for money-saving tips.
Remember Everything You Learn from Podcasts
Save insights instantly, chat with episodes, and build lasting knowledge - all powered by AI.