

The Daily Churn
thedailychurn
Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to flights, hotels, cellphones, mealkits, even FIRE.Decades of churning experience packed into short, easy-to-follow episodes you can use right now to earn more miles, more points, and live a more financially independent life.
Episodes
Mentioned books

60 snips
Oct 3, 2025 • 1h 2min
🧈 Ep 83 - Weekly Recap: Back to the Churns!
The host shares insights on efficiently using Amex Platinum credits for benefits like Lululemon and Resy. Strategies for maximizing restaurant credits are highlighted, with a focus on referring friends for bonuses. Challenges with Chase applications and the upcoming referral policy changes spark discussion. There's a detailed look at HELOCs versus other home equity options, emphasizing lender research. The conversation touches on gold investments, addressing both buying strategies and market risks. Tune in for tips that could enhance your financial game!

44 snips
Sep 26, 2025 • 1h 5min
⛰️ Ep 82 - Three Days in Denver: TDC Meetup Recap (With Pics!)
An exhilarating weekend unfolds as the host shares highlights from their first in-person meetup in Denver. They discuss clever venue planning and engaging activities, including randomized dinners and unique name tags that matched online identities. Attendees enjoy trivia, speed-churning, and meaningful conversations at local venues. The relaxed Sunday vibe features hikes and deeper connections, while custom swag and memorable encounters enhance the experience. Overall, the event fosters a strong sense of community and connection among listeners.

55 snips
Sep 19, 2025 • 40min
👽 Ep 81 - Amex Plat refresh, New Meta glasses, Seats.aero discount, Practicing any chance you could, Launching probe groups, GPT5 Pro, and more
In this engaging discussion, they explore the refreshed Amex Platinum card and its fee implications. Exciting updates on Meta's new Ray-Ban glasses with innovative features capture attention. Insights into car-buying strategies amidst Fed rate discussions provide practical tips. The effective use of 'any chance you could' to secure perks for a meetup is both entertaining and resourceful. Additionally, they delve into matchmaking in private probe groups, blending technology with human touch for better connections.

66 snips
Sep 12, 2025 • 60min
🐔 Ep 80 - Citi Strata, iPhone 17, Seats.aero, Dinner with Logan, Pound of Chicken, Telepathy tapes, Four thousand weeks, Ketamine therapy
Dive into intriguing personal experiments with blindfolded perception and the possibilities of telepathy. Discover the ins and outs of credit card churning, particularly the Citi Strata Elite card's dining rewards. Explore the latest innovations in the iPhone 17 and the future of online shopping. Enjoy personal anecdotes about navigating flexible travel with points and the dynamics of health journeys influenced by Keto diets. Finally, reflect on self-identity through the lens of ketamine therapy and its impact on mental health.

51 snips
Sep 5, 2025 • 43min
🎭 Ep 79 - Weekly Recap: Monarch, P3 + Carvana, Solo401K Loans, MMM HQ, Why do improv, Being busy
The hosts share personal stories from their improv classes, linking creativity to better communication skills. They discuss the intricacies of car financing, including tips for navigating platforms like Carvana. A humorous take on managing busyness highlights challenges related to ADHD and overcommitment. The value of relaxation shines through as they recount a family trip to Estes Park, emphasizing the importance of personal freedom and trying new experiences, inviting listeners to participate in the conversation.

51 snips
Aug 29, 2025 • 47min
🌝 Ep 78 - Weekly Recap: What I'm churning, reading & watching, plus a Miraval trip report
A recent East Coast vacation brings exciting family reunions and a stay at the Miraval resort. Learn about innovative credit card strategies and the latest in cashback options. The hosts share their mixed feelings on new TV shows, celebrating returning favorites while lamenting a disappointing series. Insights into the values of accessibility in therapy and technology spark deep discussions. Finally, they explore personal journeys toward financial freedom, emphasizing the importance of connection and meaningful conversations.

32 snips
Aug 14, 2025 • 38min
🍃 Ep 77 - Weekly Recap: Vanguard advisors, Luma tickets, Miraval man-date, what I'm reading, and more
This week, the hosts reflect on their solar panel installations and local dining highlights. They dive into managing parents' finances and the challenges of organizing a Discord meetup. The conversation shifts to stress and emotional vulnerability, emphasizing the importance of community support. They share insights from men’s retreats and their excitement for an upcoming wellness retreat at Miraval. Planned activities like hiking and breath work promise a unique experience, despite the predominantly female crowd.

10 snips
Aug 8, 2025 • 57min
Ep 76 - Weekly Recap: August 8, 2025
This week features exciting talks about free InKind money and Capital One Shopping referrals. The hosts dive into credit card bonuses, including tempting offers from Chase and Amex. There’s a deep discussion on managing finances for aging parents, tackling tech adoption challenges and offering innovative tools. Wealth management strategies are explored, focusing on asset optimization and tax reduction. Plus, catch up on new Discord developments and the ups and downs of a recent solar panel installation!

66 snips
Jan 17, 2025 • 1h 22min
Ep 75 - 2024 Wrapped: $45,037 + 4.8 Million Points
Dive into a whirlwind recap of 2024, covering everything from bank bonuses to credit card churning strategies. The hosts share insights on turning churning into a business opportunity, complete with engaging stats. Discover the results of a community survey highlighting churning experiences and successes. Plus, catch reflections on the growth of the podcast and its vibrant Discord community. With ambitious goals set for 2025, it's an exhilarating look back and forward in the world of churning!

38 snips
Dec 6, 2024 • 57min
Ep 74 - November Recap: $3,112 + 80K Points
Dive into November's churning adventures with insights on Schwab tactics and bank bonuses. Discover gift card strategies that unlock massive cashback, especially during Black Friday. Hear reflections on the highs and lows of holiday shopping, from great deals on luggage to missed opportunities. The discussion wraps with a financial recap, urging listeners to innovate their strategies while enjoying the festive season.