Entrepreneurs on Fire Creative Finance Mastery: Pace Morby’s Journey, SubTo, and Stories of Life-Changing Deals
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Oct 6, 2025 
Pace Morby, an author, real estate investor, and co-host of A&E's Triple Digit Flip, shares his transformative insights on creative finance. He discusses the importance of distancing from limiting relationships to amplify success and recounts his pivotal journey from contractor to investor with mentor Bethany’s guidance. Pace explains creative finance strategies, including the subject-to method, enabling asset acquisition without cash or credit. With his upcoming book, he aims to showcase real-life success stories and help others transform their lives through effective financing.
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Be Intentional With Your Inner Circle
- Eliminate people who hold you back from your goals, even if they are close family or friends.
- Prioritize spending time with people who elevate you to multiply income and impact.
How A Mentor Pivoted His Career
- A client named Bethany taught Pace to find deals and stop trading time for money by showing him the investor's process.
- He made $25,000 in three hours bird-dogging a deal and earned $700,000 in his first year working with her.
Buy Assets By Taking Over Payments
- Use creative finance to acquire assets by taking over existing payments instead of using new bank loans.
- Structures like 'subject to' let you buy houses, businesses, or vehicles with no cash, credit, or bank approvals.
