ARR Lending with PNC

Ankur Gupta, PNC's Global Head of Technology Finance, delves into the intricate world of tech lending. He explains what constitutes a 'good fit' deal and outlines the expectations during due diligence. The discussion highlights the importance of Gross vs. Net Retention metrics and how they influence loan values, along with the growing emphasis on recurring revenue in lending. Gupta also navigates the competitive landscape and offers insights on negotiating loan terms in a high-interest environment, showcasing the evolving dynamics of financing for software companies.